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    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementClassOfStockAxis_lbl" xml:lang="en-US">Class of Stock [Axis]</link:label>
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonClassAMember_lbl" xml:lang="en-US">Common Class A</link:label>
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonClassCMember_lbl" xml:lang="en-US">Common Class C</link:label>
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancialInstrumentAxis_lbl" xml:lang="en-US">Financial Instrument [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FixedMaturities1Member" xlink:label="snfc_FixedMaturities1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FixedMaturities1Member" xlink:to="snfc_FixedMaturities1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FixedMaturities1Member_lbl" xml:lang="en-US">Fixed Maturities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="us-gaap_BusinessAcquisitionAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionAxis" xlink:to="us-gaap_BusinessAcquisitionAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionAxis_lbl" xml:lang="en-US">Business Acquisition [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ProbstFamilyFuneralsAndCremationsAndHeberValleyFuneralHomeMember" xlink:label="snfc_ProbstFamilyFuneralsAndCremationsAndHeberValleyFuneralHomeMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ProbstFamilyFuneralsAndCremationsAndHeberValleyFuneralHomeMember" xlink:to="snfc_ProbstFamilyFuneralsAndCremationsAndHeberValleyFuneralHomeMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ProbstFamilyFuneralsAndCremationsAndHeberValleyFuneralHomeMember_lbl" xml:lang="en-US">Probst Family Funerals and Cremations and Heber Valley Funeral Home</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="us-gaap_USTreasurySecuritiesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_USTreasurySecuritiesMember" xlink:to="us-gaap_USTreasurySecuritiesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_USTreasurySecuritiesMember_lbl" xml:lang="en-US">US Treasury Securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="us-gaap_USStatesAndPoliticalSubdivisionsMember" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_USStatesAndPoliticalSubdivisionsMember_lbl" xml:lang="en-US">US States and Political Subdivisions Debt Securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember" xlink:label="us-gaap_CorporateDebtSecuritiesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CorporateDebtSecuritiesMember" xlink:to="us-gaap_CorporateDebtSecuritiesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CorporateDebtSecuritiesMember_lbl" xml:lang="en-US">Corporate Debt Securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_lbl" xml:lang="en-US">Mortgage-backed Securities, Issued by US Government Sponsored Enterprises</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RedeemablePreferredStockMember" xlink:label="us-gaap_RedeemablePreferredStockMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RedeemablePreferredStockMember" xlink:to="us-gaap_RedeemablePreferredStockMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RedeemablePreferredStockMember_lbl" xml:lang="en-US">Redeemable Preferred Stock</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TimeDurationAxis" xlink:label="snfc_TimeDurationAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TimeDurationAxis" xlink:to="snfc_TimeDurationAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TimeDurationAxis_lbl" xml:lang="en-US">Time Duration [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TotalMember" xlink:label="snfc_TotalMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TotalMember" xlink:to="snfc_TotalMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TotalMember_lbl" xml:lang="en-US">Total</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_IndustrialMiscellaneousAndAllOtherMember" xlink:label="snfc_IndustrialMiscellaneousAndAllOtherMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IndustrialMiscellaneousAndAllOtherMember" xlink:to="snfc_IndustrialMiscellaneousAndAllOtherMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_IndustrialMiscellaneousAndAllOtherMember_lbl" xml:lang="en-US">Industrial, miscellaneous and all other</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_EquitySecurities1Member" xlink:label="snfc_EquitySecurities1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_EquitySecurities1Member" xlink:to="snfc_EquitySecurities1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_EquitySecurities1Member_lbl" xml:lang="en-US">Equity Securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="us-gaap_ResidentialMortgageMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ResidentialMortgageMember" xlink:to="us-gaap_ResidentialMortgageMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ResidentialMortgageMember_lbl" xml:lang="en-US">Residential Mortgage</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ResidentialConstructionMember" xlink:label="snfc_ResidentialConstructionMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ResidentialConstructionMember" xlink:to="snfc_ResidentialConstructionMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ResidentialConstructionMember_lbl" xml:lang="en-US">Residential construction</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CommercialMember" xlink:label="snfc_CommercialMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CommercialMember" xlink:to="snfc_CommercialMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CommercialMember_lbl" xml:lang="en-US">Commercial</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LessThan12MonthsMember" xlink:label="snfc_LessThan12MonthsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LessThan12MonthsMember" xlink:to="snfc_LessThan12MonthsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LessThan12MonthsMember_lbl" xml:lang="en-US">Less Than 12 Months</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CorporateSecuritiesMember" xlink:label="snfc_CorporateSecuritiesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CorporateSecuritiesMember" xlink:to="snfc_CorporateSecuritiesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CorporateSecuritiesMember_lbl" xml:lang="en-US">Corporate Securities</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TotalUnrealizedLossesMember" xlink:label="snfc_TotalUnrealizedLossesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TotalUnrealizedLossesMember" xlink:to="snfc_TotalUnrealizedLossesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TotalUnrealizedLossesMember_lbl" xml:lang="en-US">Total unrealized losses</link:label>
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MoreThan12MonthsMember" xlink:to="snfc_MoreThan12MonthsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MoreThan12MonthsMember_lbl" xml:lang="en-US">More Than 12 Months</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_USTreasurySecuritiesMember" xlink:to="us-gaap_USTreasurySecuritiesMember_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_USTreasurySecuritiesMember_2_lbl" xml:lang="en-US">US Treasury Securities [Member]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ContractualMaturityAxis" xlink:label="snfc_ContractualMaturityAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ContractualMaturityAxis" xlink:to="snfc_ContractualMaturityAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ContractualMaturityAxis_lbl" xml:lang="en-US">Contractual Maturity [Axis]</link:label>
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DueIn1yearMember" xlink:to="snfc_DueIn1yearMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DueIn1yearMember_lbl" xml:lang="en-US">Due in 1 year</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DueIn25YearsMember" xlink:label="snfc_DueIn25YearsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DueIn25YearsMember" xlink:to="snfc_DueIn25YearsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DueIn25YearsMember_lbl" xml:lang="en-US">Due in 2-5 years</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DueIn510YearsMember" xlink:label="snfc_DueIn510YearsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DueIn510YearsMember" xlink:to="snfc_DueIn510YearsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DueIn510YearsMember_lbl" xml:lang="en-US">Due in 5-10 years</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DueInMoreThan10YearsMember" xlink:label="snfc_DueInMoreThan10YearsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DueInMoreThan10YearsMember" xlink:to="snfc_DueInMoreThan10YearsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DueInMoreThan10YearsMember_lbl" xml:lang="en-US">Due in more than 10 years</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_GainsLossesOnInvestmentsByCategoryAxis" xlink:label="snfc_GainsLossesOnInvestmentsByCategoryAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_GainsLossesOnInvestmentsByCategoryAxis" xlink:to="snfc_GainsLossesOnInvestmentsByCategoryAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_GainsLossesOnInvestmentsByCategoryAxis_lbl" xml:lang="en-US">Gains Losses on Investments by Category [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FixedMaturitySecuritiesAvailableForSaleMember" xlink:label="snfc_FixedMaturitySecuritiesAvailableForSaleMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FixedMaturitySecuritiesAvailableForSaleMember" xlink:to="snfc_FixedMaturitySecuritiesAvailableForSaleMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FixedMaturitySecuritiesAvailableForSaleMember_lbl" xml:lang="en-US">Fixed maturity securities available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OtherAssets1Member" xlink:label="snfc_OtherAssets1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherAssets1Member" xlink:to="snfc_OtherAssets1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OtherAssets1Member_lbl" xml:lang="en-US">Other Assets {1}</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageLoansRealEstateMember" xlink:label="snfc_MortgageLoansRealEstateMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansRealEstateMember" xlink:to="snfc_MortgageLoansRealEstateMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageLoansRealEstateMember_lbl" xml:lang="en-US">Mortgage Loans Real Estate</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_RealEstate1Member" xlink:label="snfc_RealEstate1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RealEstate1Member" xlink:to="snfc_RealEstate1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_RealEstate1Member_lbl" xml:lang="en-US">Real Estate</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PolicyStudentAndOtherLoansMember" xlink:label="snfc_PolicyStudentAndOtherLoansMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PolicyStudentAndOtherLoansMember" xlink:to="snfc_PolicyStudentAndOtherLoansMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PolicyStudentAndOtherLoansMember_lbl" xml:lang="en-US">Policy Student and Other Loans</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_InsuranceAssignmentsMember" xlink:label="snfc_InsuranceAssignmentsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_InsuranceAssignmentsMember" xlink:to="snfc_InsuranceAssignmentsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_InsuranceAssignmentsMember_lbl" xml:lang="en-US">Insurance Assignments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OtherInvestments1Member" xlink:label="snfc_OtherInvestments1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherInvestments1Member" xlink:to="snfc_OtherInvestments1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OtherInvestments1Member_lbl" xml:lang="en-US">Other Investments {1}</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CashAndCashEquivalents1Member" xlink:label="snfc_CashAndCashEquivalents1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CashAndCashEquivalents1Member" xlink:to="snfc_CashAndCashEquivalents1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CashAndCashEquivalents1Member_lbl" xml:lang="en-US">Cash and Cash Equivalents</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_RestrictedAssetsAxis" xlink:label="snfc_RestrictedAssetsAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RestrictedAssetsAxis" xlink:to="snfc_RestrictedAssetsAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_RestrictedAssetsAxis_lbl" xml:lang="en-US">Restricted Assets [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CemeteriesAndMortuariesMember" xlink:label="snfc_CemeteriesAndMortuariesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteriesAndMortuariesMember" xlink:to="snfc_CemeteriesAndMortuariesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CemeteriesAndMortuariesMember_lbl" xml:lang="en-US">Cemeteries And Mortuaries</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="us-gaap_InvestmentTypeAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentTypeAxis" xlink:to="us-gaap_InvestmentTypeAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentTypeAxis_lbl" xml:lang="en-US">Investment Type [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CommercialRealEstate1Member" xlink:label="snfc_CommercialRealEstate1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CommercialRealEstate1Member" xlink:to="snfc_CommercialRealEstate1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CommercialRealEstate1Member_lbl" xml:lang="en-US">Commercial Real Estate</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_StatementGeographicalAxis" xlink:label="srt_StatementGeographicalAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_StatementGeographicalAxis" xlink:to="srt_StatementGeographicalAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="srt_StatementGeographicalAxis_lbl" xml:lang="en-US">Geographical [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ArizonaMember" xlink:label="snfc_ArizonaMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ArizonaMember" xlink:to="snfc_ArizonaMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ArizonaMember_lbl" xml:lang="en-US">Arizona</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_KansasMember" xlink:label="snfc_KansasMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_KansasMember" xlink:to="snfc_KansasMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_KansasMember_lbl" xml:lang="en-US">Kansas</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NevadaMember" xlink:label="snfc_NevadaMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NevadaMember" xlink:to="snfc_NevadaMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NevadaMember_lbl" xml:lang="en-US">Nevada</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TexasMember" xlink:label="snfc_TexasMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TexasMember" xlink:to="snfc_TexasMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TexasMember_lbl" xml:lang="en-US">Texas</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LouisianaMember" xlink:label="snfc_LouisianaMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LouisianaMember" xlink:to="snfc_LouisianaMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LouisianaMember_lbl" xml:lang="en-US">Louisiana</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MississippiMember" xlink:label="snfc_MississippiMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MississippiMember" xlink:to="snfc_MississippiMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MississippiMember_lbl" xml:lang="en-US">Mississippi</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_UtahMember" xlink:label="snfc_UtahMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UtahMember" xlink:to="snfc_UtahMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_UtahMember_lbl" xml:lang="en-US">Utah</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ResidentialRealEstate1Member" xlink:label="snfc_ResidentialRealEstate1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ResidentialRealEstate1Member" xlink:to="snfc_ResidentialRealEstate1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ResidentialRealEstate1Member_lbl" xml:lang="en-US">Residential Real Estate</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CaliforniaMember" xlink:label="snfc_CaliforniaMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CaliforniaMember" xlink:to="snfc_CaliforniaMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CaliforniaMember_lbl" xml:lang="en-US">California</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FloridaMember" xlink:label="snfc_FloridaMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FloridaMember" xlink:to="snfc_FloridaMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FloridaMember_lbl" xml:lang="en-US">Florida</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OhioMember" xlink:label="snfc_OhioMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OhioMember" xlink:to="snfc_OhioMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OhioMember_lbl" xml:lang="en-US">Ohio</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_WashingtonMember" xlink:label="snfc_WashingtonMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_WashingtonMember" xlink:to="snfc_WashingtonMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_WashingtonMember_lbl" xml:lang="en-US">Washington</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="us-gaap_StatementBusinessSegmentsAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementBusinessSegmentsAxis" xlink:to="us-gaap_StatementBusinessSegmentsAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementBusinessSegmentsAxis_lbl" xml:lang="en-US">Segments [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CorporateOfficesLifeInsuranceAndCemeteryMortuaryOperationsMember" xlink:label="snfc_CorporateOfficesLifeInsuranceAndCemeteryMortuaryOperationsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CorporateOfficesLifeInsuranceAndCemeteryMortuaryOperationsMember" xlink:to="snfc_CorporateOfficesLifeInsuranceAndCemeteryMortuaryOperationsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CorporateOfficesLifeInsuranceAndCemeteryMortuaryOperationsMember_lbl" xml:lang="en-US">Corporate Offices, Life Insurance and Cemetery/Mortuary Operations</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageMember" xlink:label="snfc_MortgageMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageMember" xlink:to="snfc_MortgageMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageMember_lbl" xml:lang="en-US">Mortgage</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LifeInsuranceOperationsMember" xlink:label="snfc_LifeInsuranceOperationsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LifeInsuranceOperationsMember" xlink:to="snfc_LifeInsuranceOperationsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LifeInsuranceOperationsMember_lbl" xml:lang="en-US">Life Insurance Operations</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LifeInsuranceOperations1Member" xlink:label="snfc_LifeInsuranceOperations1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LifeInsuranceOperations1Member" xlink:to="snfc_LifeInsuranceOperations1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LifeInsuranceOperations1Member_lbl" xml:lang="en-US">Life Insurance Operations 1</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageSalesMember" xlink:label="snfc_MortgageSalesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageSalesMember" xlink:to="snfc_MortgageSalesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageSalesMember_lbl" xml:lang="en-US">Mortgage Sales</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageSales1Member" xlink:label="snfc_MortgageSales1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageSales1Member" xlink:to="snfc_MortgageSales1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_MortgageSales1Member_lbl" xml:lang="en-US">Mortgage Sales</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageSales2Member" xlink:label="snfc_MortgageSales2Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageSales2Member" xlink:to="snfc_MortgageSales2Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_MortgageSales2Member_lbl" xml:lang="en-US">Mortgage Sales</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="us-gaap_CommercialLoanMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommercialLoanMember" xlink:to="us-gaap_CommercialLoanMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommercialLoanMember_lbl" xml:lang="en-US">Commercial Loan</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AgingOfLoansAxis" xlink:label="snfc_AgingOfLoansAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AgingOfLoansAxis" xlink:to="snfc_AgingOfLoansAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AgingOfLoansAxis_lbl" xml:lang="en-US">Aging of Loans [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PastDue30To59DaysMember" xlink:label="snfc_PastDue30To59DaysMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PastDue30To59DaysMember" xlink:to="snfc_PastDue30To59DaysMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PastDue30To59DaysMember_lbl" xml:lang="en-US">Past Due 30 to 59 Days</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PastDue60To89DaysMember" xlink:label="snfc_PastDue60To89DaysMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PastDue60To89DaysMember" xlink:to="snfc_PastDue60To89DaysMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PastDue60To89DaysMember_lbl" xml:lang="en-US">Past Due 60 to 89 Days</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PastDue90OrMoreDaysMember" xlink:label="snfc_PastDue90OrMoreDaysMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PastDue90OrMoreDaysMember" xlink:to="snfc_PastDue90OrMoreDaysMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PastDue90OrMoreDaysMember_lbl" xml:lang="en-US">Past Due 90 or More Days</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_InForeclosureMember" xlink:label="snfc_InForeclosureMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_InForeclosureMember" xlink:to="snfc_InForeclosureMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_InForeclosureMember_lbl" xml:lang="en-US">In Foreclosure</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TotalPastDueMember" xlink:label="snfc_TotalPastDueMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TotalPastDueMember" xlink:to="snfc_TotalPastDueMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TotalPastDueMember_lbl" xml:lang="en-US">Total Past Due</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CurrentMember" xlink:label="snfc_CurrentMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CurrentMember" xlink:to="snfc_CurrentMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CurrentMember_lbl" xml:lang="en-US">Current</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NetMortgageLoansMember" xlink:label="snfc_NetMortgageLoansMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetMortgageLoansMember" xlink:to="snfc_NetMortgageLoansMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NetMortgageLoansMember_lbl" xml:lang="en-US">Net Mortgage Loans</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CreditQualityIndicatorAxis" xlink:label="snfc_CreditQualityIndicatorAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CreditQualityIndicatorAxis" xlink:to="snfc_CreditQualityIndicatorAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CreditQualityIndicatorAxis_lbl" xml:lang="en-US">Credit Quality Indicator [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PerformingFinancingReceivable1Member" xlink:label="snfc_PerformingFinancingReceivable1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PerformingFinancingReceivable1Member" xlink:to="snfc_PerformingFinancingReceivable1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PerformingFinancingReceivable1Member_lbl" xml:lang="en-US">Performing Financing Receivable</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NonperformingFinancingReceivable1Member" xlink:label="snfc_NonperformingFinancingReceivable1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NonperformingFinancingReceivable1Member" xlink:to="snfc_NonperformingFinancingReceivable1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NonperformingFinancingReceivable1Member_lbl" xml:lang="en-US">Nonperforming Financing Receivable</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LoansHeldForSale1Member" xlink:label="snfc_LoansHeldForSale1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LoansHeldForSale1Member" xlink:to="snfc_LoansHeldForSale1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LoansHeldForSale1Member_lbl" xml:lang="en-US">Loans Held For Sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="us-gaap_FairValueByFairValueHierarchyLevelAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:to="us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl" xml:lang="en-US">Fair Value Hierarchy and NAV [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="us-gaap_FairValueInputsLevel1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel1Member" xlink:to="us-gaap_FairValueInputsLevel1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel1Member_lbl" xml:lang="en-US">Fair Value, Inputs, Level 1</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="us-gaap_FairValueInputsLevel2Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel2Member" xlink:to="us-gaap_FairValueInputsLevel2Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel2Member_lbl" xml:lang="en-US">Fair Value, Inputs, Level 2</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="us-gaap_FairValueInputsLevel3Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel3Member" xlink:to="us-gaap_FairValueInputsLevel3Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel3Member_lbl" xml:lang="en-US">Fair Value, Inputs, Level 3</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_Level3InputsAxis" xlink:label="snfc_Level3InputsAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_Level3InputsAxis" xlink:to="snfc_Level3InputsAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_Level3InputsAxis_lbl" xml:lang="en-US">Level 3 Inputs [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NetDerivativesLoanCommitmentsMember" xlink:label="snfc_NetDerivativesLoanCommitmentsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetDerivativesLoanCommitmentsMember" xlink:to="snfc_NetDerivativesLoanCommitmentsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NetDerivativesLoanCommitmentsMember_lbl" xml:lang="en-US">Net Derivatives Loan Commitments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LoanCommitmentsMember" xlink:label="snfc_LoanCommitmentsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LoanCommitmentsMember" xlink:to="snfc_LoanCommitmentsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LoanCommitmentsMember_lbl" xml:lang="en-US">Loan Commitments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CallOptionsMember" xlink:label="snfc_CallOptionsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CallOptionsMember" xlink:to="snfc_CallOptionsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CallOptionsMember_lbl" xml:lang="en-US">Call Options</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PutOptionsMember" xlink:label="snfc_PutOptionsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PutOptionsMember" xlink:to="snfc_PutOptionsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PutOptionsMember_lbl" xml:lang="en-US">Put Options</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ProductOrServiceAxis" xlink:label="srt_ProductOrServiceAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_ProductOrServiceAxis" xlink:to="srt_ProductOrServiceAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="srt_ProductOrServiceAxis_lbl" xml:lang="en-US">Product and Service [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ContractualServicingFeesMember" xlink:label="snfc_ContractualServicingFeesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ContractualServicingFeesMember" xlink:to="snfc_ContractualServicingFeesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ContractualServicingFeesMember_lbl" xml:lang="en-US">Contractual Servicing Fees</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LateFeesMember" xlink:label="snfc_LateFeesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LateFeesMember" xlink:to="snfc_LateFeesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LateFeesMember_lbl" xml:lang="en-US">Late Fees</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ReceivablesContractAssetsAndContractLiabilitiesAxis" xlink:label="snfc_ReceivablesContractAssetsAndContractLiabilitiesAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ReceivablesContractAssetsAndContractLiabilitiesAxis" xlink:to="snfc_ReceivablesContractAssetsAndContractLiabilitiesAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ReceivablesContractAssetsAndContractLiabilitiesAxis_lbl" xml:lang="en-US">Receivables Contract Assets and Contract Liabilities [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ReceivablesMember" xlink:label="snfc_ReceivablesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ReceivablesMember" xlink:to="snfc_ReceivablesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ReceivablesMember_lbl" xml:lang="en-US">Receivables</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ContractAssetMember" xlink:label="snfc_ContractAssetMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ContractAssetMember" xlink:to="snfc_ContractAssetMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ContractAssetMember_lbl" xml:lang="en-US">Contract Asset</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ContractLiabilityMember" xlink:label="snfc_ContractLiabilityMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ContractLiabilityMember" xlink:to="snfc_ContractLiabilityMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ContractLiabilityMember_lbl" xml:lang="en-US">Contract Liability</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="us-gaap_IncomeStatementLocationAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeStatementLocationAxis" xlink:to="us-gaap_IncomeStatementLocationAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeStatementLocationAxis_lbl" xml:lang="en-US">Income Statement Location [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MajorGoodsOrServicesLinesAtNeedMember" xlink:label="snfc_MajorGoodsOrServicesLinesAtNeedMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MajorGoodsOrServicesLinesAtNeedMember" xlink:to="snfc_MajorGoodsOrServicesLinesAtNeedMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MajorGoodsOrServicesLinesAtNeedMember_lbl" xml:lang="en-US">Major Goods Or Services Lines, at Need</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MajorGoodsOrServicesLinesPreNeedMember" xlink:label="snfc_MajorGoodsOrServicesLinesPreNeedMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MajorGoodsOrServicesLinesPreNeedMember" xlink:to="snfc_MajorGoodsOrServicesLinesPreNeedMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MajorGoodsOrServicesLinesPreNeedMember_lbl" xml:lang="en-US">Major Goods Or Services Lines, Pre Need</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TimingOfRevenueRecognitionGoodsTransferredAtAPointInTimeMember" xlink:label="snfc_TimingOfRevenueRecognitionGoodsTransferredAtAPointInTimeMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TimingOfRevenueRecognitionGoodsTransferredAtAPointInTimeMember" xlink:to="snfc_TimingOfRevenueRecognitionGoodsTransferredAtAPointInTimeMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TimingOfRevenueRecognitionGoodsTransferredAtAPointInTimeMember_lbl" xml:lang="en-US">Timing Of Revenue Recognition, Goods Transferred At A Point In Time</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TimingOfRevenueRecognitionServicesTransferredAtAPointInTimeMember" xlink:label="snfc_TimingOfRevenueRecognitionServicesTransferredAtAPointInTimeMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TimingOfRevenueRecognitionServicesTransferredAtAPointInTimeMember" xlink:to="snfc_TimingOfRevenueRecognitionServicesTransferredAtAPointInTimeMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TimingOfRevenueRecognitionServicesTransferredAtAPointInTimeMember_lbl" xml:lang="en-US">Timing Of Revenue Recognition, Services Transferred At A Point In Time</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_KilpatrickLifeInsuranceCoMember" xlink:label="snfc_KilpatrickLifeInsuranceCoMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_KilpatrickLifeInsuranceCoMember" xlink:to="snfc_KilpatrickLifeInsuranceCoMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_KilpatrickLifeInsuranceCoMember_lbl" xml:lang="en-US">Kilpatrick Life Insurance Co</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CoinsuranceAgreementMember" xlink:label="snfc_CoinsuranceAgreementMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CoinsuranceAgreementMember" xlink:to="snfc_CoinsuranceAgreementMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CoinsuranceAgreementMember_lbl" xml:lang="en-US">Coinsurance Agreement</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FixedMaturitySecuritiesAvailableForSale1Member" xlink:label="snfc_FixedMaturitySecuritiesAvailableForSale1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FixedMaturitySecuritiesAvailableForSale1Member" xlink:to="snfc_FixedMaturitySecuritiesAvailableForSale1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_FixedMaturitySecuritiesAvailableForSale1Member_lbl" xml:lang="en-US">Fixed maturity securities available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageLoansNet1Member" xlink:label="snfc_MortgageLoansNet1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansNet1Member" xlink:to="snfc_MortgageLoansNet1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageLoansNet1Member_lbl" xml:lang="en-US">Mortgage Loans Net</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PolicyLoanMember" xlink:label="snfc_PolicyLoanMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PolicyLoanMember" xlink:to="snfc_PolicyLoanMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PolicyLoanMember_lbl" xml:lang="en-US">Policy Loan</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_RestrictedAssets1Member" xlink:label="snfc_RestrictedAssets1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RestrictedAssets1Member" xlink:to="snfc_RestrictedAssets1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_RestrictedAssets1Member_lbl" xml:lang="en-US">Restricted Assets 1</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageServicingRightsMember" xlink:label="snfc_MortgageServicingRightsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageServicingRightsMember" xlink:to="snfc_MortgageServicingRightsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageServicingRightsMember_lbl" xml:lang="en-US">Mortgage Servicing Rights</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BankAndOtherLoansPayableMember" xlink:label="snfc_BankAndOtherLoansPayableMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BankAndOtherLoansPayableMember" xlink:to="snfc_BankAndOtherLoansPayableMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BankAndOtherLoansPayableMember_lbl" xml:lang="en-US">Bank And Other Loans Payable</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PolicyholderAccountBalancesMember" xlink:label="snfc_PolicyholderAccountBalancesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PolicyholderAccountBalancesMember" xlink:to="snfc_PolicyholderAccountBalancesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PolicyholderAccountBalancesMember_lbl" xml:lang="en-US">Policyholder Account Balances</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FuturePolicyBenefitsAnnuitiesMember" xlink:label="snfc_FuturePolicyBenefitsAnnuitiesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FuturePolicyBenefitsAnnuitiesMember" xlink:to="snfc_FuturePolicyBenefitsAnnuitiesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FuturePolicyBenefitsAnnuitiesMember_lbl" xml:lang="en-US">Future Policy Benefits Annuities</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CemeteryPerpetualCareTrustInvestments2Member" xlink:label="snfc_CemeteryPerpetualCareTrustInvestments2Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryPerpetualCareTrustInvestments2Member" xlink:to="snfc_CemeteryPerpetualCareTrustInvestments2Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CemeteryPerpetualCareTrustInvestments2Member_lbl" xml:lang="en-US">Cemetery Perpetual Care Trust Investments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_KilpatrickMember" xlink:label="snfc_KilpatrickMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_KilpatrickMember" xlink:to="snfc_KilpatrickMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_KilpatrickMember_lbl" xml:lang="en-US">Kilpatrick</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassBMember" xlink:label="us-gaap_CommonClassBMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonClassBMember" xlink:to="us-gaap_CommonClassBMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonClassBMember_lbl" xml:lang="en-US">Common Class B</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TreasuryClassAMember" xlink:label="snfc_TreasuryClassAMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TreasuryClassAMember" xlink:to="snfc_TreasuryClassAMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TreasuryClassAMember_lbl" xml:lang="en-US">Treasury Class A</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TreasuryClassCMember" xlink:label="snfc_TreasuryClassCMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TreasuryClassCMember" xlink:to="snfc_TreasuryClassCMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TreasuryClassCMember_lbl" xml:lang="en-US">Treasury Class C</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="us-gaap_StatementEquityComponentsAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementEquityComponentsAxis" xlink:to="us-gaap_StatementEquityComponentsAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementEquityComponentsAxis_lbl" xml:lang="en-US">Equity Components [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ClassACommonStockMember" xlink:label="snfc_ClassACommonStockMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ClassACommonStockMember" xlink:to="snfc_ClassACommonStockMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ClassACommonStockMember_lbl" xml:lang="en-US">Class A Common Stock</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ClassCCommonStockMember" xlink:label="snfc_ClassCCommonStockMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ClassCCommonStockMember" xlink:to="snfc_ClassCCommonStockMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ClassCCommonStockMember_lbl" xml:lang="en-US">Class C Common Stock</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="us-gaap_AdditionalPaidInCapitalMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdditionalPaidInCapitalMember" xlink:to="us-gaap_AdditionalPaidInCapitalMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdditionalPaidInCapitalMember_lbl" xml:lang="en-US">Additional Paid-In Capital</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeMember_lbl" xml:lang="en-US">Other Comprehensive Income / Loss</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeMember_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeMember_2_lbl" xml:lang="en-US">Accumulated Other Comprehensive Income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="us-gaap_RetainedEarningsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RetainedEarningsMember" xlink:to="us-gaap_RetainedEarningsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RetainedEarningsMember_lbl" xml:lang="en-US">Retained Earnings</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TreasuryStockMember" xlink:label="us-gaap_TreasuryStockMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockMember" xlink:to="us-gaap_TreasuryStockMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockMember_lbl" xml:lang="en-US">Treasury Stock</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_lbl" xml:lang="en-US">Finite-Lived Intangible Assets by Major Class [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CustomerListsMember" xlink:label="us-gaap_CustomerListsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CustomerListsMember" xlink:to="us-gaap_CustomerListsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CustomerListsMember_lbl" xml:lang="en-US">Customer Lists [Member]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TradeNamesMember" xlink:label="us-gaap_TradeNamesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TradeNamesMember" xlink:to="us-gaap_TradeNamesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TradeNamesMember_lbl" xml:lang="en-US">Trade Names [Member]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LifeInsuranceMember" xlink:label="snfc_LifeInsuranceMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LifeInsuranceMember" xlink:to="snfc_LifeInsuranceMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LifeInsuranceMember_lbl" xml:lang="en-US">LifeInsurance</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CemeteryMortuaryMember" xlink:label="snfc_CemeteryMortuaryMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryMortuaryMember" xlink:to="snfc_CemeteryMortuaryMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CemeteryMortuaryMember_lbl" xml:lang="en-US">Cemetery/Mortuary</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="us-gaap_PropertyPlantAndEquipmentByTypeAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:to="us-gaap_PropertyPlantAndEquipmentByTypeAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentByTypeAxis_lbl" xml:lang="en-US">Long-Lived Tangible Asset [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LandAndBuildingMember" xlink:label="us-gaap_LandAndBuildingMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LandAndBuildingMember" xlink:to="us-gaap_LandAndBuildingMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LandAndBuildingMember_lbl" xml:lang="en-US">Land and Building [Member]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="us-gaap_FurnitureAndFixturesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FurnitureAndFixturesMember" xlink:to="us-gaap_FurnitureAndFixturesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FurnitureAndFixturesMember_lbl" xml:lang="en-US">Furniture and equipment [Member]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BuildingMember" xlink:label="us-gaap_BuildingMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BuildingMember" xlink:to="us-gaap_BuildingMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BuildingMember_lbl" xml:lang="en-US">Building [Member]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LandMember" xlink:label="us-gaap_LandMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LandMember" xlink:to="us-gaap_LandMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LandMember_lbl" xml:lang="en-US">Land [Member]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DueInYearOneMember" xlink:label="snfc_DueInYearOneMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DueInYearOneMember" xlink:to="snfc_DueInYearOneMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DueInYearOneMember_lbl" xml:lang="en-US">Due in Year One</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DueInYearTwoMember" xlink:label="snfc_DueInYearTwoMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DueInYearTwoMember" xlink:to="snfc_DueInYearTwoMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DueInYearTwoMember_lbl" xml:lang="en-US">Due in Year Two</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DueInYearThreeMember" xlink:label="snfc_DueInYearThreeMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DueInYearThreeMember" xlink:to="snfc_DueInYearThreeMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DueInYearThreeMember_lbl" xml:lang="en-US">Due in Year Three</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DueInYearFourMember" xlink:label="snfc_DueInYearFourMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DueInYearFourMember" xlink:to="snfc_DueInYearFourMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DueInYearFourMember_lbl" xml:lang="en-US">Due in Year Four</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DueInYearFiveMember" xlink:label="snfc_DueInYearFiveMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DueInYearFiveMember" xlink:to="snfc_DueInYearFiveMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DueInYearFiveMember_lbl" xml:lang="en-US">Due in Year Five</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DueInThereafterMember" xlink:label="snfc_DueInThereafterMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DueInThereafterMember" xlink:to="snfc_DueInThereafterMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DueInThereafterMember_lbl" xml:lang="en-US">DueThereafter</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="us-gaap_LongtermDebtTypeAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongtermDebtTypeAxis" xlink:to="us-gaap_LongtermDebtTypeAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongtermDebtTypeAxis_lbl" xml:lang="en-US">Long-term Debt, Type [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NotePayable1Member" xlink:label="snfc_NotePayable1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NotePayable1Member" xlink:to="snfc_NotePayable1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NotePayable1Member_lbl" xml:lang="en-US">Note Payable 1</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NotePayable2Member" xlink:label="snfc_NotePayable2Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NotePayable2Member" xlink:to="snfc_NotePayable2Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NotePayable2Member_lbl" xml:lang="en-US">Note Payable 2</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NotePayable3Member" xlink:label="snfc_NotePayable3Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NotePayable3Member" xlink:to="snfc_NotePayable3Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NotePayable3Member_lbl" xml:lang="en-US">Note Payable 3</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NotePayable4Member" xlink:label="snfc_NotePayable4Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NotePayable4Member" xlink:to="snfc_NotePayable4Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NotePayable4Member_lbl" xml:lang="en-US">Note Payable 4</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NotePayable5Member" xlink:label="snfc_NotePayable5Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NotePayable5Member" xlink:to="snfc_NotePayable5Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NotePayable5Member_lbl" xml:lang="en-US">Note Payable 5</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NotePayable6Member" xlink:label="snfc_NotePayable6Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NotePayable6Member" xlink:to="snfc_NotePayable6Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NotePayable6Member_lbl" xml:lang="en-US">Note Payable 6</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NotePayable7Member" xlink:label="snfc_NotePayable7Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NotePayable7Member" xlink:to="snfc_NotePayable7Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NotePayable7Member_lbl" xml:lang="en-US">Note Payable 7</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NotePayable8Member" xlink:label="snfc_NotePayable8Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NotePayable8Member" xlink:to="snfc_NotePayable8Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NotePayable8Member_lbl" xml:lang="en-US">Note Payable 8</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NotePayable9Member" xlink:label="snfc_NotePayable9Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NotePayable9Member" xlink:to="snfc_NotePayable9Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NotePayable9Member_lbl" xml:lang="en-US">Note Payable 9</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NotePayable10Member" xlink:label="snfc_NotePayable10Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NotePayable10Member" xlink:to="snfc_NotePayable10Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NotePayable10Member_lbl" xml:lang="en-US">Note Payable 10</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NotePayable11Member" xlink:label="snfc_NotePayable11Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NotePayable11Member" xlink:to="snfc_NotePayable11Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NotePayable11Member_lbl" xml:lang="en-US">Note Payable 11</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OtherShortTermBorrowingsMember" xlink:label="snfc_OtherShortTermBorrowingsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherShortTermBorrowingsMember" xlink:to="snfc_OtherShortTermBorrowingsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OtherShortTermBorrowingsMember_lbl" xml:lang="en-US">Other short-term borrowings</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OtherLoansPayableMember" xlink:label="snfc_OtherLoansPayableMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherLoansPayableMember" xlink:to="snfc_OtherLoansPayableMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OtherLoansPayableMember_lbl" xml:lang="en-US">Other loans payable</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityAxis" xlink:label="us-gaap_LineOfCreditFacilityAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityAxis" xlink:to="us-gaap_LineOfCreditFacilityAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditFacilityAxis_lbl" xml:lang="en-US">Lender Name [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FHLBMember" xlink:label="snfc_FHLBMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FHLBMember" xlink:to="snfc_FHLBMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FHLBMember_lbl" xml:lang="en-US">FHLB</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_KilpatrickLifeInsuranceCompanyMember" xlink:label="snfc_KilpatrickLifeInsuranceCompanyMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_KilpatrickLifeInsuranceCompanyMember" xlink:to="snfc_KilpatrickLifeInsuranceCompanyMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_KilpatrickLifeInsuranceCompanyMember_lbl" xml:lang="en-US">Kilpatrick Life Insurance Company</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BankMember" xlink:label="snfc_BankMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BankMember" xlink:to="snfc_BankMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BankMember_lbl" xml:lang="en-US">Bank</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_Bank1Member" xlink:label="snfc_Bank1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_Bank1Member" xlink:to="snfc_Bank1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_Bank1Member_lbl" xml:lang="en-US">Bank</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="us-gaap_DebtInstrumentAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentAxis" xlink:to="us-gaap_DebtInstrumentAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentAxis_lbl" xml:lang="en-US">Debt Instrument [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageWarehouseLineOfCredit1Member" xlink:label="snfc_MortgageWarehouseLineOfCredit1Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageWarehouseLineOfCredit1Member" xlink:to="snfc_MortgageWarehouseLineOfCredit1Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageWarehouseLineOfCredit1Member_lbl" xml:lang="en-US">Mortgage Warehouse Line of Credit 1</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageWarehouseLineOfCredit2Member" xlink:label="snfc_MortgageWarehouseLineOfCredit2Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageWarehouseLineOfCredit2Member" xlink:to="snfc_MortgageWarehouseLineOfCredit2Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageWarehouseLineOfCredit2Member_lbl" xml:lang="en-US">Mortgage Warehouse Line of Credit 2</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ComericaBankMember" xlink:label="snfc_ComericaBankMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ComericaBankMember" xlink:to="snfc_ComericaBankMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ComericaBankMember_lbl" xml:lang="en-US">Comerica Bank</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TexasCapitalBankMember" xlink:label="snfc_TexasCapitalBankMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TexasCapitalBankMember" xlink:to="snfc_TexasCapitalBankMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TexasCapitalBankMember_lbl" xml:lang="en-US">Texas Capital Bank</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashAndCashEquivalentsMember" xlink:label="us-gaap_CashAndCashEquivalentsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsMember" xlink:to="us-gaap_CashAndCashEquivalentsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsMember_lbl" xml:lang="en-US">Cash and cash equivalents</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CommercialMortgageLoansHeldForInvestmentMember" xlink:label="snfc_CommercialMortgageLoansHeldForInvestmentMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CommercialMortgageLoansHeldForInvestmentMember" xlink:to="snfc_CommercialMortgageLoansHeldForInvestmentMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CommercialMortgageLoansHeldForInvestmentMember_lbl" xml:lang="en-US">Commercial Mortgage Loans Held for Investment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RealEstateMember" xlink:label="us-gaap_RealEstateMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RealEstateMember" xlink:to="us-gaap_RealEstateMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RealEstateMember_lbl" xml:lang="en-US">Real estate</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NoteReceivablesMember" xlink:label="snfc_NoteReceivablesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NoteReceivablesMember" xlink:to="snfc_NoteReceivablesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NoteReceivablesMember_lbl" xml:lang="en-US">Note receivables</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CemeteryAndMemorialEstatesMember" xlink:label="snfc_CemeteryAndMemorialEstatesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryAndMemorialEstatesMember" xlink:to="snfc_CemeteryAndMemorialEstatesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CemeteryAndMemorialEstatesMember_lbl" xml:lang="en-US">Cemetery and Memorial Estates</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FixedMaturitySecuritiesMember" xlink:label="snfc_FixedMaturitySecuritiesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FixedMaturitySecuritiesMember" xlink:to="snfc_FixedMaturitySecuritiesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FixedMaturitySecuritiesMember_lbl" xml:lang="en-US">Fixed maturity securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="us-gaap_EquitySecuritiesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquitySecuritiesMember" xlink:to="us-gaap_EquitySecuritiesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_EquitySecuritiesMember_lbl" xml:lang="en-US">Equity Securities</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_RestrictedAssetsParticipatingInterestsInMortgageLoansHeldForInvestmentMember" xlink:label="snfc_RestrictedAssetsParticipatingInterestsInMortgageLoansHeldForInvestmentMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RestrictedAssetsParticipatingInterestsInMortgageLoansHeldForInvestmentMember" xlink:to="snfc_RestrictedAssetsParticipatingInterestsInMortgageLoansHeldForInvestmentMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_RestrictedAssetsParticipatingInterestsInMortgageLoansHeldForInvestmentMember_lbl" xml:lang="en-US">Restricted Assets, Participating Interests in Mortgage Loans Held for Investment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TaxPeriodAxis" xlink:label="us-gaap_TaxPeriodAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TaxPeriodAxis" xlink:to="us-gaap_TaxPeriodAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TaxPeriodAxis_lbl" xml:lang="en-US">Tax Period [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_YearOfExpiration2021Member" xlink:label="snfc_YearOfExpiration2021Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_YearOfExpiration2021Member" xlink:to="snfc_YearOfExpiration2021Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_YearOfExpiration2021Member_lbl" xml:lang="en-US">Year of Expiration 2021</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_YearOfExpiration2022Member" xlink:label="snfc_YearOfExpiration2022Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_YearOfExpiration2022Member" xlink:to="snfc_YearOfExpiration2022Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_YearOfExpiration2022Member_lbl" xml:lang="en-US">Year of Expiration 2022</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_YearOfExpiration2023Member" xlink:label="snfc_YearOfExpiration2023Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_YearOfExpiration2023Member" xlink:to="snfc_YearOfExpiration2023Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_YearOfExpiration2023Member_lbl" xml:lang="en-US">Year of Expiration 2023</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_YearOfExpiration2024Member" xlink:label="snfc_YearOfExpiration2024Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_YearOfExpiration2024Member" xlink:to="snfc_YearOfExpiration2024Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_YearOfExpiration2024Member_lbl" xml:lang="en-US">Year of Expiration 2024</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_YearOfExpiration2025Member" xlink:label="snfc_YearOfExpiration2025Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_YearOfExpiration2025Member" xlink:to="snfc_YearOfExpiration2025Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_YearOfExpiration2025Member_lbl" xml:lang="en-US">Year of Expiration 2025</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_YearOfExpirationThereafterUpThrough2037Member" xlink:label="snfc_YearOfExpirationThereafterUpThrough2037Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_YearOfExpirationThereafterUpThrough2037Member" xlink:to="snfc_YearOfExpirationThereafterUpThrough2037Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_YearOfExpirationThereafterUpThrough2037Member_lbl" xml:lang="en-US">Year of Expiration Thereafter up through 2037</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="us-gaap_PlanNameAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PlanNameAxis" xlink:to="us-gaap_PlanNameAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PlanNameAxis_lbl" xml:lang="en-US">Plan Name [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_EmployeeStockOwnershipPlanESOPPlanMember" xlink:label="snfc_EmployeeStockOwnershipPlanESOPPlanMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_EmployeeStockOwnershipPlanESOPPlanMember" xlink:to="snfc_EmployeeStockOwnershipPlanESOPPlanMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_EmployeeStockOwnershipPlanESOPPlanMember_lbl" xml:lang="en-US">Employee Stock Ownership Plan</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:to="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_lbl" xml:lang="en-US">Antidilutive Securities [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="us-gaap_EmployeeStockOptionMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeStockOptionMember" xlink:to="us-gaap_EmployeeStockOptionMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EmployeeStockOptionMember_lbl" xml:lang="en-US">Employee stock option</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AllPlansMarch272020Member" xlink:label="snfc_AllPlansMarch272020Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AllPlansMarch272020Member" xlink:to="snfc_AllPlansMarch272020Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AllPlansMarch272020Member_lbl" xml:lang="en-US">All Plans - March 27 2020</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AllPlansDecember62019Member" xlink:label="snfc_AllPlansDecember62019Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AllPlansDecember62019Member" xlink:to="snfc_AllPlansDecember62019Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AllPlansDecember62019Member_lbl" xml:lang="en-US">All Plans - December 6, 2019</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AllPlansJanuary172019Member" xlink:label="snfc_AllPlansJanuary172019Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AllPlansJanuary172019Member" xlink:to="snfc_AllPlansJanuary172019Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AllPlansJanuary172019Member_lbl" xml:lang="en-US">All Plans - January 17, 2019</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_SecurityNationalLifeInsuranceMember" xlink:label="snfc_SecurityNationalLifeInsuranceMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SecurityNationalLifeInsuranceMember" xlink:to="snfc_SecurityNationalLifeInsuranceMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_SecurityNationalLifeInsuranceMember_lbl" xml:lang="en-US">Security National Life Insurance</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FirstGuarantyInsuranceCompanyMember" xlink:label="snfc_FirstGuarantyInsuranceCompanyMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FirstGuarantyInsuranceCompanyMember" xlink:to="snfc_FirstGuarantyInsuranceCompanyMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FirstGuarantyInsuranceCompanyMember_lbl" xml:lang="en-US">First Guaranty Insurance Company</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MemorialInsuranceCompanyOfAmericaMember" xlink:label="snfc_MemorialInsuranceCompanyOfAmericaMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MemorialInsuranceCompanyOfAmericaMember" xlink:to="snfc_MemorialInsuranceCompanyOfAmericaMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MemorialInsuranceCompanyOfAmericaMember_lbl" xml:lang="en-US">Memorial Insurance Company of America</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_SouthernSecurityLifeInsuranceCompanyIncMember" xlink:label="snfc_SouthernSecurityLifeInsuranceCompanyIncMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SouthernSecurityLifeInsuranceCompanyIncMember" xlink:to="snfc_SouthernSecurityLifeInsuranceCompanyIncMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_SouthernSecurityLifeInsuranceCompanyIncMember_lbl" xml:lang="en-US">Southern Security Life Insurance Company Inc</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TransWesternLifeInsuranceCompanyMember" xlink:label="snfc_TransWesternLifeInsuranceCompanyMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TransWesternLifeInsuranceCompanyMember" xlink:to="snfc_TransWesternLifeInsuranceCompanyMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TransWesternLifeInsuranceCompanyMember_lbl" xml:lang="en-US">Trans-Western Life Insurance Company</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LifeInsuranceSegmentMember" xlink:label="us-gaap_LifeInsuranceSegmentMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LifeInsuranceSegmentMember" xlink:to="us-gaap_LifeInsuranceSegmentMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LifeInsuranceSegmentMember_lbl" xml:lang="en-US">Life Insurance Product Line</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FixedAnnuityMember" xlink:label="us-gaap_FixedAnnuityMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FixedAnnuityMember" xlink:to="us-gaap_FixedAnnuityMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FixedAnnuityMember_lbl" xml:lang="en-US">Fixed Annuity [Member]</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AccidentAndHealthMember" xlink:label="snfc_AccidentAndHealthMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AccidentAndHealthMember" xlink:to="snfc_AccidentAndHealthMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AccidentAndHealthMember_lbl" xml:lang="en-US">Accident and health</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OtherPolicyholderFundsMember" xlink:label="snfc_OtherPolicyholderFundsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherPolicyholderFundsMember" xlink:to="snfc_OtherPolicyholderFundsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OtherPolicyholderFundsMember_lbl" xml:lang="en-US">Other policyholder funds</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ReportedButUnpaidClaimsMember" xlink:label="snfc_ReportedButUnpaidClaimsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ReportedButUnpaidClaimsMember" xlink:to="snfc_ReportedButUnpaidClaimsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ReportedButUnpaidClaimsMember_lbl" xml:lang="en-US">Reported but unpaid claims</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_IncurredButNotReportedClaimsMember" xlink:label="snfc_IncurredButNotReportedClaimsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IncurredButNotReportedClaimsMember" xlink:to="snfc_IncurredButNotReportedClaimsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_IncurredButNotReportedClaimsMember_lbl" xml:lang="en-US">Incurred but not reported claims</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ContractLiabilitiesMember" xlink:label="snfc_ContractLiabilitiesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ContractLiabilitiesMember" xlink:to="snfc_ContractLiabilitiesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ContractLiabilitiesMember_lbl" xml:lang="en-US">Contract Liabilities</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LeasesAxis" xlink:label="snfc_LeasesAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LeasesAxis" xlink:to="snfc_LeasesAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LeasesAxis_lbl" xml:lang="en-US">Leases [Axis]</link:label>
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OperatingLeasesMember" xlink:to="snfc_OperatingLeasesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OperatingLeasesMember_lbl" xml:lang="en-US">Operating Leases</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FinanceLeasesMember" xlink:label="snfc_FinanceLeasesMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FinanceLeasesMember" xlink:to="snfc_FinanceLeasesMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FinanceLeasesMember_lbl" xml:lang="en-US">Finance Leases</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CemeteryAndMortuaryMember" xlink:label="snfc_CemeteryAndMortuaryMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryAndMortuaryMember" xlink:to="snfc_CemeteryAndMortuaryMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CemeteryAndMortuaryMember_lbl" xml:lang="en-US">Cemetery and Mortuary</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_IntercompanyEliminationsMember" xlink:label="snfc_IntercompanyEliminationsMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IntercompanyEliminationsMember" xlink:to="snfc_IntercompanyEliminationsMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_IntercompanyEliminationsMember_lbl" xml:lang="en-US">Intercompany Eliminations</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ConsolidatedMember" xlink:label="snfc_ConsolidatedMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ConsolidatedMember" xlink:to="snfc_ConsolidatedMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ConsolidatedMember_lbl" xml:lang="en-US">Consolidated</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementTable" xlink:label="us-gaap_StatementTable" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementTable" xlink:to="us-gaap_StatementTable_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementTable_lbl" xml:lang="en-US">Statement [Table]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementLineItems" xlink:label="us-gaap_StatementLineItems" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementLineItems" xlink:to="us-gaap_StatementLineItems_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementLineItems_lbl" xml:lang="en-US">Statement [Line Items]</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Registrant CIK</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="dei_CurrentFiscalYearEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CurrentFiscalYearEndDate" xlink:to="dei_CurrentFiscalYearEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CurrentFiscalYearEndDate_lbl" xml:lang="en-US">Fiscal Year End</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Registrant Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType" xlink:label="dei_DocumentType" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl" xml:lang="en-US">SEC Form</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Period End date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US">Trading Symbol</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US">Trading Exchange</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US">Tax Identification Number (TIN)</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityPublicFloat" xlink:label="dei_EntityPublicFloat" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPublicFloat" xlink:to="dei_EntityPublicFloat_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPublicFloat_lbl" xml:lang="en-US">Entity Public Float</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="dei_EntityCommonStockSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCommonStockSharesOutstanding" xlink:to="dei_EntityCommonStockSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCommonStockSharesOutstanding_lbl" xml:lang="en-US">Number of common stock shares outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFilerCategory" xlink:label="dei_EntityFilerCategory" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFilerCategory" xlink:to="dei_EntityFilerCategory_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFilerCategory_lbl" xml:lang="en-US">Filer Category</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="dei_EntityCurrentReportingStatus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCurrentReportingStatus" xlink:to="dei_EntityCurrentReportingStatus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCurrentReportingStatus_lbl" xml:lang="en-US">Current with reporting</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityInteractiveDataCurrent" xlink:label="dei_EntityInteractiveDataCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityInteractiveDataCurrent" xlink:to="dei_EntityInteractiveDataCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityInteractiveDataCurrent_lbl" xml:lang="en-US">Interactive Data Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="dei_EntityWellKnownSeasonedIssuer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityWellKnownSeasonedIssuer" xlink:to="dei_EntityWellKnownSeasonedIssuer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityWellKnownSeasonedIssuer_lbl" xml:lang="en-US">Entity Well Known Seasoned Issuer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="dei_EntityVoluntaryFilers" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityVoluntaryFilers" xlink:to="dei_EntityVoluntaryFilers_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityVoluntaryFilers_lbl" xml:lang="en-US">Entity Voluntary Filers</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityShellCompany" xlink:label="dei_EntityShellCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityShellCompany" xlink:to="dei_EntityShellCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityShellCompany_lbl" xml:lang="en-US">Shell Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntitySmallBusiness" xlink:label="dei_EntitySmallBusiness" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntitySmallBusiness" xlink:to="dei_EntitySmallBusiness_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntitySmallBusiness_lbl" xml:lang="en-US">Small Business</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US">Emerging Growth Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityExTransitionPeriod" xlink:label="dei_EntityExTransitionPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityExTransitionPeriod" xlink:to="dei_EntityExTransitionPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityExTransitionPeriod_lbl" xml:lang="en-US">Ex Transition Period</link:label>
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentDescription_lbl" xml:lang="en-US">Amendment Description</link:label>
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US">Entity File Number</link:label>
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine2_lbl" xml:lang="en-US">Entity Address, Address Line Two</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl" xml:lang="en-US">Amendment Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="dei_DocumentFiscalYearFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalYearFocus_lbl" xml:lang="en-US">Document Fiscal Year Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="dei_DocumentFiscalPeriodFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalPeriodFocus_lbl" xml:lang="en-US">Document Fiscal Period Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentAnnualReport" xlink:label="dei_DocumentAnnualReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAnnualReport" xlink:to="dei_DocumentAnnualReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAnnualReport_lbl" xml:lang="en-US">Document Annual Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentTransitionReport" xlink:label="dei_DocumentTransitionReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentTransitionReport" xlink:to="dei_DocumentTransitionReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentTransitionReport_lbl" xml:lang="en-US">Document Transition Report</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="us-gaap_AssetsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetsAbstract" xlink:to="us-gaap_AssetsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AssetsAbstract_lbl" xml:lang="en-US">Assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="us-gaap_InvestmentsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentsAbstract" xlink:to="us-gaap_InvestmentsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentsAbstract_lbl" xml:lang="en-US">Investments:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="us-gaap_HeldToMaturitySecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecurities" xlink:to="us-gaap_HeldToMaturitySecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecurities_lbl" xml:lang="en-US">Fixed maturity securities, available for sale, at estimated fair value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesEquitySecurities" xlink:label="us-gaap_AvailableForSaleSecuritiesEquitySecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesEquitySecurities" xlink:to="us-gaap_AvailableForSaleSecuritiesEquitySecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesEquitySecurities_lbl" xml:lang="en-US">Equity securities at estimated fair value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet" xlink:label="us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet" xlink:to="us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_lbl" xml:lang="en-US">Mortgage loans held for investment (net of allowances for loan losses of $2,005,127 and $1,453,037 for 2020 and 2019)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RealEstateInvestmentPropertyNet" xlink:label="us-gaap_RealEstateInvestmentPropertyNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RealEstateInvestmentPropertyNet" xlink:to="us-gaap_RealEstateInvestmentPropertyNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RealEstateInvestmentPropertyNet_lbl" xml:lang="en-US">Real estate held for investment (net of accumulated depreciation of $13,800,973 and $12,788,739 for 2020 and 2019)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RealEstateHeldforsale" xlink:label="us-gaap_RealEstateHeldforsale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RealEstateHeldforsale" xlink:to="us-gaap_RealEstateHeldforsale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RealEstateHeldforsale_lbl" xml:lang="en-US">Real estate held for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PolicyAndOtherLoansReceivableNet1" xlink:label="snfc_PolicyAndOtherLoansReceivableNet1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PolicyAndOtherLoansReceivableNet1" xlink:to="snfc_PolicyAndOtherLoansReceivableNet1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PolicyAndOtherLoansReceivableNet1_lbl" xml:lang="en-US">Other investments and policy loans (net of allowances for doubtful accounts of $1,645,475 and $1,448,026 for 2020 and 2019)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable" xlink:label="us-gaap_AccruedInvestmentIncomeReceivable" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccruedInvestmentIncomeReceivable" xlink:to="us-gaap_AccruedInvestmentIncomeReceivable_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccruedInvestmentIncomeReceivable_lbl" xml:lang="en-US">Accrued investment income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Investments" xlink:label="us-gaap_Investments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Investments" xlink:to="us-gaap_Investments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Investments_lbl" xml:lang="en-US">Total investments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash and cash equivalents</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LoansHeldForSale" xlink:label="snfc_LoansHeldForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LoansHeldForSale" xlink:to="snfc_LoansHeldForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LoansHeldForSale_lbl" xml:lang="en-US">Loans held for sale at estimated fair value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccountsReceivableNet" xlink:label="us-gaap_AccountsReceivableNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountsReceivableNet" xlink:to="us-gaap_AccountsReceivableNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccountsReceivableNet_lbl" xml:lang="en-US">Receivables (net of allowances for doubtful accounts of $1,685,382 and $1,724,156 for 2020 and 2019)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RestrictedInvestments" xlink:label="us-gaap_RestrictedInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RestrictedInvestments" xlink:to="us-gaap_RestrictedInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RestrictedInvestments_lbl" xml:lang="en-US">Restricted assets (including $3,989,415 and $2,985,347 for 2020 and 2019 at estimated fair value)</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CemeteryPerpetualCareTrustInvestments" xlink:label="snfc_CemeteryPerpetualCareTrustInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryPerpetualCareTrustInvestments" xlink:to="snfc_CemeteryPerpetualCareTrustInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CemeteryPerpetualCareTrustInvestments_lbl" xml:lang="en-US">Cemetery perpetual care trust investments (including $2,810,070 and $2,581,124 for 2020 and 2019 at estimated fair value)</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ReinsuranceReserveCreditForLosses" xlink:label="snfc_ReinsuranceReserveCreditForLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ReinsuranceReserveCreditForLosses" xlink:to="snfc_ReinsuranceReserveCreditForLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ReinsuranceReserveCreditForLosses_lbl" xml:lang="en-US">Receivable from reinsurers</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InventoryLandHeldForSale" xlink:label="us-gaap_InventoryLandHeldForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InventoryLandHeldForSale" xlink:to="us-gaap_InventoryLandHeldForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InventoryLandHeldForSale_lbl" xml:lang="en-US">Cemetery land and improvements</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCosts" xlink:label="us-gaap_DeferredPolicyAcquisitionCosts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredPolicyAcquisitionCosts" xlink:to="us-gaap_DeferredPolicyAcquisitionCosts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredPolicyAcquisitionCosts_lbl" xml:lang="en-US">Deferred plicy and pre-need contract acquisition costs</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageServicingRightsNet" xlink:label="snfc_MortgageServicingRightsNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageServicingRightsNet" xlink:to="snfc_MortgageServicingRightsNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageServicingRightsNet_lbl" xml:lang="en-US">Mortgage servicing rights, net</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="us-gaap_PropertyPlantAndEquipmentNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentNet" xlink:to="us-gaap_PropertyPlantAndEquipmentNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property and equipment, net</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ValueOfBusinessAcquiredVOBA" xlink:label="us-gaap_ValueOfBusinessAcquiredVOBA" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ValueOfBusinessAcquiredVOBA" xlink:to="us-gaap_ValueOfBusinessAcquiredVOBA_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ValueOfBusinessAcquiredVOBA_lbl" xml:lang="en-US">Value of business acquired</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Goodwill" xlink:label="us-gaap_Goodwill" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Goodwill" xlink:to="us-gaap_Goodwill_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherAssets" xlink:label="us-gaap_OtherAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherAssets" xlink:to="us-gaap_OtherAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Other</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Assets" xlink:label="us-gaap_Assets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Assets" xlink:to="us-gaap_Assets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Assets_lbl" xml:lang="en-US">Total Assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:to="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl" xlink:type="arc" />
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      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="us-gaap_CommonStockSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesOutstanding" xlink:to="us-gaap_CommonStockSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockSharesOutstanding_lbl" xml:lang="en-US">Common Stock, Shares, Outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="us-gaap_TreasuryStockShares" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockShares" xlink:to="us-gaap_TreasuryStockShares_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockShares_lbl" xml:lang="en-US">Treasury Stock, Shares</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TextBlockAbstract" xlink:label="us-gaap_TextBlockAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TextBlockAbstract" xlink:to="us-gaap_TextBlockAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TextBlockAbstract_lbl" xml:lang="en-US">Text Block [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevenuesAbstract" xlink:label="us-gaap_RevenuesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RevenuesAbstract" xlink:to="us-gaap_RevenuesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RevenuesAbstract_lbl" xml:lang="en-US">Revenues:</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageFeeIncome" xlink:label="snfc_MortgageFeeIncome" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageFeeIncome" xlink:to="snfc_MortgageFeeIncome_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageFeeIncome_lbl" xml:lang="en-US">Mortgage fee income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PremiumsEarnedNet" xlink:label="us-gaap_PremiumsEarnedNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PremiumsEarnedNet" xlink:to="us-gaap_PremiumsEarnedNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PremiumsEarnedNet_lbl" xml:lang="en-US">Insurance premiums and other considerations</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetInvestmentIncome" xlink:label="us-gaap_NetInvestmentIncome" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetInvestmentIncome" xlink:to="us-gaap_NetInvestmentIncome_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetInvestmentIncome_lbl" xml:lang="en-US">Net investment income</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NetMortuaryAndCemeterySales" xlink:label="snfc_NetMortuaryAndCemeterySales" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetMortuaryAndCemeterySales" xlink:to="snfc_NetMortuaryAndCemeterySales_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NetMortuaryAndCemeterySales_lbl" xml:lang="en-US">Net mortuary and cemetery sales</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments" xlink:label="us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments" xlink:to="us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_lbl" xml:lang="en-US">Gains on investments and other assets</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OtherThanTemporaryImpairmentsOnInvestments" xlink:label="snfc_OtherThanTemporaryImpairmentsOnInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherThanTemporaryImpairmentsOnInvestments" xlink:to="snfc_OtherThanTemporaryImpairmentsOnInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OtherThanTemporaryImpairmentsOnInvestments_lbl" xml:lang="en-US">Other than temporary impairments on investments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OtherRevenues" xlink:label="snfc_OtherRevenues" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherRevenues" xlink:to="snfc_OtherRevenues_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_OtherRevenues_lbl" xml:lang="en-US">Other</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Revenues" xlink:label="us-gaap_Revenues" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Revenues" xlink:to="us-gaap_Revenues_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Revenues_lbl" xml:lang="en-US">Total revenues</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BenefitsLossesAndExpensesAbstract" xlink:label="us-gaap_BenefitsLossesAndExpensesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BenefitsLossesAndExpensesAbstract" xlink:to="us-gaap_BenefitsLossesAndExpensesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BenefitsLossesAndExpensesAbstract_lbl" xml:lang="en-US">Benefits and expenses:</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PolicyholderDeathBenefits" xlink:label="snfc_PolicyholderDeathBenefits" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PolicyholderDeathBenefits" xlink:to="snfc_PolicyholderDeathBenefits_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PolicyholderDeathBenefits_lbl" xml:lang="en-US">Death benefits</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OtherPolicyholderBenefits" xlink:label="snfc_OtherPolicyholderBenefits" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherPolicyholderBenefits" xlink:to="snfc_OtherPolicyholderBenefits_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OtherPolicyholderBenefits_lbl" xml:lang="en-US">Surrenders and other policy benefits</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense" xlink:label="us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense" xlink:to="us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense_lbl" xml:lang="en-US">Increase in future policy benefits</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1" xlink:label="us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1" xlink:to="us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1_lbl" xml:lang="en-US">Amortization of deferred policy and pre-need acquisition costs and value of business acquired</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SellingGeneralAndAdministrativeExpenseAbstract" xlink:label="us-gaap_SellingGeneralAndAdministrativeExpenseAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SellingGeneralAndAdministrativeExpenseAbstract" xlink:to="us-gaap_SellingGeneralAndAdministrativeExpenseAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SellingGeneralAndAdministrativeExpenseAbstract_lbl" xml:lang="en-US">Selling, general and administrative expenses:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SalesCommissionsAndFees" xlink:label="us-gaap_SalesCommissionsAndFees" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SalesCommissionsAndFees" xlink:to="us-gaap_SalesCommissionsAndFees_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SalesCommissionsAndFees_lbl" xml:lang="en-US">Commissions</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SalariesAndWages" xlink:label="us-gaap_SalariesAndWages" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SalariesAndWages" xlink:to="us-gaap_SalariesAndWages_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SalariesAndWages_lbl" xml:lang="en-US">Personnel</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdvertisingExpense" xlink:label="us-gaap_AdvertisingExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdvertisingExpense" xlink:to="us-gaap_AdvertisingExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdvertisingExpense_lbl" xml:lang="en-US">Advertising</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeasesRentExpenseNet" xlink:label="us-gaap_OperatingLeasesRentExpenseNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesRentExpenseNet" xlink:to="us-gaap_OperatingLeasesRentExpenseNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesRentExpenseNet_lbl" xml:lang="en-US">Rent and rent related</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsFromPropertyPlantAndEquipment1" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsFromPropertyPlantAndEquipment1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsFromPropertyPlantAndEquipment1" xlink:to="us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsFromPropertyPlantAndEquipment1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationReclassificationsFromPropertyPlantAndEquipment1_lbl" xml:lang="en-US">Depreciation on property and equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ProvisionForLoanLossReserve" xlink:label="snfc_ProvisionForLoanLossReserve" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ProvisionForLoanLossReserve" xlink:to="snfc_ProvisionForLoanLossReserve_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ProvisionForLoanLossReserve_lbl" xml:lang="en-US">Provision for loan loss reserve</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CostOfFundingMortgageLoans" xlink:label="snfc_CostOfFundingMortgageLoans" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CostOfFundingMortgageLoans" xlink:to="snfc_CostOfFundingMortgageLoans_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CostOfFundingMortgageLoans_lbl" xml:lang="en-US">Costs related to funding mortgage loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="us-gaap_OtherCostAndExpenseOperating" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherCostAndExpenseOperating" xlink:to="us-gaap_OtherCostAndExpenseOperating_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherCostAndExpenseOperating_lbl" xml:lang="en-US">Other</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestExpense" xlink:label="us-gaap_InterestExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpense" xlink:to="us-gaap_InterestExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpense_lbl" xml:lang="en-US">Interest expense</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CostOfGoodsAndServicesSold" xlink:label="us-gaap_CostOfGoodsAndServicesSold" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CostOfGoodsAndServicesSold" xlink:to="us-gaap_CostOfGoodsAndServicesSold_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CostOfGoodsAndServicesSold_lbl" xml:lang="en-US">Cost of goods and services sold - cemeteries and mortuaries</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BenefitsLossesAndExpenses" xlink:label="us-gaap_BenefitsLossesAndExpenses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BenefitsLossesAndExpenses" xlink:to="us-gaap_BenefitsLossesAndExpenses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_BenefitsLossesAndExpenses_lbl" xml:lang="en-US">Total benefits and expenses</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:to="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_lbl" xml:lang="en-US">Earnings before income taxes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="us-gaap_IncomeTaxExpenseBenefit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Income tax expense</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="us-gaap_NetIncomeLoss" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetIncomeLoss_lbl" xml:lang="en-US">Net earnings</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="us-gaap_EarningsPerShareBasic" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareBasic" xlink:to="us-gaap_EarningsPerShareBasic_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareBasic_lbl" xml:lang="en-US">Net earnings per Class A Equivalent common share</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="us-gaap_EarningsPerShareDiluted" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareDiluted" xlink:to="us-gaap_EarningsPerShareDiluted_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareDiluted_lbl" xml:lang="en-US">Net earnings per Class A Equivalent common share-assuming dilution</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl" xml:lang="en-US">Weighted-average Class A equivalent common share outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl" xml:lang="en-US">Weighted-average Class A equivalent common shares outstanding-assuming dilution</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetIncomeLoss_2_lbl" xml:lang="en-US">Net earnings</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_lbl" xml:lang="en-US">Other comprehensive income:</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AccumulatedOtherComprehensiveIncomeUnrealizedGainsLossesOnAvailableForSaleSecurities" xlink:label="snfc_AccumulatedOtherComprehensiveIncomeUnrealizedGainsLossesOnAvailableForSaleSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AccumulatedOtherComprehensiveIncomeUnrealizedGainsLossesOnAvailableForSaleSecurities" xlink:to="snfc_AccumulatedOtherComprehensiveIncomeUnrealizedGainsLossesOnAvailableForSaleSecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="snfc_AccumulatedOtherComprehensiveIncomeUnrealizedGainsLossesOnAvailableForSaleSecurities_lbl" xml:lang="en-US">Unrealized gains on fixed maturity securities available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_UnrealizedGainsOnRestrictedAssets1" xlink:label="snfc_UnrealizedGainsOnRestrictedAssets1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsOnRestrictedAssets1" xlink:to="snfc_UnrealizedGainsOnRestrictedAssets1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="snfc_UnrealizedGainsOnRestrictedAssets1_lbl" xml:lang="en-US">Unrealized gains on restricted assets</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments3" xlink:label="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments3" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments3" xlink:to="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments3_lbl" xml:lang="en-US">Unrealized gains (losses) on cemetery perpetual care trust investments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentBeforeTax" xlink:label="us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentBeforeTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentBeforeTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentBeforeTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentBeforeTax_lbl" xml:lang="en-US">Foreign currency translation adjustments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTax" xlink:label="us-gaap_OtherComprehensiveIncomeLossBeforeTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossBeforeTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossBeforeTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossBeforeTax_lbl" xml:lang="en-US">Other comprehensive income, before income tax</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OtherComprehensiveIncomeTaxExpenseBenefit" xlink:label="snfc_OtherComprehensiveIncomeTaxExpenseBenefit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherComprehensiveIncomeTaxExpenseBenefit" xlink:to="snfc_OtherComprehensiveIncomeTaxExpenseBenefit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OtherComprehensiveIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Income tax benefit (expense)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTax_lbl" xml:lang="en-US">Other comprehensive income, net of income tax</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="us-gaap_ComprehensiveIncomeNetOfTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax_lbl" xml:lang="en-US">Comprehensive income</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_StockholdersEquity_2_lbl" xml:lang="en-US">Stockholders' Equity Attributable to Parent, Beginning Balance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProfitLoss" xlink:label="us-gaap_ProfitLoss" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProfitLoss" xlink:to="us-gaap_ProfitLoss_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProfitLoss_lbl" xml:lang="en-US">Net earnings</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl" xml:lang="en-US">Other comprehensive income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="us-gaap_AllocatedShareBasedCompensationExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AllocatedShareBasedCompensationExpense" xlink:to="us-gaap_AllocatedShareBasedCompensationExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AllocatedShareBasedCompensationExpense_lbl" xml:lang="en-US">Stock based compensation expense</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ExerciseOfStockOptions" xlink:label="snfc_ExerciseOfStockOptions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ExerciseOfStockOptions" xlink:to="snfc_ExerciseOfStockOptions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ExerciseOfStockOptions_lbl" xml:lang="en-US">Exercise of stock options</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_SaleOfTreasuryStock" xlink:label="snfc_SaleOfTreasuryStock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SaleOfTreasuryStock" xlink:to="snfc_SaleOfTreasuryStock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_SaleOfTreasuryStock_lbl" xml:lang="en-US">Sale of treasury stock</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PurchaseOfTreasuryStock" xlink:label="snfc_PurchaseOfTreasuryStock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PurchaseOfTreasuryStock" xlink:to="snfc_PurchaseOfTreasuryStock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PurchaseOfTreasuryStock_lbl" xml:lang="en-US">Purchase of treasury stock</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_StockDividends" xlink:label="snfc_StockDividends" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_StockDividends" xlink:to="snfc_StockDividends_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_StockDividends_lbl" xml:lang="en-US">Stock dividends</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ConversionClassCToClassA" xlink:label="snfc_ConversionClassCToClassA" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ConversionClassCToClassA" xlink:to="snfc_ConversionClassCToClassA_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ConversionClassCToClassA_lbl" xml:lang="en-US">Conversion Class C to Class A</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_StockholdersEquity_3_lbl" xml:lang="en-US">Stockholders' Equity Attributable to Parent, Ending Balance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Cash flows from operating activities:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Adjustments to reconcile net earnings to net cash used in operating activities:</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments" xlink:to="us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_2_lbl" xml:lang="en-US">Gains on investments and other assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities" xlink:label="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities" xlink:to="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities_lbl" xml:lang="en-US">Other than temporary impairments on investments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Depreciation" xlink:label="us-gaap_Depreciation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Depreciation" xlink:to="us-gaap_Depreciation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Depreciation_lbl" xml:lang="en-US">Depreciation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProvisionForDoubtfulAccounts" xlink:label="us-gaap_ProvisionForDoubtfulAccounts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProvisionForDoubtfulAccounts" xlink:to="us-gaap_ProvisionForDoubtfulAccounts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProvisionForDoubtfulAccounts_lbl" xml:lang="en-US">Provision for loan losses and doubtful accounts</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AmortizationOfDebtDiscountPremium" xlink:label="us-gaap_AmortizationOfDebtDiscountPremium" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AmortizationOfDebtDiscountPremium" xlink:to="us-gaap_AmortizationOfDebtDiscountPremium_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AmortizationOfDebtDiscountPremium_lbl" xml:lang="en-US">Net amortization of deferred fees and costs, premiums and discounts</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Provision for deferred income taxes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredCharges" xlink:label="us-gaap_IncreaseDecreaseInDeferredCharges" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInDeferredCharges" xlink:to="us-gaap_IncreaseDecreaseInDeferredCharges_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInDeferredCharges_lbl" xml:lang="en-US">Policy and pre-need acquisition costs deferred</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherAmortizationOfDeferredCharges" xlink:label="us-gaap_OtherAmortizationOfDeferredCharges" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherAmortizationOfDeferredCharges" xlink:to="us-gaap_OtherAmortizationOfDeferredCharges_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherAmortizationOfDeferredCharges_lbl" xml:lang="en-US">Policy and pre-need acquisition costs amortized</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AmortizationOfAcquisitionCosts" xlink:label="us-gaap_AmortizationOfAcquisitionCosts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AmortizationOfAcquisitionCosts" xlink:to="us-gaap_AmortizationOfAcquisitionCosts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AmortizationOfAcquisitionCosts_lbl" xml:lang="en-US">Value of business acquired amortized</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageServicingRightsAdditions" xlink:label="snfc_MortgageServicingRightsAdditions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageServicingRightsAdditions" xlink:to="snfc_MortgageServicingRightsAdditions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="snfc_MortgageServicingRightsAdditions_lbl" xml:lang="en-US">Mortgage servicing rights, additions</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AmortizationOfMortgageServicingRightsMSRs" xlink:label="us-gaap_AmortizationOfMortgageServicingRightsMSRs" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AmortizationOfMortgageServicingRightsMSRs" xlink:to="us-gaap_AmortizationOfMortgageServicingRightsMSRs_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AmortizationOfMortgageServicingRightsMSRs_lbl" xml:lang="en-US">Amortization of mortgage servicing rights</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="us-gaap_ShareBasedCompensation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensation" xlink:to="us-gaap_ShareBasedCompensation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShareBasedCompensation_lbl" xml:lang="en-US">Stock based compensation expense</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInEmployeeRelatedLiabilities" xlink:label="us-gaap_IncreaseDecreaseInEmployeeRelatedLiabilities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInEmployeeRelatedLiabilities" xlink:to="us-gaap_IncreaseDecreaseInEmployeeRelatedLiabilities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInEmployeeRelatedLiabilities_lbl" xml:lang="en-US">Benefit plans funded with treasury stock</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NetChangeInFairValueOfLoansHeldForSale" xlink:label="snfc_NetChangeInFairValueOfLoansHeldForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetChangeInFairValueOfLoansHeldForSale" xlink:to="snfc_NetChangeInFairValueOfLoansHeldForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NetChangeInFairValueOfLoansHeldForSale_lbl" xml:lang="en-US">Net change in fair value of loans held for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:label="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:to="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_lbl" xml:lang="en-US">Originations of loans held for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:to="us-gaap_ProceedsFromSaleOfLoansHeldForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForSale_lbl" xml:lang="en-US">Proceeds from sales of loans held for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale" xlink:label="us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale" xlink:to="us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale_lbl" xml:lang="en-US">Net gains on sales of loans held for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl" xml:lang="en-US">Change in assets and liabilities:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInAssetsHeldForSale" xlink:label="us-gaap_IncreaseDecreaseInAssetsHeldForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInAssetsHeldForSale" xlink:to="us-gaap_IncreaseDecreaseInAssetsHeldForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInAssetsHeldForSale_lbl" xml:lang="en-US">Land and improvements held for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FuturePolicyBenefitsAndUnpaidClaims" xlink:label="snfc_FuturePolicyBenefitsAndUnpaidClaims" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FuturePolicyBenefitsAndUnpaidClaims" xlink:to="snfc_FuturePolicyBenefitsAndUnpaidClaims_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_FuturePolicyBenefitsAndUnpaidClaims_lbl" xml:lang="en-US">Future policy benefits and unpaid claims</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInOtherCurrentAssetsAndLiabilitiesNet" xlink:label="us-gaap_IncreaseDecreaseInOtherCurrentAssetsAndLiabilitiesNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherCurrentAssetsAndLiabilitiesNet" xlink:to="us-gaap_IncreaseDecreaseInOtherCurrentAssetsAndLiabilitiesNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherCurrentAssetsAndLiabilitiesNet_lbl" xml:lang="en-US">Other operating assets and liabilities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xml:lang="en-US">Net cash used in operating activities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xml:lang="en-US">Cash flows from investing activities:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:to="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" xml:lang="en-US">Purchases of fixed maturity securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:to="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_lbl" xml:lang="en-US">Sales, calls and maturities of fixed maturity securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_lbl" xml:lang="en-US">Purchases of equity securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" xlink:to="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity_lbl" xml:lang="en-US">Sales of equity securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseOfRestrictedInvestments" xlink:label="us-gaap_IncreaseDecreaseOfRestrictedInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseOfRestrictedInvestments" xlink:to="us-gaap_IncreaseDecreaseOfRestrictedInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseOfRestrictedInvestments_lbl" xml:lang="en-US">Net changes in restricted assets</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_IncreaseDecreaseInAssetsForPerpetualCareTrusts" xlink:label="snfc_IncreaseDecreaseInAssetsForPerpetualCareTrusts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IncreaseDecreaseInAssetsForPerpetualCareTrusts" xlink:to="snfc_IncreaseDecreaseInAssetsForPerpetualCareTrusts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="snfc_IncreaseDecreaseInAssetsForPerpetualCareTrusts_lbl" xml:lang="en-US">Net changes in perpetual care trusts</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsToAcquireLoansHeldForInvestment" xlink:label="us-gaap_PaymentsToAcquireLoansHeldForInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireLoansHeldForInvestment" xlink:to="us-gaap_PaymentsToAcquireLoansHeldForInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireLoansHeldForInvestment_lbl" xml:lang="en-US">Mortgage loans held for investment, other investments and policy loans made</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" xlink:to="us-gaap_ProceedsFromSaleOfLoansHeldForInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForInvestment_lbl" xml:lang="en-US">Payments received for mortgage loans held for investment, other investments and policy loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Purchase of property and equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:to="us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_lbl" xml:lang="en-US">Sale of property and equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsToAcquireRealEstate" xlink:label="us-gaap_PaymentsToAcquireRealEstate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireRealEstate" xlink:to="us-gaap_PaymentsToAcquireRealEstate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireRealEstate_lbl" xml:lang="en-US">Purchases of real estate</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:label="us-gaap_ProceedsFromSaleOfOtherRealEstate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:to="us-gaap_ProceedsFromSaleOfOtherRealEstate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfOtherRealEstate_lbl" xml:lang="en-US">Sales of real estate</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CashReceivedForReinsuranceAssumed" xlink:label="snfc_CashReceivedForReinsuranceAssumed" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CashReceivedForReinsuranceAssumed" xlink:to="snfc_CashReceivedForReinsuranceAssumed_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CashReceivedForReinsuranceAssumed_lbl" xml:lang="en-US">Cash received for reinsurance assumed</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PaymentsToAcquireSubsidiariesNetOfCashAcquired" xlink:label="snfc_PaymentsToAcquireSubsidiariesNetOfCashAcquired" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PaymentsToAcquireSubsidiariesNetOfCashAcquired" xlink:to="snfc_PaymentsToAcquireSubsidiariesNetOfCashAcquired_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="snfc_PaymentsToAcquireSubsidiariesNetOfCashAcquired_lbl" xml:lang="en-US">Cash paid for purchase of subsidiaries, net of cash acquired</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xml:lang="en-US">Net cash provided by investing activities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xml:lang="en-US">Cash flows from financing activities:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdditionsToContractHoldersFunds" xlink:label="us-gaap_AdditionsToContractHoldersFunds" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdditionsToContractHoldersFunds" xlink:to="us-gaap_AdditionsToContractHoldersFunds_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdditionsToContractHoldersFunds_lbl" xml:lang="en-US">Investment contract receipts</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WithdrawalFromContractHoldersFunds" xlink:label="us-gaap_WithdrawalFromContractHoldersFunds" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WithdrawalFromContractHoldersFunds" xlink:to="us-gaap_WithdrawalFromContractHoldersFunds_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_WithdrawalFromContractHoldersFunds_lbl" xml:lang="en-US">Investment contract withdrawals</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="us-gaap_ProceedsFromStockOptionsExercised" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromStockOptionsExercised" xlink:to="us-gaap_ProceedsFromStockOptionsExercised_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_lbl" xml:lang="en-US">Proceeds from stock options exercised</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PurchaseOfTreasuryStock" xlink:to="snfc_PurchaseOfTreasuryStock_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="snfc_PurchaseOfTreasuryStock_2_lbl" xml:lang="en-US">Purchase of treasury stock</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RepaymentsOfBankDebt" xlink:label="us-gaap_RepaymentsOfBankDebt" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RepaymentsOfBankDebt" xlink:to="us-gaap_RepaymentsOfBankDebt_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_RepaymentsOfBankDebt_lbl" xml:lang="en-US">Repayment of bank loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromBankDebt" xlink:label="us-gaap_ProceedsFromBankDebt" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromBankDebt" xlink:to="us-gaap_ProceedsFromBankDebt_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromBankDebt_lbl" xml:lang="en-US">Proceeds from bank loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityIncreaseDecreaseForPeriodNet" xlink:label="us-gaap_LineOfCreditFacilityIncreaseDecreaseForPeriodNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityIncreaseDecreaseForPeriodNet" xlink:to="us-gaap_LineOfCreditFacilityIncreaseDecreaseForPeriodNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_LineOfCreditFacilityIncreaseDecreaseForPeriodNet_lbl" xml:lang="en-US">Net change in warehouse line borrowings for loans held for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xml:lang="en-US">Net cash provided by financing activities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" xml:lang="en-US">Net change in cash, cash equivalents, restricted cash and restricted cash equivalents</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue" xlink:label="us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash, cash equivalents, restricted cash and restricted cash equivalents at beginning of period</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue_2_lbl" xml:lang="en-US">Cash, cash equivalents, restricted cash and restricted cash equivalents at end of period</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SupplementalCashFlowInformationAbstract" xlink:to="us-gaap_SupplementalCashFlowInformationAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract_lbl" xml:lang="en-US">Supplemental Cash Flow Information</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CashPaidDuringYearForAbstract" xlink:label="snfc_CashPaidDuringYearForAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CashPaidDuringYearForAbstract" xlink:to="snfc_CashPaidDuringYearForAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CashPaidDuringYearForAbstract_lbl" xml:lang="en-US">Cash paid during the year for:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestPaidNet" xlink:label="us-gaap_InterestPaidNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestPaidNet" xlink:to="us-gaap_InterestPaidNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestPaidNet_lbl" xml:lang="en-US">Interest (net of amount capitalized)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxesPaidNet" xlink:label="us-gaap_IncomeTaxesPaidNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxesPaidNet" xlink:to="us-gaap_IncomeTaxesPaidNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxesPaidNet_lbl" xml:lang="en-US">Income taxes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:label="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:to="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_lbl" xml:lang="en-US">Non Cash Investing and Financing Activities:</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TransferOfLoansHeldForSaleToMortgageLoansHeldForInvestment" xlink:label="snfc_TransferOfLoansHeldForSaleToMortgageLoansHeldForInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TransferOfLoansHeldForSaleToMortgageLoansHeldForInvestment" xlink:to="snfc_TransferOfLoansHeldForSaleToMortgageLoansHeldForInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TransferOfLoansHeldForSaleToMortgageLoansHeldForInvestment_lbl" xml:lang="en-US">Transfer of loans held for sale to mortgage loans held for investment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AccruedRealEstateConstructionCostsAndRetainage" xlink:label="snfc_AccruedRealEstateConstructionCostsAndRetainage" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AccruedRealEstateConstructionCostsAndRetainage" xlink:to="snfc_AccruedRealEstateConstructionCostsAndRetainage_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AccruedRealEstateConstructionCostsAndRetainage_lbl" xml:lang="en-US">Accrued real estate construction costs and retainage</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:label="us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:to="us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_lbl" xml:lang="en-US">Right-of-use assets obtained in exchange for operating lease liabilities</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageLoansHeldForInvestmentForeclosedIntoRealEstateHeldForInvestment" xlink:label="snfc_MortgageLoansHeldForInvestmentForeclosedIntoRealEstateHeldForInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansHeldForInvestmentForeclosedIntoRealEstateHeldForInvestment" xlink:to="snfc_MortgageLoansHeldForInvestmentForeclosedIntoRealEstateHeldForInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageLoansHeldForInvestmentForeclosedIntoRealEstateHeldForInvestment_lbl" xml:lang="en-US">Mortgage loans held for investment foreclosed into real estate held for investment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RightOfUseAssetObtainedInExchangeForFinanceLeaseLiability" xlink:label="us-gaap_RightOfUseAssetObtainedInExchangeForFinanceLeaseLiability" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RightOfUseAssetObtainedInExchangeForFinanceLeaseLiability" xlink:to="us-gaap_RightOfUseAssetObtainedInExchangeForFinanceLeaseLiability_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RightOfUseAssetObtainedInExchangeForFinanceLeaseLiability_lbl" xml:lang="en-US">Right-of-use assets obtained in exchange for finance lease liabilities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTransfersAndChanges" xlink:label="us-gaap_PropertyPlantAndEquipmentTransfersAndChanges" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentTransfersAndChanges" xlink:to="us-gaap_PropertyPlantAndEquipmentTransfersAndChanges_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentTransfersAndChanges_lbl" xml:lang="en-US">Transfer of real estate held for investment to property and equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TransferToInvestments" xlink:label="us-gaap_TransferToInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TransferToInvestments" xlink:to="us-gaap_TransferToInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TransferToInvestments_lbl" xml:lang="en-US">Transfer of property and equipment to real estate held for investment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageLoansHeldForInvestmentForeclosedIntoReceivables" xlink:label="snfc_MortgageLoansHeldForInvestmentForeclosedIntoReceivables" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansHeldForInvestmentForeclosedIntoReceivables" xlink:to="snfc_MortgageLoansHeldForInvestmentForeclosedIntoReceivables_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageLoansHeldForInvestmentForeclosedIntoReceivables_lbl" xml:lang="en-US">Mortgage loans held for investment foreclosed into receivables</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_2_lbl" xml:lang="en-US">Cash and cash equivalents</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInRestrictedCashAndInvestments" xlink:label="us-gaap_IncreaseDecreaseInRestrictedCashAndInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInRestrictedCashAndInvestments" xlink:to="us-gaap_IncreaseDecreaseInRestrictedCashAndInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInRestrictedCashAndInvestments_lbl" xml:lang="en-US">Restricted assets</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_IncreaseDecreaseInCemeteryPerpetualCareTrustInvestments" xlink:label="snfc_IncreaseDecreaseInCemeteryPerpetualCareTrustInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IncreaseDecreaseInCemeteryPerpetualCareTrustInvestments" xlink:to="snfc_IncreaseDecreaseInCemeteryPerpetualCareTrustInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_IncreaseDecreaseInCemeteryPerpetualCareTrustInvestments_lbl" xml:lang="en-US">Cemetery perpetual care trust investments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:to="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_lbl" xml:lang="en-US">Total cash, cash equivalents, restricted cash and restricted cash equivalents</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="us-gaap_AccountingPoliciesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountingPoliciesAbstract" xlink:to="us-gaap_AccountingPoliciesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccountingPoliciesAbstract_lbl" xml:lang="en-US">Accounting Policies [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="us-gaap_SignificantAccountingPoliciesTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SignificantAccountingPoliciesTextBlock" xlink:to="us-gaap_SignificantAccountingPoliciesTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SignificantAccountingPoliciesTextBlock_lbl" xml:lang="en-US">1) Significant Accounting Policies</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureTextBlockAbstract" xlink:label="us-gaap_DisclosureTextBlockAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DisclosureTextBlockAbstract" xlink:to="us-gaap_DisclosureTextBlockAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DisclosureTextBlockAbstract_lbl" xml:lang="en-US">Disclosure Text Block [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:to="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_lbl" xml:lang="en-US">2) Investments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LoansHeldForSaleDisclosureTextBlock" xlink:label="snfc_LoansHeldForSaleDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LoansHeldForSaleDisclosureTextBlock" xlink:to="snfc_LoansHeldForSaleDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LoansHeldForSaleDisclosureTextBlock_lbl" xml:lang="en-US">3) Loans Held For Sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="us-gaap_ReceivablesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReceivablesAbstract" xlink:to="us-gaap_ReceivablesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ReceivablesAbstract_lbl" xml:lang="en-US">Receivables [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:label="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:to="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_lbl" xml:lang="en-US">4) Receivables</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:to="us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_lbl" xml:lang="en-US">Goodwill and Intangible Assets Disclosure [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:label="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:to="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl" xml:lang="en-US">5) Value of Business Acquired, Intangible Assets and Goodwill</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="us-gaap_PropertyPlantAndEquipmentAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentAbstract" xlink:to="us-gaap_PropertyPlantAndEquipmentAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentAbstract_lbl" xml:lang="en-US">Property, Plant and Equipment [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:label="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_lbl" xml:lang="en-US">6) Property and Equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="us-gaap_DebtDisclosureAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtDisclosureAbstract" xlink:to="us-gaap_DebtDisclosureAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtDisclosureAbstract_lbl" xml:lang="en-US">Debt Disclosure [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureTextBlock" xlink:label="us-gaap_DebtDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtDisclosureTextBlock" xlink:to="us-gaap_DebtDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtDisclosureTextBlock_lbl" xml:lang="en-US">7) Bank and Other Loans Payable</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NotesToFinancialStatementsAbstract" xlink:label="snfc_NotesToFinancialStatementsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NotesToFinancialStatementsAbstract" xlink:to="snfc_NotesToFinancialStatementsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NotesToFinancialStatementsAbstract_lbl" xml:lang="en-US">Notes to Financial Statements</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CemeteryPerpetualCareTrustInvestmentsAndObligationAndRestrictedAssetsTextBlock" xlink:label="snfc_CemeteryPerpetualCareTrustInvestmentsAndObligationAndRestrictedAssetsTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryPerpetualCareTrustInvestmentsAndObligationAndRestrictedAssetsTextBlock" xlink:to="snfc_CemeteryPerpetualCareTrustInvestmentsAndObligationAndRestrictedAssetsTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CemeteryPerpetualCareTrustInvestmentsAndObligationAndRestrictedAssetsTextBlock_lbl" xml:lang="en-US">8) Cemetery Perpetual Care Trust Investments and Obligation and Restricted Assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="us-gaap_IncomeTaxDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxDisclosureTextBlock" xlink:to="us-gaap_IncomeTaxDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxDisclosureTextBlock_lbl" xml:lang="en-US">9) Income Taxes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:to="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_lbl" xml:lang="en-US">10) Reinsurance, Commitments and Contingencies</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="us-gaap_CompensationAndRetirementDisclosureAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:to="us-gaap_CompensationAndRetirementDisclosureAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CompensationAndRetirementDisclosureAbstract_lbl" xml:lang="en-US">Retirement Benefits [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" xlink:label="us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" xlink:to="us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_lbl" xml:lang="en-US">11) Retirement Plans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityAbstract" xlink:label="us-gaap_EquityAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquityAbstract" xlink:to="us-gaap_EquityAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquityAbstract_lbl" xml:lang="en-US">Equity [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:label="us-gaap_StockholdersEquityNoteDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:to="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl" xml:lang="en-US">12) Capital Stock</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:to="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_lbl" xml:lang="en-US">13) Stock-based Compensation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract" xlink:label="us-gaap_InsuranceAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InsuranceAbstract" xlink:to="us-gaap_InsuranceAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InsuranceAbstract_lbl" xml:lang="en-US">Insurance [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatutoryAccountingPracticesDisclosureTextBlock" xlink:label="us-gaap_StatutoryAccountingPracticesDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatutoryAccountingPracticesDisclosureTextBlock" xlink:to="us-gaap_StatutoryAccountingPracticesDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatutoryAccountingPracticesDisclosureTextBlock_lbl" xml:lang="en-US">14) Statutory Financial Information and Dividend Limitations</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock" xlink:label="us-gaap_SegmentReportingDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SegmentReportingDisclosureTextBlock" xlink:to="us-gaap_SegmentReportingDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SegmentReportingDisclosureTextBlock_lbl" xml:lang="en-US">15) Business Segment Information</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyTransactionsAbstract" xlink:label="us-gaap_RelatedPartyTransactionsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RelatedPartyTransactionsAbstract" xlink:to="us-gaap_RelatedPartyTransactionsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RelatedPartyTransactionsAbstract_lbl" xml:lang="en-US">Related Party Transactions [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyTransactionsDisclosureTextBlock" xlink:label="us-gaap_RelatedPartyTransactionsDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RelatedPartyTransactionsDisclosureTextBlock" xlink:to="us-gaap_RelatedPartyTransactionsDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RelatedPartyTransactionsDisclosureTextBlock_lbl" xml:lang="en-US">16) Related Party Transactions</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="us-gaap_FairValueDisclosuresTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueDisclosuresTextBlock" xlink:to="us-gaap_FairValueDisclosuresTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueDisclosuresTextBlock_lbl" xml:lang="en-US">17) Fair Value of Financial Instruments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ComprehensiveIncomeNoteTextBlock" xlink:label="us-gaap_ComprehensiveIncomeNoteTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomeNoteTextBlock" xlink:to="us-gaap_ComprehensiveIncomeNoteTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ComprehensiveIncomeNoteTextBlock_lbl" xml:lang="en-US">18) Accumulated Other Comprehensive Income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:to="us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_lbl" xml:lang="en-US">19) Derivative Instruments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock" xlink:label="us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock" xlink:to="us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock_lbl" xml:lang="en-US">20) Acquisitions</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IntangibleAssetsDisclosureTextBlock" xlink:label="us-gaap_IntangibleAssetsDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IntangibleAssetsDisclosureTextBlock" xlink:to="us-gaap_IntangibleAssetsDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IntangibleAssetsDisclosureTextBlock_lbl" xml:lang="en-US">21) Mortgage Servicing Rights</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock" xlink:label="us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock" xlink:to="us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_lbl" xml:lang="en-US">22) Future Policy Benefits and Unpaid Claims</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevenueFromContractWithCustomerTextBlock" xlink:label="us-gaap_RevenueFromContractWithCustomerTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RevenueFromContractWithCustomerTextBlock" xlink:to="us-gaap_RevenueFromContractWithCustomerTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RevenueFromContractWithCustomerTextBlock_lbl" xml:lang="en-US">23) Revenues From Contracts With Customers</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeasesAbstract" xlink:label="us-gaap_LeasesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LeasesAbstract" xlink:to="us-gaap_LeasesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LeasesAbstract_lbl" xml:lang="en-US">Leases [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeasesOfLesseeDisclosureTextBlock" xlink:label="us-gaap_OperatingLeasesOfLesseeDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesOfLesseeDisclosureTextBlock" xlink:to="us-gaap_OperatingLeasesOfLesseeDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesOfLesseeDisclosureTextBlock_lbl" xml:lang="en-US">24) Leases</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NatureOfOperations" xlink:label="us-gaap_NatureOfOperations" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NatureOfOperations" xlink:to="us-gaap_NatureOfOperations_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NatureOfOperations_lbl" xml:lang="en-US">General Overview of Business</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BasisOfAccounting" xlink:label="us-gaap_BasisOfAccounting" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BasisOfAccounting" xlink:to="us-gaap_BasisOfAccounting_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BasisOfAccounting_lbl" xml:lang="en-US">Basis of Presentation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConsolidationPolicyTextBlock" xlink:label="us-gaap_ConsolidationPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConsolidationPolicyTextBlock" xlink:to="us-gaap_ConsolidationPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConsolidationPolicyTextBlock_lbl" xml:lang="en-US">Principles of Consolidation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_UseOfEstimates" xlink:label="us-gaap_UseOfEstimates" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UseOfEstimates" xlink:to="us-gaap_UseOfEstimates_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UseOfEstimates_lbl" xml:lang="en-US">Use of Estimates</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentPolicyTextBlock" xlink:label="us-gaap_InvestmentPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentPolicyTextBlock" xlink:to="us-gaap_InvestmentPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentPolicyTextBlock_lbl" xml:lang="en-US">Investments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:label="us-gaap_CashAndCashEquivalentsPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:to="us-gaap_CashAndCashEquivalentsPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CashAndCashEquivalentsPolicyTextBlock_lbl" xml:lang="en-US">Cash and Cash Equivalents</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TradeAndLoanReceivablesNonmortgageLoansHeldForSalePolicyPolicyTextBlock" xlink:label="us-gaap_TradeAndLoanReceivablesNonmortgageLoansHeldForSalePolicyPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TradeAndLoanReceivablesNonmortgageLoansHeldForSalePolicyPolicyTextBlock" xlink:to="us-gaap_TradeAndLoanReceivablesNonmortgageLoansHeldForSalePolicyPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TradeAndLoanReceivablesNonmortgageLoansHeldForSalePolicyPolicyTextBlock_lbl" xml:lang="en-US">Loans Held for Sale</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageFeeIncomePolicyTextBlock" xlink:label="snfc_MortgageFeeIncomePolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageFeeIncomePolicyTextBlock" xlink:to="snfc_MortgageFeeIncomePolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageFeeIncomePolicyTextBlock_lbl" xml:lang="en-US">Mortgage Fee Income</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeterminingLowerOfCostOrFairValuePolicyTextBlock" xlink:label="snfc_DeterminingLowerOfCostOrFairValuePolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeterminingLowerOfCostOrFairValuePolicyTextBlock" xlink:to="snfc_DeterminingLowerOfCostOrFairValuePolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DeterminingLowerOfCostOrFairValuePolicyTextBlock_lbl" xml:lang="en-US">Determining Lower of Cost or Fair Value</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LoanLossReservePolicyTextBlock" xlink:label="snfc_LoanLossReservePolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LoanLossReservePolicyTextBlock" xlink:to="snfc_LoanLossReservePolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LoanLossReservePolicyTextBlock_lbl" xml:lang="en-US">Loan Loss Reserve</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_RestrictedAssetsPolicyTextBlock" xlink:label="snfc_RestrictedAssetsPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RestrictedAssetsPolicyTextBlock" xlink:to="snfc_RestrictedAssetsPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_RestrictedAssetsPolicyTextBlock_lbl" xml:lang="en-US">Restricted Assets</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CemeteryPerpetualCareTrustInvestmentsPolicyTextBlock" xlink:label="snfc_CemeteryPerpetualCareTrustInvestmentsPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryPerpetualCareTrustInvestmentsPolicyTextBlock" xlink:to="snfc_CemeteryPerpetualCareTrustInvestmentsPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_CemeteryPerpetualCareTrustInvestmentsPolicyTextBlock_lbl" xml:lang="en-US">Cemetery Perpetual Care Trust Investments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CemeteryLandAndImprovementsPolicyTextBlock" xlink:label="snfc_CemeteryLandAndImprovementsPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryLandAndImprovementsPolicyTextBlock" xlink:to="snfc_CemeteryLandAndImprovementsPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CemeteryLandAndImprovementsPolicyTextBlock_lbl" xml:lang="en-US">Cemetery Land and Improvements</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy" xlink:label="us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy" xlink:to="us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy_lbl" xml:lang="en-US">Deferred Policy Acquisition Costs and Value of Business Acquired</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageServicingRightsPolicyTextBlock" xlink:label="snfc_MortgageServicingRightsPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageServicingRightsPolicyTextBlock" xlink:to="snfc_MortgageServicingRightsPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_MortgageServicingRightsPolicyTextBlock_lbl" xml:lang="en-US">Mortgage Servicing Rights</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:label="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_lbl" xml:lang="en-US">Property and Equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ImpairmentOrDisposalOfLongLivedAssetsPolicyTextBlock" xlink:label="us-gaap_ImpairmentOrDisposalOfLongLivedAssetsPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairmentOrDisposalOfLongLivedAssetsPolicyTextBlock" xlink:to="us-gaap_ImpairmentOrDisposalOfLongLivedAssetsPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairmentOrDisposalOfLongLivedAssetsPolicyTextBlock_lbl" xml:lang="en-US">Long-lived Assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativesPolicyTextBlock" xlink:label="us-gaap_DerivativesPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativesPolicyTextBlock" xlink:to="us-gaap_DerivativesPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativesPolicyTextBlock_lbl" xml:lang="en-US">Derivative Instruments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:label="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:to="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_lbl" xml:lang="en-US">Allowance for Doubtful Accounts and Loan Losses and Impaired Loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FuturePolicyBenefitsLiabilityPolicy" xlink:label="us-gaap_FuturePolicyBenefitsLiabilityPolicy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FuturePolicyBenefitsLiabilityPolicy" xlink:to="us-gaap_FuturePolicyBenefitsLiabilityPolicy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FuturePolicyBenefitsLiabilityPolicy_lbl" xml:lang="en-US">Future Policy Benefits and Unpaid Claims</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ParticipatingInsurancePolicyTextBlock" xlink:label="snfc_ParticipatingInsurancePolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ParticipatingInsurancePolicyTextBlock" xlink:to="snfc_ParticipatingInsurancePolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ParticipatingInsurancePolicyTextBlock_lbl" xml:lang="en-US">Participating Insurance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevenueRecognitionPremiumsEarnedPolicy" xlink:label="us-gaap_RevenueRecognitionPremiumsEarnedPolicy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RevenueRecognitionPremiumsEarnedPolicy" xlink:to="us-gaap_RevenueRecognitionPremiumsEarnedPolicy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RevenueRecognitionPremiumsEarnedPolicy_lbl" xml:lang="en-US">Recognition of Insurance Premiums and Other Considerations</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceAccountingPolicy" xlink:label="us-gaap_ReinsuranceAccountingPolicy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReinsuranceAccountingPolicy" xlink:to="us-gaap_ReinsuranceAccountingPolicy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ReinsuranceAccountingPolicy_lbl" xml:lang="en-US">Reinsurance</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PreneedSalesAndCostsPolicyTextBlock" xlink:label="snfc_PreneedSalesAndCostsPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PreneedSalesAndCostsPolicyTextBlock" xlink:to="snfc_PreneedSalesAndCostsPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PreneedSalesAndCostsPolicyTextBlock_lbl" xml:lang="en-US">Pre-need Sales and Costs</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy" xlink:label="us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy" xlink:to="us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_lbl" xml:lang="en-US">Goodwill</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OtherIntangiblesTradeNameAndCustomerListsPolicyTextBlock" xlink:label="snfc_OtherIntangiblesTradeNameAndCustomerListsPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherIntangiblesTradeNameAndCustomerListsPolicyTextBlock" xlink:to="snfc_OtherIntangiblesTradeNameAndCustomerListsPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OtherIntangiblesTradeNameAndCustomerListsPolicyTextBlock_lbl" xml:lang="en-US">Other Intangibles (trade name and customer lists)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:label="us-gaap_IncomeTaxPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxPolicyTextBlock" xlink:to="us-gaap_IncomeTaxPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncomeTaxPolicyTextBlock_lbl" xml:lang="en-US">Income Taxes</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="us-gaap_EarningsPerSharePolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerSharePolicyTextBlock" xlink:to="us-gaap_EarningsPerSharePolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerSharePolicyTextBlock_lbl" xml:lang="en-US">Earnings Per Common Share</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:label="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:to="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_lbl" xml:lang="en-US">Stock Based Compensation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConcentrationRiskCreditRisk" xlink:label="us-gaap_ConcentrationRiskCreditRisk" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskCreditRisk" xlink:to="us-gaap_ConcentrationRiskCreditRisk_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskCreditRisk_lbl" xml:lang="en-US">Concentration of Credit Risk</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdvertisingCostsPolicyTextBlock" xlink:label="us-gaap_AdvertisingCostsPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdvertisingCostsPolicyTextBlock" xlink:to="us-gaap_AdvertisingCostsPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AdvertisingCostsPolicyTextBlock_lbl" xml:lang="en-US">Advertising</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:to="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl" xml:lang="en-US">Recent Accounting Pronouncements</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract" xlink:label="us-gaap_TableTextBlockSupplementAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TableTextBlockSupplementAbstract" xlink:to="us-gaap_TableTextBlockSupplementAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TableTextBlockSupplementAbstract_lbl" xml:lang="en-US">Table Text Block Supplement [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesTextBlock" xlink:label="us-gaap_AvailableForSaleSecuritiesTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesTextBlock" xlink:to="us-gaap_AvailableForSaleSecuritiesTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesTextBlock_lbl" xml:lang="en-US">Available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock" xlink:label="us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock" xlink:to="us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_lbl" xml:lang="en-US">Schedule of Unrealized Loss on Investments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ScheduleOfEarningsOnFixedMaturitySecuritiesTableTextBlock" xlink:label="snfc_ScheduleOfEarningsOnFixedMaturitySecuritiesTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfEarningsOnFixedMaturitySecuritiesTableTextBlock" xlink:to="snfc_ScheduleOfEarningsOnFixedMaturitySecuritiesTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ScheduleOfEarningsOnFixedMaturitySecuritiesTableTextBlock_lbl" xml:lang="en-US">Schedule of earnings on fixed maturity securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:label="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:to="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_lbl" xml:lang="en-US">Investments Classified by Contractual Maturity Date</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GainLossOnInvestmentsTextBlock" xlink:label="us-gaap_GainLossOnInvestmentsTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnInvestmentsTextBlock" xlink:to="us-gaap_GainLossOnInvestmentsTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnInvestmentsTextBlock_lbl" xml:lang="en-US">Gain (Loss) on Investments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ScheduleOfMajorCategoriesOfNetInvestmentIncomeTextBlock" xlink:label="snfc_ScheduleOfMajorCategoriesOfNetInvestmentIncomeTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfMajorCategoriesOfNetInvestmentIncomeTextBlock" xlink:to="snfc_ScheduleOfMajorCategoriesOfNetInvestmentIncomeTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ScheduleOfMajorCategoriesOfNetInvestmentIncomeTextBlock_lbl" xml:lang="en-US">Schedule of Major categories of net investment income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RealEstateInvestmentFinancialStatementsDisclosureTextBlock" xlink:label="us-gaap_RealEstateInvestmentFinancialStatementsDisclosureTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RealEstateInvestmentFinancialStatementsDisclosureTextBlock" xlink:to="us-gaap_RealEstateInvestmentFinancialStatementsDisclosureTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RealEstateInvestmentFinancialStatementsDisclosureTextBlock_lbl" xml:lang="en-US">Commercial Real Estate Investment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ResidentialRealEstateInvestmentTextBlock" xlink:label="snfc_ResidentialRealEstateInvestmentTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ResidentialRealEstateInvestmentTextBlock" xlink:to="snfc_ResidentialRealEstateInvestmentTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ResidentialRealEstateInvestmentTextBlock_lbl" xml:lang="en-US">Residential Real Estate Investment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ScheduleOfSubdivisionLandDevelopmentTableTextBlock" xlink:label="snfc_ScheduleOfSubdivisionLandDevelopmentTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfSubdivisionLandDevelopmentTableTextBlock" xlink:to="snfc_ScheduleOfSubdivisionLandDevelopmentTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ScheduleOfSubdivisionLandDevelopmentTableTextBlock_lbl" xml:lang="en-US">Schedule of subdivision land development</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RealEstateOwnedTextBlock" xlink:label="us-gaap_RealEstateOwnedTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RealEstateOwnedTextBlock" xlink:to="us-gaap_RealEstateOwnedTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RealEstateOwnedTextBlock_lbl" xml:lang="en-US">Real Estate Owned and Occupied by the Company</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1TextBlock" xlink:label="snfc_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1TextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1TextBlock" xlink:to="snfc_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1TextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1TextBlock_lbl" xml:lang="en-US">Schedule of Allowance for loan losses as a contra-asset account</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ScheduleOfAgingOfMortgageLoansTextBlock" xlink:label="snfc_ScheduleOfAgingOfMortgageLoansTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfAgingOfMortgageLoansTextBlock" xlink:to="snfc_ScheduleOfAgingOfMortgageLoansTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ScheduleOfAgingOfMortgageLoansTextBlock_lbl" xml:lang="en-US">Schedule of aging of mortgage loans</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ScheduleOfImpairedMortgageLoansTextBlock" xlink:label="snfc_ScheduleOfImpairedMortgageLoansTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfImpairedMortgageLoansTextBlock" xlink:to="snfc_ScheduleOfImpairedMortgageLoansTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ScheduleOfImpairedMortgageLoansTextBlock_lbl" xml:lang="en-US">Schedule of Impaired Mortgage Loans</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1TextBlock" xlink:label="snfc_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1TextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1TextBlock" xlink:to="snfc_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1TextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1TextBlock_lbl" xml:lang="en-US">Schedule Of Credit Risk Of Mortgage Loans Based On Performance Status:</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ScheduleOfMortgageLoansOnANonaccrualStatusTextBlock" xlink:label="snfc_ScheduleOfMortgageLoansOnANonaccrualStatusTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfMortgageLoansOnANonaccrualStatusTextBlock" xlink:to="snfc_ScheduleOfMortgageLoansOnANonaccrualStatusTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ScheduleOfMortgageLoansOnANonaccrualStatusTextBlock_lbl" xml:lang="en-US">Schedule of Mortgage loans on a nonaccrual status</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ScheduleOfPrincipalPaymentsTableTextBlock" xlink:label="snfc_ScheduleOfPrincipalPaymentsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfPrincipalPaymentsTableTextBlock" xlink:to="snfc_ScheduleOfPrincipalPaymentsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ScheduleOfPrincipalPaymentsTableTextBlock_lbl" xml:lang="en-US">Schedule of principal payments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AggregateFairValueLoansHeldForSaleScheduleTextBlock" xlink:label="snfc_AggregateFairValueLoansHeldForSaleScheduleTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AggregateFairValueLoansHeldForSaleScheduleTextBlock" xlink:to="snfc_AggregateFairValueLoansHeldForSaleScheduleTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AggregateFairValueLoansHeldForSaleScheduleTextBlock_lbl" xml:lang="en-US">Aggregate fair value - Loans Held for Sale</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ScheduleOfMortgageFeeIncomeForLoansHeldForSaleTextBlock" xlink:label="snfc_ScheduleOfMortgageFeeIncomeForLoansHeldForSaleTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfMortgageFeeIncomeForLoansHeldForSaleTextBlock" xlink:to="snfc_ScheduleOfMortgageFeeIncomeForLoansHeldForSaleTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ScheduleOfMortgageFeeIncomeForLoansHeldForSaleTextBlock_lbl" xml:lang="en-US">Schedule of Mortgage Fee Income for Loans Held for Sale</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTextBlock" xlink:label="snfc_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTextBlock" xlink:to="snfc_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTextBlock_lbl" xml:lang="en-US">Schedule of loan loss reserve which is included in other liabilities and accrued expenses</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ScheduleOfReceivablesTextBlock" xlink:label="snfc_ScheduleOfReceivablesTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfReceivablesTextBlock" xlink:to="snfc_ScheduleOfReceivablesTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ScheduleOfReceivablesTextBlock_lbl" xml:lang="en-US">Schedule of Receivables</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ScheduleOfValueOfBusinessAcquiredTextBlock" xlink:label="snfc_ScheduleOfValueOfBusinessAcquiredTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfValueOfBusinessAcquiredTextBlock" xlink:to="snfc_ScheduleOfValueOfBusinessAcquiredTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ScheduleOfValueOfBusinessAcquiredTextBlock_lbl" xml:lang="en-US">Schedule of Value of Business Acquired</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:label="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:to="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_lbl" xml:lang="en-US">Schedule of Carrying Value of Intangible Asset</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfGoodwillTextBlock" xlink:label="us-gaap_ScheduleOfGoodwillTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfGoodwillTextBlock" xlink:to="us-gaap_ScheduleOfGoodwillTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfGoodwillTextBlock_lbl" xml:lang="en-US">Schedule of Goodwill by Segment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="us-gaap_PropertyPlantAndEquipmentTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentTextBlock_lbl" xml:lang="en-US">Schedule of Property, Plant and Equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_SummaryOfBankLoansPayableTextBlock" xlink:label="snfc_SummaryOfBankLoansPayableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SummaryOfBankLoansPayableTextBlock" xlink:to="snfc_SummaryOfBankLoansPayableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_SummaryOfBankLoansPayableTextBlock_lbl" xml:lang="en-US">Summary of Bank Loans Payable</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ScheduleOfCombinedMaturitiesOfBankLoansPayableLinesOfCreditAndNotesAndContractsPayableTextBlock" xlink:label="snfc_ScheduleOfCombinedMaturitiesOfBankLoansPayableLinesOfCreditAndNotesAndContractsPayableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfCombinedMaturitiesOfBankLoansPayableLinesOfCreditAndNotesAndContractsPayableTextBlock" xlink:to="snfc_ScheduleOfCombinedMaturitiesOfBankLoansPayableLinesOfCreditAndNotesAndContractsPayableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ScheduleOfCombinedMaturitiesOfBankLoansPayableLinesOfCreditAndNotesAndContractsPayableTextBlock_lbl" xml:lang="en-US">Schedule of combined maturities of bank loans payable, lines of credit and notes and contracts payable</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ScheduleOfTheComponentsOfTheCemeteryPerpetualCareObligationTextBlock" xlink:label="snfc_ScheduleOfTheComponentsOfTheCemeteryPerpetualCareObligationTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfTheComponentsOfTheCemeteryPerpetualCareObligationTextBlock" xlink:to="snfc_ScheduleOfTheComponentsOfTheCemeteryPerpetualCareObligationTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ScheduleOfTheComponentsOfTheCemeteryPerpetualCareObligationTextBlock_lbl" xml:lang="en-US">Schedule of the components of the cemetery perpetual care obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ScheduleOfRestrictedAssetsInCemeteryAndMortuaryEndowmentCareAndPreNeedMerchandiseFundsTextBlock" xlink:label="snfc_ScheduleOfRestrictedAssetsInCemeteryAndMortuaryEndowmentCareAndPreNeedMerchandiseFundsTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfRestrictedAssetsInCemeteryAndMortuaryEndowmentCareAndPreNeedMerchandiseFundsTextBlock" xlink:to="snfc_ScheduleOfRestrictedAssetsInCemeteryAndMortuaryEndowmentCareAndPreNeedMerchandiseFundsTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ScheduleOfRestrictedAssetsInCemeteryAndMortuaryEndowmentCareAndPreNeedMerchandiseFundsTextBlock_lbl" xml:lang="en-US">Schedule of Restricted Assets in Cemetery and Mortuary Endowment Care and Pre need Merchandise Funds</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_SummaryOfIncomeTaxLiabilityTextBlock" xlink:label="snfc_SummaryOfIncomeTaxLiabilityTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SummaryOfIncomeTaxLiabilityTextBlock" xlink:to="snfc_SummaryOfIncomeTaxLiabilityTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_SummaryOfIncomeTaxLiabilityTextBlock_lbl" xml:lang="en-US">Summary of Income Tax Liability</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:to="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_lbl" xml:lang="en-US">Schedule of Deferred Tax Assets and Liabilities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:label="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:to="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_lbl" xlink:type="arc" />
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      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_RightOfUseAssetsAndLeaseLiabilitiesTextblockTextBlock" xlink:label="snfc_RightOfUseAssetsAndLeaseLiabilitiesTextblockTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RightOfUseAssetsAndLeaseLiabilitiesTextblockTextBlock" xlink:to="snfc_RightOfUseAssetsAndLeaseLiabilitiesTextblockTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_RightOfUseAssetsAndLeaseLiabilitiesTextblockTextBlock_lbl" xml:lang="en-US">Right-of-Use Assets and Lease Liabilities TextBlock</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AvailableForSaleSecuritiesAmortizedCosts" xlink:label="snfc_AvailableForSaleSecuritiesAmortizedCosts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AvailableForSaleSecuritiesAmortizedCosts" xlink:to="snfc_AvailableForSaleSecuritiesAmortizedCosts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AvailableForSaleSecuritiesAmortizedCosts_lbl" xml:lang="en-US">Available for sale securities, Amortized Cost</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AvailableForSaleSecuritiesUnrecognizedHoldingGain" xlink:label="snfc_AvailableForSaleSecuritiesUnrecognizedHoldingGain" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AvailableForSaleSecuritiesUnrecognizedHoldingGain" xlink:to="snfc_AvailableForSaleSecuritiesUnrecognizedHoldingGain_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AvailableForSaleSecuritiesUnrecognizedHoldingGain_lbl" xml:lang="en-US">Available for sale securities, Unrecognized Holding Gain</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AvailableForSaleSecuritiesUnrecognizedHoldingLoss" xlink:label="snfc_AvailableForSaleSecuritiesUnrecognizedHoldingLoss" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AvailableForSaleSecuritiesUnrecognizedHoldingLoss" xlink:to="snfc_AvailableForSaleSecuritiesUnrecognizedHoldingLoss_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AvailableForSaleSecuritiesUnrecognizedHoldingLoss_lbl" xml:lang="en-US">Available for sale securities, Unrecognized Holding Loss</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AvailableForSaleSecuritiesEstimatedFairValues" xlink:label="snfc_AvailableForSaleSecuritiesEstimatedFairValues" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AvailableForSaleSecuritiesEstimatedFairValues" xlink:to="snfc_AvailableForSaleSecuritiesEstimatedFairValues_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AvailableForSaleSecuritiesEstimatedFairValues_lbl" xml:lang="en-US">Available for sale securities, Estimated fair value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="us-gaap_AvailableForSaleSecuritiesAmortizedCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesAmortizedCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesAmortizedCost_lbl" xml:lang="en-US">Available-for-sale Securities, Amortized Cost Basis</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains" xlink:to="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains_lbl" xml:lang="en-US">Available-for-sale Securities, Gross Unrealized Gain</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AvailableForSaleSecuritiesGrossUnrealizedLosse" xlink:label="snfc_AvailableForSaleSecuritiesGrossUnrealizedLosse" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AvailableForSaleSecuritiesGrossUnrealizedLosse" xlink:to="snfc_AvailableForSaleSecuritiesGrossUnrealizedLosse_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AvailableForSaleSecuritiesGrossUnrealizedLosse_lbl" xml:lang="en-US">Available For Sale Securities - Gross Unrealized Losses</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AvailableForSaleSecuritiesEstimatedFairValue" xlink:label="snfc_AvailableForSaleSecuritiesEstimatedFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AvailableForSaleSecuritiesEstimatedFairValue" xlink:to="snfc_AvailableForSaleSecuritiesEstimatedFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AvailableForSaleSecuritiesEstimatedFairValue_lbl" xml:lang="en-US">Available for Sale Securities - Estimated Fair Value</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageLoansOnRealEstateAndConstruction" xlink:label="snfc_MortgageLoansOnRealEstateAndConstruction" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansOnRealEstateAndConstruction" xlink:to="snfc_MortgageLoansOnRealEstateAndConstruction_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageLoansOnRealEstateAndConstruction_lbl" xml:lang="en-US">Mortgage loans on real estate and construction</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageLoansOnRealEstateAndConstructionUnamortizedDeferredLoanFeesNet" xlink:label="snfc_MortgageLoansOnRealEstateAndConstructionUnamortizedDeferredLoanFeesNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansOnRealEstateAndConstructionUnamortizedDeferredLoanFeesNet" xlink:to="snfc_MortgageLoansOnRealEstateAndConstructionUnamortizedDeferredLoanFeesNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="snfc_MortgageLoansOnRealEstateAndConstructionUnamortizedDeferredLoanFeesNet_lbl" xml:lang="en-US">Mortgage loans on real estate and construction, unamortized deferred loan fees, net</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses" xlink:label="snfc_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses" xlink:to="snfc_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses_lbl" xml:lang="en-US">Mortgage loans on real estate and construction, allowance for losses</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageLoansOnRealEstateAndConstructionDiscount" xlink:label="snfc_MortgageLoansOnRealEstateAndConstructionDiscount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansOnRealEstateAndConstructionDiscount" xlink:to="snfc_MortgageLoansOnRealEstateAndConstructionDiscount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageLoansOnRealEstateAndConstructionDiscount_lbl" xml:lang="en-US">Mortgage loans on real estate and construction, Discount</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RealEstateInvestments" xlink:label="us-gaap_RealEstateInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RealEstateInvestments" xlink:to="us-gaap_RealEstateInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RealEstateInvestments_lbl" xml:lang="en-US">Real estate held for investment, net of depreciation</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PolicyLoansAmortizedCost" xlink:label="snfc_PolicyLoansAmortizedCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PolicyLoansAmortizedCost" xlink:to="snfc_PolicyLoansAmortizedCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PolicyLoansAmortizedCost_lbl" xml:lang="en-US">Policy loans</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_InsuranceAssignmentsAmortizedCost" xlink:label="snfc_InsuranceAssignmentsAmortizedCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_InsuranceAssignmentsAmortizedCost" xlink:to="snfc_InsuranceAssignmentsAmortizedCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_InsuranceAssignmentsAmortizedCost_lbl" xml:lang="en-US">Insurance assignments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FederalHomeLoanBankStockAmortizedCost" xlink:label="snfc_FederalHomeLoanBankStockAmortizedCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FederalHomeLoanBankStockAmortizedCost" xlink:to="snfc_FederalHomeLoanBankStockAmortizedCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FederalHomeLoanBankStockAmortizedCost_lbl" xml:lang="en-US">Federal Home Loan Bank stock</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OtherInvestmentsAmortizedCost" xlink:label="snfc_OtherInvestmentsAmortizedCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherInvestmentsAmortizedCost" xlink:to="snfc_OtherInvestmentsAmortizedCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OtherInvestmentsAmortizedCost_lbl" xml:lang="en-US">Other investments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AllowanceForDoubtfulAccounts" xlink:label="snfc_AllowanceForDoubtfulAccounts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AllowanceForDoubtfulAccounts" xlink:to="snfc_AllowanceForDoubtfulAccounts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AllowanceForDoubtfulAccounts_lbl" xml:lang="en-US">Allowance for doubtful accounts</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:label="us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:to="us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_lbl" xml:lang="en-US">Total policy loans and other investments</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Investments" xlink:to="us-gaap_Investments_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Investments_2_lbl" xml:lang="en-US">Total investments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AvailableForSaleSecuritiesUnrecognizedHoldingLosses" xlink:label="snfc_AvailableForSaleSecuritiesUnrecognizedHoldingLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AvailableForSaleSecuritiesUnrecognizedHoldingLosses" xlink:to="snfc_AvailableForSaleSecuritiesUnrecognizedHoldingLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AvailableForSaleSecuritiesUnrecognizedHoldingLosses_lbl" xml:lang="en-US">Available for sale Securities, Unrecognized Holding Loss</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AvailableForSaleSecuritiesFairValue" xlink:label="snfc_AvailableForSaleSecuritiesFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AvailableForSaleSecuritiesFairValue" xlink:to="snfc_AvailableForSaleSecuritiesFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AvailableForSaleSecuritiesFairValue_lbl" xml:lang="en-US">Available for sale Securities, Fair Value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesGainLoss" xlink:label="us-gaap_DebtSecuritiesGainLoss" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtSecuritiesGainLoss" xlink:to="us-gaap_DebtSecuritiesGainLoss_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtSecuritiesGainLoss_lbl" xml:lang="en-US">Fixed maturity securities unrealized gains</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AverageMarketValueOverAmortizedCost" xlink:label="snfc_AverageMarketValueOverAmortizedCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AverageMarketValueOverAmortizedCost" xlink:to="snfc_AverageMarketValueOverAmortizedCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AverageMarketValueOverAmortizedCost_lbl" xml:lang="en-US">Average market value over amortized cost</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal" xlink:label="us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal" xlink:to="us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal_lbl" xml:lang="en-US">Credit losses</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxHeldtomaturityDebtSecurities" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxHeldtomaturityDebtSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxHeldtomaturityDebtSecurities" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxHeldtomaturityDebtSecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxHeldtomaturityDebtSecurities_lbl" xml:lang="en-US">Balance of credit-related OTTI at beginning</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AdditionsForCreditImpairmentsRecognizedOnAbstract" xlink:label="snfc_AdditionsForCreditImpairmentsRecognizedOnAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AdditionsForCreditImpairmentsRecognizedOnAbstract" xlink:to="snfc_AdditionsForCreditImpairmentsRecognizedOnAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AdditionsForCreditImpairmentsRecognizedOnAbstract_lbl" xml:lang="en-US">Additions for credit impairments recognized on:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsNoPreviousImpairment" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsNoPreviousImpairment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsNoPreviousImpairment" xlink:to="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsNoPreviousImpairment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsNoPreviousImpairment_lbl" xml:lang="en-US">Securities not previously impaired</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsAdditionalCreditLosses" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsAdditionalCreditLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsAdditionalCreditLosses" xlink:to="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsAdditionalCreditLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsAdditionalCreditLosses_lbl" xml:lang="en-US">Securities previously impaired</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ReductionsForCreditImpairmentsPreviouslyRecognizedOnAbstract" xlink:label="snfc_ReductionsForCreditImpairmentsPreviouslyRecognizedOnAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ReductionsForCreditImpairmentsPreviouslyRecognizedOnAbstract" xlink:to="snfc_ReductionsForCreditImpairmentsPreviouslyRecognizedOnAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ReductionsForCreditImpairmentsPreviouslyRecognizedOnAbstract_lbl" xml:lang="en-US">Reductions for credit impairments previously recognized on:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold" xlink:to="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold_lbl" xml:lang="en-US">Securities that matured or were sold during the period (realized)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsCashFlows" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsCashFlows" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsCashFlows" xlink:to="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsCashFlows_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsCashFlows_lbl" xml:lang="en-US">Securities due to an increase in expected cash flows</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxHeldtomaturityDebtSecurities" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxHeldtomaturityDebtSecurities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxHeldtomaturityDebtSecurities_2_lbl" xml:lang="en-US">Balance of credit-related OTTI at ending</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment" xlink:label="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment" xlink:to="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment_lbl" xml:lang="en-US">Amortized Cost</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_EstimatedFairValue" xlink:label="snfc_EstimatedFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_EstimatedFairValue" xlink:to="snfc_EstimatedFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_EstimatedFairValue_lbl" xml:lang="en-US">Estimated fair value</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_GrossRealizedGains" xlink:label="snfc_GrossRealizedGains" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_GrossRealizedGains" xlink:to="snfc_GrossRealizedGains_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_GrossRealizedGains_lbl" xml:lang="en-US">Gross Realized Gains</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_GrossRealizedLosses" xlink:label="snfc_GrossRealizedLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_GrossRealizedLosses" xlink:to="snfc_GrossRealizedLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="snfc_GrossRealizedLosses_lbl" xml:lang="en-US">Gross Realized Losses</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OtherThanTemporaryImpairments" xlink:label="snfc_OtherThanTemporaryImpairments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherThanTemporaryImpairments" xlink:to="snfc_OtherThanTemporaryImpairments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OtherThanTemporaryImpairments_lbl" xml:lang="en-US">Other than temporary impairments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_GainsandLossesOnSecuritiesSoldInCurrentYear" xlink:label="snfc_GainsandLossesOnSecuritiesSoldInCurrentYear" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_GainsandLossesOnSecuritiesSoldInCurrentYear" xlink:to="snfc_GainsandLossesOnSecuritiesSoldInCurrentYear_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="snfc_GainsandLossesOnSecuritiesSoldInCurrentYear_lbl" xml:lang="en-US">Gains on securities sold</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_UnrealizedGainsAndLossesOnSecuritiesHeldAtEndOfPeriod" xlink:label="snfc_UnrealizedGainsAndLossesOnSecuritiesHeldAtEndOfPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsAndLossesOnSecuritiesHeldAtEndOfPeriod" xlink:to="snfc_UnrealizedGainsAndLossesOnSecuritiesHeldAtEndOfPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_UnrealizedGainsAndLossesOnSecuritiesHeldAtEndOfPeriod_lbl" xml:lang="en-US">Unrealized Gains and Losses on securities held at end of period</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FixedMaturitySecuritiesAvailableForSale" xlink:label="snfc_FixedMaturitySecuritiesAvailableForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FixedMaturitySecuritiesAvailableForSale" xlink:to="snfc_FixedMaturitySecuritiesAvailableForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FixedMaturitySecuritiesAvailableForSale_lbl" xml:lang="en-US">Fixed maturity securities available for sale:</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NetCarryingAmountForSalesOfSecurities" xlink:label="snfc_NetCarryingAmountForSalesOfSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetCarryingAmountForSalesOfSecurities" xlink:to="snfc_NetCarryingAmountForSalesOfSecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NetCarryingAmountForSalesOfSecurities_lbl" xml:lang="en-US">Net carrying amount for sales of securities</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NetRealizedLossRelatedToSalesOfSecurities" xlink:label="snfc_NetRealizedLossRelatedToSalesOfSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetRealizedLossRelatedToSalesOfSecurities" xlink:to="snfc_NetRealizedLossRelatedToSalesOfSecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NetRealizedLossRelatedToSalesOfSecurities_lbl" xml:lang="en-US">Net realized loss related to sales of securities</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ProceedsReceivedFromSaleOfFixedMaturityAvailableForSaleSecurities" xlink:label="snfc_ProceedsReceivedFromSaleOfFixedMaturityAvailableForSaleSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ProceedsReceivedFromSaleOfFixedMaturityAvailableForSaleSecurities" xlink:to="snfc_ProceedsReceivedFromSaleOfFixedMaturityAvailableForSaleSecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ProceedsReceivedFromSaleOfFixedMaturityAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds received from sale of fixed maturity available for sale securities</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_GrossRealizedGain" xlink:label="snfc_GrossRealizedGain" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_GrossRealizedGain" xlink:to="snfc_GrossRealizedGain_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_GrossRealizedGain_lbl" xml:lang="en-US">Gross realized gains</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_GrossRealizedLoss" xlink:label="snfc_GrossRealizedLoss" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_GrossRealizedLoss" xlink:to="snfc_GrossRealizedLoss_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_GrossRealizedLoss_lbl" xml:lang="en-US">Gross realized losses</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_GrossInvestmentIncome" xlink:label="snfc_GrossInvestmentIncome" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_GrossInvestmentIncome" xlink:to="snfc_GrossInvestmentIncome_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_GrossInvestmentIncome_lbl" xml:lang="en-US">Gross investment income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentIncomeInvestmentExpense" xlink:label="us-gaap_InvestmentIncomeInvestmentExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentIncomeInvestmentExpense" xlink:to="us-gaap_InvestmentIncomeInvestmentExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_InvestmentIncomeInvestmentExpense_lbl" xml:lang="en-US">Investment Income, Investment Expense</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_SecuritiesOnDepositForRegulatoryAuthorities" xlink:label="snfc_SecuritiesOnDepositForRegulatoryAuthorities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SecuritiesOnDepositForRegulatoryAuthorities" xlink:to="snfc_SecuritiesOnDepositForRegulatoryAuthorities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_SecuritiesOnDepositForRegulatoryAuthorities_lbl" xml:lang="en-US">Securities on deposit for regulatory authorities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RealEstateGrossAtCarryingValue" xlink:label="us-gaap_RealEstateGrossAtCarryingValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RealEstateGrossAtCarryingValue" xlink:to="us-gaap_RealEstateGrossAtCarryingValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RealEstateGrossAtCarryingValue_lbl" xml:lang="en-US">SEC Schedule, 12-28, Real Estate Companies, Investment in Real Estate, Gross</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ImpairmentLossesOnCommercialRealEstateHeldForSale" xlink:label="snfc_ImpairmentLossesOnCommercialRealEstateHeldForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ImpairmentLossesOnCommercialRealEstateHeldForSale" xlink:to="snfc_ImpairmentLossesOnCommercialRealEstateHeldForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ImpairmentLossesOnCommercialRealEstateHeldForSale_lbl" xml:lang="en-US">Impairment losses on commercial real estate held for sale</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RealEstateInvestmentPropertyNet" xlink:to="us-gaap_RealEstateInvestmentPropertyNet_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_RealEstateInvestmentPropertyNet_2_lbl" xml:lang="en-US">Real estate held for investment (net of accumulated depreciation)</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TotalSquareFootage" xlink:label="snfc_TotalSquareFootage" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TotalSquareFootage" xlink:to="snfc_TotalSquareFootage_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TotalSquareFootage_lbl" xml:lang="en-US">Total Square Footage</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_SquareFootage" xlink:label="snfc_SquareFootage" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SquareFootage" xlink:to="snfc_SquareFootage_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_SquareFootage_lbl" xml:lang="en-US">Square Footage</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ForeclosedResidentialRealEstateIncludedInResidentialRealEstateHeldForInvestment" xlink:label="snfc_ForeclosedResidentialRealEstateIncludedInResidentialRealEstateHeldForInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ForeclosedResidentialRealEstateIncludedInResidentialRealEstateHeldForInvestment" xlink:to="snfc_ForeclosedResidentialRealEstateIncludedInResidentialRealEstateHeldForInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ForeclosedResidentialRealEstateIncludedInResidentialRealEstateHeldForInvestment_lbl" xml:lang="en-US">Foreclosed Residential Real Estate included in Residential Real Estate Held for Investment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ImpairmentLossesOnResidentialRealEstateHeldForInvestment" xlink:label="snfc_ImpairmentLossesOnResidentialRealEstateHeldForInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ImpairmentLossesOnResidentialRealEstateHeldForInvestment" xlink:to="snfc_ImpairmentLossesOnResidentialRealEstateHeldForInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ImpairmentLossesOnResidentialRealEstateHeldForInvestment_lbl" xml:lang="en-US">Impairment losses on residential real estate held for investment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LotsAvailableForSale" xlink:label="snfc_LotsAvailableForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LotsAvailableForSale" xlink:to="snfc_LotsAvailableForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LotsAvailableForSale_lbl" xml:lang="en-US">Lots available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LotsToBeDeveloped" xlink:label="snfc_LotsToBeDeveloped" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LotsToBeDeveloped" xlink:to="snfc_LotsToBeDeveloped_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LotsToBeDeveloped_lbl" xml:lang="en-US">Lots to be developed</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ApproximateSquareFootage" xlink:label="snfc_ApproximateSquareFootage" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ApproximateSquareFootage" xlink:to="snfc_ApproximateSquareFootage_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ApproximateSquareFootage_lbl" xml:lang="en-US">Approximate Square Footage</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_SquareFootageOccupiedByTheCompany" xlink:label="snfc_SquareFootageOccupiedByTheCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SquareFootageOccupiedByTheCompany" xlink:to="snfc_SquareFootageOccupiedByTheCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_SquareFootageOccupiedByTheCompany_lbl" xml:lang="en-US">Square Footage Occupied by the Company</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AllowanceForCreditLossesChargeOffs" xlink:label="snfc_AllowanceForCreditLossesChargeOffs" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AllowanceForCreditLossesChargeOffs" xlink:to="snfc_AllowanceForCreditLossesChargeOffs_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="snfc_AllowanceForCreditLossesChargeOffs_lbl" xml:lang="en-US">Allowance for credit losses, Charge-offs</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AllowanceForCreditLossesProvision" xlink:label="snfc_AllowanceForCreditLossesProvision" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AllowanceForCreditLossesProvision" xlink:to="snfc_AllowanceForCreditLossesProvision_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AllowanceForCreditLossesProvision_lbl" xml:lang="en-US">Allowance for Credit Losses, Provision</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_2_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageLoans" xlink:label="snfc_MortgageLoans" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoans" xlink:to="snfc_MortgageLoans_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="snfc_MortgageLoans_lbl" xml:lang="en-US">Mortgage loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl" xml:lang="en-US">Financing Receivable, Individually Evaluated for Impairment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Financing Receivable, Collectively Evaluated for Impairment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageLoansDuringPeriod" xlink:label="snfc_MortgageLoansDuringPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansDuringPeriod" xlink:to="snfc_MortgageLoansDuringPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageLoansDuringPeriod_lbl" xml:lang="en-US">Mortgage Loans during period</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageLoansAllowanceForLoanLosses" xlink:label="snfc_MortgageLoansAllowanceForLoanLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansAllowanceForLoanLosses" xlink:to="snfc_MortgageLoansAllowanceForLoanLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageLoansAllowanceForLoanLosses_lbl" xml:lang="en-US">Mortgage Loans, Allowance for Loan Losses</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageLoansUnamortizedDeferredLoanFeesNet" xlink:label="snfc_MortgageLoansUnamortizedDeferredLoanFeesNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansUnamortizedDeferredLoanFeesNet" xlink:to="snfc_MortgageLoansUnamortizedDeferredLoanFeesNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageLoansUnamortizedDeferredLoanFeesNet_lbl" xml:lang="en-US">Mortgage Loans, Unamortized deferred loan fees, net</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortgageLoansUnamortizedDiscountsNet" xlink:label="snfc_MortgageLoansUnamortizedDiscountsNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansUnamortizedDiscountsNet" xlink:to="snfc_MortgageLoansUnamortizedDiscountsNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageLoansUnamortizedDiscountsNet_lbl" xml:lang="en-US">Mortgage Loans, Unamortized discounts, net</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_lbl" xml:lang="en-US">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_lbl" xml:lang="en-US">Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ImpairedFinancingReceivableWithNoRelatedAllowance" xlink:label="snfc_ImpairedFinancingReceivableWithNoRelatedAllowance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ImpairedFinancingReceivableWithNoRelatedAllowance" xlink:to="snfc_ImpairedFinancingReceivableWithNoRelatedAllowance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ImpairedFinancingReceivableWithNoRelatedAllowance_lbl" xml:lang="en-US">Impaired Financing Receivable, with No Related Allowance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_lbl" xml:lang="en-US">Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_lbl" xml:lang="en-US">Impaired Financing Receivable, with No Interest Income Recognized</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl" xml:lang="en-US">Impaired Financing Receivable, with Related Allowance, Recorded Investment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_lbl" xml:lang="en-US">Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:to="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl" xml:lang="en-US">Impaired Financing Receivable, Related Allowance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_lbl" xml:lang="en-US">Impaired Financing Receivable, with Related Allowance, Average Recorded Investment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_lbl" xml:lang="en-US">Impaired Financing Receivable, with Interest Income Recognized</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoans" xlink:to="snfc_MortgageLoans_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageLoans_2_lbl" xml:lang="en-US">Mortgage loans</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_InterestNotAccruedOnNonPerformingLoans" xlink:label="snfc_InterestNotAccruedOnNonPerformingLoans" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_InterestNotAccruedOnNonPerformingLoans" xlink:to="snfc_InterestNotAccruedOnNonPerformingLoans_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_InterestNotAccruedOnNonPerformingLoans_lbl" xml:lang="en-US">Interest not accrued on non-performing loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" xlink:label="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" xlink:to="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_lbl" xml:lang="en-US">Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:to="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_lbl" xml:lang="en-US">Principal Amounts Due in 1 Year</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebtMaturingInYearsTwoAndThree" xlink:label="us-gaap_LongTermDebtMaturingInYearsTwoAndThree" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebtMaturingInYearsTwoAndThree" xlink:to="us-gaap_LongTermDebtMaturingInYearsTwoAndThree_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebtMaturingInYearsTwoAndThree_lbl" xml:lang="en-US">Principal Amounts Due in 2-5 Year</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" xlink:to="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_lbl" xml:lang="en-US">Principal Amounts Due Thereafter</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebt" xlink:label="us-gaap_LongTermDebt" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebt" xlink:to="us-gaap_LongTermDebt_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LongTermDebt_lbl" xml:lang="en-US">Total</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AggregateFairValueLoansHeldForSale" xlink:label="snfc_AggregateFairValueLoansHeldForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AggregateFairValueLoansHeldForSale" xlink:to="snfc_AggregateFairValueLoansHeldForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AggregateFairValueLoansHeldForSale_lbl" xml:lang="en-US">Aggregate Fair Value - Loans Held For Sale</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AggregateUnpaidPrincipalBalanceLoansHeldForSale" xlink:label="snfc_AggregateUnpaidPrincipalBalanceLoansHeldForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AggregateUnpaidPrincipalBalanceLoansHeldForSale" xlink:to="snfc_AggregateUnpaidPrincipalBalanceLoansHeldForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AggregateUnpaidPrincipalBalanceLoansHeldForSale_lbl" xml:lang="en-US">Aggregate unpaid principal balance - Loans Held for Sale</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_UnrealizedGainLoansHeldForSale" xlink:label="snfc_UnrealizedGainLoansHeldForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainLoansHeldForSale" xlink:to="snfc_UnrealizedGainLoansHeldForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_UnrealizedGainLoansHeldForSale_lbl" xml:lang="en-US">Unrealized gain - Loans Held for Sale</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LoanFees" xlink:label="snfc_LoanFees" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LoanFees" xlink:to="snfc_LoanFees_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LoanFees_lbl" xml:lang="en-US">Loan fees</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestAndOtherIncome" xlink:label="us-gaap_InterestAndOtherIncome" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestAndOtherIncome" xlink:to="us-gaap_InterestAndOtherIncome_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestAndOtherIncome_lbl" xml:lang="en-US">Interest Income</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_SecondaryGains" xlink:label="snfc_SecondaryGains" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SecondaryGains" xlink:to="snfc_SecondaryGains_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_SecondaryGains_lbl" xml:lang="en-US">Secondary gains</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ChangeInFairValueOfLoanCommitments" xlink:label="snfc_ChangeInFairValueOfLoanCommitments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ChangeInFairValueOfLoanCommitments" xlink:to="snfc_ChangeInFairValueOfLoanCommitments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ChangeInFairValueOfLoanCommitments_lbl" xml:lang="en-US">Change in fair value of loan commitments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ChangeInFairValueOfLoanHeldForSale" xlink:label="snfc_ChangeInFairValueOfLoanHeldForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ChangeInFairValueOfLoanHeldForSale" xlink:to="snfc_ChangeInFairValueOfLoanHeldForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ChangeInFairValueOfLoanHeldForSale_lbl" xml:lang="en-US">Change in fair value of loans held for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProvisionForLoanAndLeaseLosses" xlink:to="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xml:lang="en-US">Provision for loan loss reserve</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BeginningLoanLossReserve" xlink:label="snfc_BeginningLoanLossReserve" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BeginningLoanLossReserve" xlink:to="snfc_BeginningLoanLossReserve_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BeginningLoanLossReserve_lbl" xml:lang="en-US">Beginning, Loan Loss Reserve</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LoanLossReserveProvisionsForLosses" xlink:label="snfc_LoanLossReserveProvisionsForLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LoanLossReserveProvisionsForLosses" xlink:to="snfc_LoanLossReserveProvisionsForLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LoanLossReserveProvisionsForLosses_lbl" xml:lang="en-US">Loan loss reserve, Provisions for losses</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LoanLossReserveAddition" xlink:label="snfc_LoanLossReserveAddition" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LoanLossReserveAddition" xlink:to="snfc_LoanLossReserveAddition_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LoanLossReserveAddition_lbl" xml:lang="en-US">Loan loss reserve, Additional</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_LoanLossReserveChargeOffs" xlink:label="snfc_LoanLossReserveChargeOffs" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LoanLossReserveChargeOffs" xlink:to="snfc_LoanLossReserveChargeOffs_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="snfc_LoanLossReserveChargeOffs_lbl" xml:lang="en-US">Loan loss reserve, Charge-offs</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_EndingLoanLossReserve" xlink:label="snfc_EndingLoanLossReserve" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_EndingLoanLossReserve" xlink:to="snfc_EndingLoanLossReserve_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_EndingLoanLossReserve_lbl" xml:lang="en-US">Ending, Loan Loss Reserve</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TradeContracts" xlink:label="snfc_TradeContracts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TradeContracts" xlink:to="snfc_TradeContracts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TradeContracts_lbl" xml:lang="en-US">Trade contracts</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ReceivablesFromSalesAgents" xlink:label="snfc_ReceivablesFromSalesAgents" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ReceivablesFromSalesAgents" xlink:to="snfc_ReceivablesFromSalesAgents_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ReceivablesFromSalesAgents_lbl" xml:lang="en-US">Receivables from sales agents</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherReceivables" xlink:label="us-gaap_OtherReceivables" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherReceivables" xlink:to="us-gaap_OtherReceivables_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherReceivables_lbl" xml:lang="en-US">Other Receivables</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccountsReceivableGross" xlink:label="us-gaap_AccountsReceivableGross" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountsReceivableGross" xlink:to="us-gaap_AccountsReceivableGross_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccountsReceivableGross_lbl" xml:lang="en-US">Total receivables</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AllowanceForDoubtfulAccountsReceivable" xlink:to="us-gaap_AllowanceForDoubtfulAccountsReceivable_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_AllowanceForDoubtfulAccountsReceivable_2_lbl" xml:lang="en-US">Allowance for doubtful accounts</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountsReceivableNet" xlink:to="us-gaap_AccountsReceivableNet_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AccountsReceivableNet_2_lbl" xml:lang="en-US">Net receivables</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ValueOfBusinessAcquired" xlink:label="snfc_ValueOfBusinessAcquired" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ValueOfBusinessAcquired" xlink:to="snfc_ValueOfBusinessAcquired_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="snfc_ValueOfBusinessAcquired_lbl" xml:lang="en-US">Value of business acquired, balance at start of period</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_IncreaseDecreaseInValueOfBusinessAcquired" xlink:label="snfc_IncreaseDecreaseInValueOfBusinessAcquired" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IncreaseDecreaseInValueOfBusinessAcquired" xlink:to="snfc_IncreaseDecreaseInValueOfBusinessAcquired_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_IncreaseDecreaseInValueOfBusinessAcquired_lbl" xml:lang="en-US">Value of business acquired</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ImputedInterestOnValueOfBusinessAcquired" xlink:label="snfc_ImputedInterestOnValueOfBusinessAcquired" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ImputedInterestOnValueOfBusinessAcquired" xlink:to="snfc_ImputedInterestOnValueOfBusinessAcquired_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ImputedInterestOnValueOfBusinessAcquired_lbl" xml:lang="en-US">Imputed interest at 7% included in earnings</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ValueOfBusinessAcquiredAmortization" xlink:label="snfc_ValueOfBusinessAcquiredAmortization" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ValueOfBusinessAcquiredAmortization" xlink:to="snfc_ValueOfBusinessAcquiredAmortization_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ValueOfBusinessAcquiredAmortization_lbl" xml:lang="en-US">Amortization included in earnings</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ShadowAmortizationIncludedInOtherComprehensiveIncome" xlink:label="snfc_ShadowAmortizationIncludedInOtherComprehensiveIncome" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ShadowAmortizationIncludedInOtherComprehensiveIncome" xlink:to="snfc_ShadowAmortizationIncludedInOtherComprehensiveIncome_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ShadowAmortizationIncludedInOtherComprehensiveIncome_lbl" xml:lang="en-US">Shadow amortization included in other comprehensive income</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ValueOfBusinessAcquiredNetAmortizationChargedToIncome" xlink:label="snfc_ValueOfBusinessAcquiredNetAmortizationChargedToIncome" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ValueOfBusinessAcquiredNetAmortizationChargedToIncome" xlink:to="snfc_ValueOfBusinessAcquiredNetAmortizationChargedToIncome_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ValueOfBusinessAcquiredNetAmortizationChargedToIncome_lbl" xml:lang="en-US">Net amortization</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ValueOfBusinessAcquired" xlink:to="snfc_ValueOfBusinessAcquired_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="snfc_ValueOfBusinessAcquired_2_lbl" xml:lang="en-US">Value of business acquired, balance at start of period</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ValueOfBusinessAcquiredNetAmortizationChargedToIncome" xlink:to="snfc_ValueOfBusinessAcquiredNetAmortizationChargedToIncome_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="snfc_ValueOfBusinessAcquiredNetAmortizationChargedToIncome_2_lbl" xml:lang="en-US">Value of business acquired - net amortization charged to income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1" xlink:label="us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1" xlink:to="us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1_lbl" xml:lang="en-US">Weighted average amortization period</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:label="us-gaap_FiniteLivedIntangibleAssetUsefulLife" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:to="us-gaap_FiniteLivedIntangibleAssetUsefulLife_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetUsefulLife_lbl" xml:lang="en-US">Finite-Lived Intangible Asset, Useful Life</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="us-gaap_FiniteLivedIntangibleAssetsGross" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsGross" xlink:to="us-gaap_FiniteLivedIntangibleAssetsGross_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsGross_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Gross</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Accumulated Amortization</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsNet" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Net</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GoodwillGross" xlink:label="us-gaap_GoodwillGross" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GoodwillGross" xlink:to="us-gaap_GoodwillGross_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GoodwillGross_lbl" xml:lang="en-US">Goodwill, Gross</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GoodwillImpairedAccumulatedImpairmentLoss" xlink:label="us-gaap_GoodwillImpairedAccumulatedImpairmentLoss" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GoodwillImpairedAccumulatedImpairmentLoss" xlink:to="us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_lbl" xml:lang="en-US">Accumulated impairment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Goodwill" xlink:to="us-gaap_Goodwill_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_Goodwill_2_lbl" xml:lang="en-US">Total goodwill, net</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationGoodwillExpectedTaxDeductibleAmount" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationGoodwillExpectedTaxDeductibleAmount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationGoodwillExpectedTaxDeductibleAmount" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationGoodwillExpectedTaxDeductibleAmount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationGoodwillExpectedTaxDeductibleAmount_lbl" xml:lang="en-US">Acquisition</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="us-gaap_PropertyPlantAndEquipmentGross" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentGross" xlink:to="us-gaap_PropertyPlantAndEquipmentGross_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentGross_lbl" xml:lang="en-US">Property, Plant and Equipment, Gross</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:to="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl" xml:lang="en-US">Less accumulated depreciation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:label="us-gaap_DepreciationDepletionAndAmortization" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepreciationDepletionAndAmortization" xlink:to="us-gaap_DepreciationDepletionAndAmortization_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepreciationDepletionAndAmortization_lbl" xml:lang="en-US">Depreciation expense</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TransferOfCemeteryLandAndImprovementsToPropertyAndEquipment" xlink:label="snfc_TransferOfCemeteryLandAndImprovementsToPropertyAndEquipment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TransferOfCemeteryLandAndImprovementsToPropertyAndEquipment" xlink:to="snfc_TransferOfCemeteryLandAndImprovementsToPropertyAndEquipment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TransferOfCemeteryLandAndImprovementsToPropertyAndEquipment_lbl" xml:lang="en-US">Transfer of Cemetery Land and Improvements to Property and Equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BankLoansPayable" xlink:label="snfc_BankLoansPayable" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BankLoansPayable" xlink:to="snfc_BankLoansPayable_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BankLoansPayable_lbl" xml:lang="en-US">Total bank and other loans</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeaseDepositLiability" xlink:label="us-gaap_LeaseDepositLiability" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LeaseDepositLiability" xlink:to="us-gaap_LeaseDepositLiability_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LeaseDepositLiability_lbl" xml:lang="en-US">Finance lease liabilities</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CurrentInstallment" xlink:label="snfc_CurrentInstallment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CurrentInstallment" xlink:to="snfc_CurrentInstallment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="snfc_CurrentInstallment_lbl" xml:lang="en-US">Current Installment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BankAndOtherLoansExcludingCurrentInstallments" xlink:label="snfc_BankAndOtherLoansExcludingCurrentInstallments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BankAndOtherLoansExcludingCurrentInstallments" xlink:to="snfc_BankAndOtherLoansExcludingCurrentInstallments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BankAndOtherLoansExcludingCurrentInstallments_lbl" xml:lang="en-US">Bank and other loans, excluding current installments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:to="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_lbl" xml:lang="en-US">Line of Credit Facility, Maximum Borrowing Capacity</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCredit" xlink:label="us-gaap_LineOfCredit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCredit" xlink:to="us-gaap_LineOfCredit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCredit_lbl" xml:lang="en-US">Line of credit</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_MortagePropertyFairValue" xlink:label="snfc_MortagePropertyFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortagePropertyFairValue" xlink:to="snfc_MortagePropertyFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortagePropertyFairValue_lbl" xml:lang="en-US">Mortage property, fair value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Investments" xlink:to="us-gaap_Investments_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_Investments_3_lbl" xml:lang="en-US">Investment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityDescription" xlink:label="us-gaap_LineOfCreditFacilityDescription" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityDescription" xlink:to="us-gaap_LineOfCreditFacilityDescription_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditFacilityDescription_lbl" xml:lang="en-US">Line of Credit Facility, Description</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityExpirationDate1" xlink:label="us-gaap_LineOfCreditFacilityExpirationDate1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityExpirationDate1" xlink:to="us-gaap_LineOfCreditFacilityExpirationDate1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditFacilityExpirationDate1_lbl" xml:lang="en-US">Maturity</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestPaid" xlink:label="us-gaap_InterestPaid" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestPaid" xlink:to="us-gaap_InterestPaid_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestPaid_lbl" xml:lang="en-US">Interest Paid, Including Capitalized Interest, Operating and Investing Activities</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BankLoansPayableLinesOfCreditAndNotesAndContractsPayable" xlink:label="snfc_BankLoansPayableLinesOfCreditAndNotesAndContractsPayable" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BankLoansPayableLinesOfCreditAndNotesAndContractsPayable" xlink:to="snfc_BankLoansPayableLinesOfCreditAndNotesAndContractsPayable_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BankLoansPayableLinesOfCreditAndNotesAndContractsPayable_lbl" xml:lang="en-US">Bank loans payable, lines of credit and notes and contracts payable</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TotalCemeteryPerpetualCareTrustInvestments" xlink:label="snfc_TotalCemeteryPerpetualCareTrustInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TotalCemeteryPerpetualCareTrustInvestments" xlink:to="snfc_TotalCemeteryPerpetualCareTrustInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TotalCemeteryPerpetualCareTrustInvestments_lbl" xml:lang="en-US">Total Cemetery Perpetual Care Trust Investments</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryPerpetualCareTrustObligation" xlink:to="snfc_CemeteryPerpetualCareTrustObligation_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="snfc_CemeteryPerpetualCareTrustObligation_2_lbl" xml:lang="en-US">Cemetery perpetual care obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TrustInvestmentsInExcessOfTrustObligations" xlink:label="snfc_TrustInvestmentsInExcessOfTrustObligations" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TrustInvestmentsInExcessOfTrustObligations" xlink:to="snfc_TrustInvestmentsInExcessOfTrustObligations_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TrustInvestmentsInExcessOfTrustObligations_lbl" xml:lang="en-US">Trust investments in excess of trust obligations</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RestrictedInvestments" xlink:to="us-gaap_RestrictedInvestments_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_RestrictedInvestments_2_lbl" xml:lang="en-US">Restricted assets</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CurrentIncomeTaxLiability" xlink:label="snfc_CurrentIncomeTaxLiability" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CurrentIncomeTaxLiability" xlink:to="snfc_CurrentIncomeTaxLiability_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CurrentIncomeTaxLiability_lbl" xml:lang="en-US">Current Income Tax Liability</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_IncomeTaxLiability" xlink:label="snfc_IncomeTaxLiability" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IncomeTaxLiability" xlink:to="snfc_IncomeTaxLiability_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_IncomeTaxLiability_lbl" xml:lang="en-US">Income Tax Liability</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeferredTaxFuturePolicyBenefits" xlink:label="snfc_DeferredTaxFuturePolicyBenefits" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxFuturePolicyBenefits" xlink:to="snfc_DeferredTaxFuturePolicyBenefits_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DeferredTaxFuturePolicyBenefits_lbl" xml:lang="en-US">Deferred Tax, Future policy benefits</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeferredTaxLoanLossReserve" xlink:label="snfc_DeferredTaxLoanLossReserve" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxLoanLossReserve" xlink:to="snfc_DeferredTaxLoanLossReserve_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DeferredTaxLoanLossReserve_lbl" xml:lang="en-US">Deferred Tax, Loan Loss Reserve</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeferredTaxUnearnedPremium" xlink:label="snfc_DeferredTaxUnearnedPremium" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxUnearnedPremium" xlink:to="snfc_DeferredTaxUnearnedPremium_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DeferredTaxUnearnedPremium_lbl" xml:lang="en-US">Deferred Tax, Unearned premium</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeferredTaxNetOperatingLoss" xlink:label="snfc_DeferredTaxNetOperatingLoss" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxNetOperatingLoss" xlink:to="snfc_DeferredTaxNetOperatingLoss_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DeferredTaxNetOperatingLoss_lbl" xml:lang="en-US">Deferred Tax Net Operating Loss</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeferredTaxDeferredCompensation" xlink:label="snfc_DeferredTaxDeferredCompensation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxDeferredCompensation" xlink:to="snfc_DeferredTaxDeferredCompensation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DeferredTaxDeferredCompensation_lbl" xml:lang="en-US">Deferred Tax, Deferred Compensation</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeferredTaxDepositObligations" xlink:label="snfc_DeferredTaxDepositObligations" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxDepositObligations" xlink:to="snfc_DeferredTaxDepositObligations_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DeferredTaxDepositObligations_lbl" xml:lang="en-US">Deferred Tax, Deposit Obligations</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeferredTaxOtherAssets" xlink:label="snfc_DeferredTaxOtherAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxOtherAssets" xlink:to="snfc_DeferredTaxOtherAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DeferredTaxOtherAssets_lbl" xml:lang="en-US">Deferred Tax, Other</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="us-gaap_DeferredTaxAssetsValuationAllowance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsValuationAllowance" xlink:to="us-gaap_DeferredTaxAssetsValuationAllowance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsValuationAllowance_lbl" xml:lang="en-US">Deferred Tax Assets, Valuation Allowance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="us-gaap_DeferredTaxAssetsNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsNet" xlink:to="us-gaap_DeferredTaxAssetsNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DeferredTaxAssetsNet_lbl" xml:lang="en-US">Deferred Tax Assets, Net of Valuation Allowance</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeferredTaxDeferredPolicyAcquisitionCosts" xlink:label="snfc_DeferredTaxDeferredPolicyAcquisitionCosts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxDeferredPolicyAcquisitionCosts" xlink:to="snfc_DeferredTaxDeferredPolicyAcquisitionCosts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DeferredTaxDeferredPolicyAcquisitionCosts_lbl" xml:lang="en-US">Deferred Tax, Deferred policy acquisition costs</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeferredTaxBasisDifferenceInPropertyAndEquipment" xlink:label="snfc_DeferredTaxBasisDifferenceInPropertyAndEquipment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxBasisDifferenceInPropertyAndEquipment" xlink:to="snfc_DeferredTaxBasisDifferenceInPropertyAndEquipment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DeferredTaxBasisDifferenceInPropertyAndEquipment_lbl" xml:lang="en-US">Deferred Tax, Basis difference in property and equipment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeferredTaxValueOfBusinessAcquired" xlink:label="snfc_DeferredTaxValueOfBusinessAcquired" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxValueOfBusinessAcquired" xlink:to="snfc_DeferredTaxValueOfBusinessAcquired_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DeferredTaxValueOfBusinessAcquired_lbl" xml:lang="en-US">Deferred Tax, Value of business acquired</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeferredTaxDeferredGains" xlink:label="snfc_DeferredTaxDeferredGains" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxDeferredGains" xlink:to="snfc_DeferredTaxDeferredGains_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DeferredTaxDeferredGains_lbl" xml:lang="en-US">Deferred Tax, Deferred Gains</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeferredTaxTrusts" xlink:label="snfc_DeferredTaxTrusts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxTrusts" xlink:to="snfc_DeferredTaxTrusts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DeferredTaxTrusts_lbl" xml:lang="en-US">Deferred Tax, Trusts</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeferredTaxTaxOnUnrealizedAppreciation" xlink:label="snfc_DeferredTaxTaxOnUnrealizedAppreciation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxTaxOnUnrealizedAppreciation" xlink:to="snfc_DeferredTaxTaxOnUnrealizedAppreciation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DeferredTaxTaxOnUnrealizedAppreciation_lbl" xml:lang="en-US">Deferred Tax, Tax on Unrealized Appreciation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="us-gaap_DeferredTaxLiabilities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilities" xlink:to="us-gaap_DeferredTaxLiabilities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilities_lbl" xml:lang="en-US">Deferred Tax Liabilities, Net</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="us-gaap_IncomeTaxesPaid" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxesPaid" xlink:to="us-gaap_IncomeTaxesPaid_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxesPaid_lbl" xml:lang="en-US">Income Taxes Paid</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="us-gaap_EffectiveIncomeTaxRateContinuingOperations" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="us-gaap_EffectiveIncomeTaxRateContinuingOperations_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EffectiveIncomeTaxRateContinuingOperations_lbl" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Percent</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperationsAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl" xml:lang="en-US">Current</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations" xlink:label="us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CurrentIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Current Income Tax Expense (Benefit)</link:label>
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      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="us-gaap_DeferredFederalIncomeTaxExpenseBenefit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredFederalIncomeTaxExpenseBenefit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DeferredFederalIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Federal</link:label>
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">State</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxExpenseBenefit_2_lbl" xml:lang="en-US">Income Tax Expense (Benefit)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:label="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:to="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_lbl" xml:lang="en-US">Computed expense at statutory rate</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:label="us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:to="us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_lbl" xml:lang="en-US">State tax expense, net of federal tax benefit</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:to="us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_lbl" xml:lang="en-US">Change in valuation allowance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:label="us-gaap_IncomeTaxReconciliationOtherAdjustments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:to="us-gaap_IncomeTaxReconciliationOtherAdjustments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncomeTaxReconciliationOtherAdjustments_lbl" xml:lang="en-US">Other, net</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefit_3_lbl" xml:lang="en-US">Income tax expense</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_UnrecognizedTaxBenefits" xlink:label="us-gaap_UnrecognizedTaxBenefits" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnrecognizedTaxBenefits" xlink:to="us-gaap_UnrecognizedTaxBenefits_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UnrecognizedTaxBenefits_lbl" xml:lang="en-US">Unrecognized Tax Benefits</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsSubjectToExpiration" xlink:label="us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsSubjectToExpiration" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsSubjectToExpiration" xlink:to="us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsSubjectToExpiration_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsSubjectToExpiration_lbl" xml:lang="en-US">Deferred Tax Assets, Operating Loss Carryforwards</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_InsuranceAssumedFromOtherCompanies" xlink:label="snfc_InsuranceAssumedFromOtherCompanies" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_InsuranceAssumedFromOtherCompanies" xlink:to="snfc_InsuranceAssumedFromOtherCompanies_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_InsuranceAssumedFromOtherCompanies_lbl" xml:lang="en-US">Insurance assumed from other companies</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AmountsAccruedForLoanLosses" xlink:label="snfc_AmountsAccruedForLoanLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AmountsAccruedForLoanLosses" xlink:to="snfc_AmountsAccruedForLoanLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AmountsAccruedForLoanLosses_lbl" xml:lang="en-US">Amounts accrued for loan losses</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CommitmentsToFundNewResidentialConstructionLoans" xlink:label="snfc_CommitmentsToFundNewResidentialConstructionLoans" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CommitmentsToFundNewResidentialConstructionLoans" xlink:to="snfc_CommitmentsToFundNewResidentialConstructionLoans_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CommitmentsToFundNewResidentialConstructionLoans_lbl" xml:lang="en-US">Commitments to fund new residential construction loans</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CommitmentsToFundNewResidentialConstructionLoansFunded" xlink:label="snfc_CommitmentsToFundNewResidentialConstructionLoansFunded" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CommitmentsToFundNewResidentialConstructionLoansFunded" xlink:to="snfc_CommitmentsToFundNewResidentialConstructionLoansFunded_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CommitmentsToFundNewResidentialConstructionLoansFunded_lbl" xml:lang="en-US">Commitments to fund new residential construction loans funded</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockCapitalSharesReservedForFutureIssuance" xlink:label="us-gaap_CommonStockCapitalSharesReservedForFutureIssuance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockCapitalSharesReservedForFutureIssuance" xlink:to="us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_lbl" xml:lang="en-US">Shares reserved for future issuance</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PretaxContributions" xlink:label="snfc_PretaxContributions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PretaxContributions" xlink:to="snfc_PretaxContributions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PretaxContributions_lbl" xml:lang="en-US">Pretax contributions</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP_lbl" xml:lang="en-US">Contribution to plan</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense_lbl" xml:lang="en-US">Compensation expenses</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PresentValueOfAnticipatedBenefits" xlink:label="snfc_PresentValueOfAnticipatedBenefits" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PresentValueOfAnticipatedBenefits" xlink:to="snfc_PresentValueOfAnticipatedBenefits_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PresentValueOfAnticipatedBenefits_lbl" xml:lang="en-US">Present value of anticipated benefits</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PaymentToRetirementCompensation" xlink:label="snfc_PaymentToRetirementCompensation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PaymentToRetirementCompensation" xlink:to="snfc_PaymentToRetirementCompensation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PaymentToRetirementCompensation_lbl" xml:lang="en-US">Payment to retirement compensation</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualRecordedLiability" xlink:label="us-gaap_DeferredCompensationArrangementWithIndividualRecordedLiability" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredCompensationArrangementWithIndividualRecordedLiability" xlink:to="us-gaap_DeferredCompensationArrangementWithIndividualRecordedLiability_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredCompensationArrangementWithIndividualRecordedLiability_lbl" xml:lang="en-US">Deferred Compensation Arrangement with Individual, Recorded Liability</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockOtherSharesOutstanding" xlink:label="us-gaap_CommonStockOtherSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockOtherSharesOutstanding" xlink:to="us-gaap_CommonStockOtherSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_CommonStockOtherSharesOutstanding_lbl" xml:lang="en-US">Common Stock, Shares, Outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" xml:lang="en-US">Exercise of stock options</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Dividends" xlink:label="us-gaap_Dividends" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Dividends_lbl" xml:lang="en-US">Dividends</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConversionOfStockSharesIssued1" xlink:label="us-gaap_ConversionOfStockSharesIssued1" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConversionOfStockSharesIssued1_lbl" xml:lang="en-US">Conversion of Class C to Class A</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockOtherSharesOutstanding" xlink:to="us-gaap_CommonStockOtherSharesOutstanding_2_lbl" xlink:type="arc" />
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      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareBasicAndDilutedAbstract" xlink:label="us-gaap_EarningsPerShareBasicAndDilutedAbstract" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareBasicAndDilutedAbstract_lbl" xml:lang="en-US">Numerator:</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NetEarningsLoss" xlink:label="snfc_NetEarningsLoss" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetEarningsLoss" xlink:to="snfc_NetEarningsLoss_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_NetEarningsLoss_lbl" xml:lang="en-US">Net earnings</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xlink:to="us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_lbl" xml:lang="en-US">Denominator:</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted" xlink:label="us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted" xlink:to="us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted_lbl" xml:lang="en-US">Denominator for basic earnings per share-weighted-average shares</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncrementalCommonSharesAttributableToCallOptionsAndWarrants" xlink:label="us-gaap_IncrementalCommonSharesAttributableToCallOptionsAndWarrants" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncrementalCommonSharesAttributableToCallOptionsAndWarrants" xlink:to="us-gaap_IncrementalCommonSharesAttributableToCallOptionsAndWarrants_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncrementalCommonSharesAttributableToCallOptionsAndWarrants_lbl" xml:lang="en-US">Effect of dilutive securities Employee stock options</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncrementalCommonSharesAttributableToConversionOfDebtSecurities" xlink:label="us-gaap_IncrementalCommonSharesAttributableToConversionOfDebtSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncrementalCommonSharesAttributableToConversionOfDebtSecurities" xlink:to="us-gaap_IncrementalCommonSharesAttributableToConversionOfDebtSecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncrementalCommonSharesAttributableToConversionOfDebtSecurities_lbl" xml:lang="en-US">Effect of dilutive securities Dilutive potential common shares</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AdjustedweightedAverageSharesAndAssumedConversions" xlink:label="snfc_AdjustedweightedAverageSharesAndAssumedConversions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AdjustedweightedAverageSharesAndAssumedConversions" xlink:to="snfc_AdjustedweightedAverageSharesAndAssumedConversions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AdjustedweightedAverageSharesAndAssumedConversions_lbl" xml:lang="en-US">Denominator for diluted earnings per share-adjusted weighted-average shares and assumed conversions</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareBasic" xlink:to="us-gaap_EarningsPerShareBasic_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_EarningsPerShareBasic_2_lbl" xml:lang="en-US">Basic earnings per share</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareDiluted" xlink:to="us-gaap_EarningsPerShareDiluted_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_EarningsPerShareDiluted_2_lbl" xml:lang="en-US">Diluted earnings per share</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:to="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_lbl" xml:lang="en-US">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount" xlink:to="us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount_lbl" xml:lang="en-US">Share-based Payment Arrangement, Amount Capitalized</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2014" xlink:label="snfc_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2014" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2014" xlink:to="snfc_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2014_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2014_lbl" xml:lang="en-US">Unrecognized compensation expense related to the options issued in December 2014</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TotalIntrinsicValue" xlink:label="snfc_TotalIntrinsicValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TotalIntrinsicValue" xlink:to="snfc_TotalIntrinsicValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TotalIntrinsicValue_lbl" xml:lang="en-US">Total intrinsic value</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Weighted Average Fair Value of Each Option</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_lbl" xml:lang="en-US">Expected Dividend Yield</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_UnderlyingStockFmv" xlink:label="snfc_UnderlyingStockFmv" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnderlyingStockFmv" xlink:to="snfc_UnderlyingStockFmv_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_UnderlyingStockFmv_lbl" xml:lang="en-US">Underlying stock FMV</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsWeightedAverageVolatilityRate" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsWeightedAverageVolatilityRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsWeightedAverageVolatilityRate" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsWeightedAverageVolatilityRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsWeightedAverageVolatilityRate_lbl" xml:lang="en-US">Weighted Average Volatility</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_lbl" xml:lang="en-US">Weighted Average Risk Free Interest Rate</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_lbl" xml:lang="en-US">Weighted Average Expected Life (Term)</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharesOutstanding" xlink:label="us-gaap_SharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharesOutstanding" xlink:to="us-gaap_SharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_SharesOutstanding_lbl" xml:lang="en-US">Shares, Outstanding, beginning</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AdjustmentForEffectOfStockDividends" xlink:label="snfc_AdjustmentForEffectOfStockDividends" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AdjustmentForEffectOfStockDividends" xlink:to="snfc_AdjustmentForEffectOfStockDividends_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AdjustmentForEffectOfStockDividends_lbl" xml:lang="en-US">Adjustment for effect of stock dividends</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_SharesGranted" xlink:label="snfc_SharesGranted" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SharesGranted" xlink:to="snfc_SharesGranted_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_SharesGranted_lbl" xml:lang="en-US">Shares Granted</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_SharesExercised" xlink:label="snfc_SharesExercised" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SharesExercised" xlink:to="snfc_SharesExercised_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_SharesExercised_lbl" xml:lang="en-US">Shares Exercised</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_SharesCancelled" xlink:label="snfc_SharesCancelled" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SharesCancelled" xlink:to="snfc_SharesCancelled_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_SharesCancelled_lbl" xml:lang="en-US">Shares Cancelled</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharesOutstanding" xlink:to="us-gaap_SharesOutstanding_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_SharesOutstanding_2_lbl" xml:lang="en-US">Shares, Outstanding, ending</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl" xml:lang="en-US">Shares outstanding, beginning</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PerShareSharesGranted" xlink:label="snfc_PerShareSharesGranted" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PerShareSharesGranted" xlink:to="snfc_PerShareSharesGranted_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PerShareSharesGranted_lbl" xml:lang="en-US">Per Share Shares Granted</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PerShareSharesExercised" xlink:label="snfc_PerShareSharesExercised" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PerShareSharesExercised" xlink:to="snfc_PerShareSharesExercised_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PerShareSharesExercised_lbl" xml:lang="en-US">Per Share Shares Exercised</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PerShareSharesCancelled" xlink:label="snfc_PerShareSharesCancelled" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PerShareSharesCancelled" xlink:to="snfc_PerShareSharesCancelled_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PerShareSharesCancelled_lbl" xml:lang="en-US">Per Share Shares cancelled</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_2_lbl" xml:lang="en-US">Shares, Outstanding, ending</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OptionsExercisable" xlink:label="snfc_OptionsExercisable" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OptionsExercisable" xlink:to="snfc_OptionsExercisable_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OptionsExercisable_lbl" xml:lang="en-US">Options Exercisable</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_lbl" xml:lang="en-US">Options exercisable</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AvailableOptionsForFutureGrant" xlink:label="snfc_AvailableOptionsForFutureGrant" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AvailableOptionsForFutureGrant" xlink:to="snfc_AvailableOptionsForFutureGrant_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AvailableOptionsForFutureGrant_lbl" xml:lang="en-US">Available options for future grant</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_WeightedAverageContractualTermOfOptionsoutstanding" xlink:label="snfc_WeightedAverageContractualTermOfOptionsoutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_WeightedAverageContractualTermOfOptionsoutstanding" xlink:to="snfc_WeightedAverageContractualTermOfOptionsoutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_WeightedAverageContractualTermOfOptionsoutstanding_lbl" xml:lang="en-US">Weighted average contractual term of options outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_WeightedAverageContractualTermOfOptionsexercisable" xlink:label="snfc_WeightedAverageContractualTermOfOptionsexercisable" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_WeightedAverageContractualTermOfOptionsexercisable" xlink:to="snfc_WeightedAverageContractualTermOfOptionsexercisable_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_WeightedAverageContractualTermOfOptionsexercisable_lbl" xml:lang="en-US">Weighted average contractual term of options exercisable</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AggregatedIntrinsicValueOfOptionsOutstanding" xlink:label="snfc_AggregatedIntrinsicValueOfOptionsOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AggregatedIntrinsicValueOfOptionsOutstanding" xlink:to="snfc_AggregatedIntrinsicValueOfOptionsOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AggregatedIntrinsicValueOfOptionsOutstanding_lbl" xml:lang="en-US">Aggregated intrinsic value of options outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AggregatedIntrinsicValueOfOptionsExercisable" xlink:label="snfc_AggregatedIntrinsicValueOfOptionsExercisable" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AggregatedIntrinsicValueOfOptionsExercisable" xlink:to="snfc_AggregatedIntrinsicValueOfOptionsExercisable_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AggregatedIntrinsicValueOfOptionsExercisable_lbl" xml:lang="en-US">Aggregated intrinsic value of options exercisable</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount" xlink:label="us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount" xlink:to="us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_lbl" xml:lang="en-US">Statutory Net Income Amount</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance" xlink:label="us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance" xlink:to="us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_lbl" xml:lang="en-US">Statutory Capital and Surplus, Balance</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DividendsCash" xlink:label="us-gaap_DividendsCash" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DividendsCash" xlink:to="us-gaap_DividendsCash_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DividendsCash_lbl" xml:lang="en-US">Cash dividend paid</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_RevenueFromCustomers" xlink:label="snfc_RevenueFromCustomers" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RevenueFromCustomers" xlink:to="snfc_RevenueFromCustomers_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_RevenueFromCustomers_lbl" xml:lang="en-US">Revenue from customers</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentIncomeNet" xlink:label="us-gaap_InvestmentIncomeNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentIncomeNet" xlink:to="us-gaap_InvestmentIncomeNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InvestmentIncomeNet_lbl" xml:lang="en-US">Net investment income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GainLossOnInvestments" xlink:label="us-gaap_GainLossOnInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnInvestments" xlink:to="us-gaap_GainLossOnInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_GainLossOnInvestments_lbl" xml:lang="en-US">Gains on investments and other assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityMethodInvestmentOtherThanTemporaryImpairment" xlink:label="us-gaap_EquityMethodInvestmentOtherThanTemporaryImpairment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquityMethodInvestmentOtherThanTemporaryImpairment" xlink:to="us-gaap_EquityMethodInvestmentOtherThanTemporaryImpairment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_EquityMethodInvestmentOtherThanTemporaryImpairment_lbl" xml:lang="en-US">Other than temporary impairments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherIncome" xlink:label="us-gaap_OtherIncome" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherIncome" xlink:to="us-gaap_OtherIncome_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherIncome_lbl" xml:lang="en-US">Other revenues</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Revenues" xlink:to="us-gaap_Revenues_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Revenues_2_lbl" xml:lang="en-US">Total revenues</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingExpensesAbstract" xlink:label="us-gaap_OperatingExpensesAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingExpensesAbstract" xlink:to="us-gaap_OperatingExpensesAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingExpensesAbstract_lbl" xml:lang="en-US">Expenses:</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeathAndOtherPolicyBenefits" xlink:label="snfc_DeathAndOtherPolicyBenefits" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeathAndOtherPolicyBenefits" xlink:to="snfc_DeathAndOtherPolicyBenefits_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DeathAndOtherPolicyBenefits_lbl" xml:lang="en-US">Death, surrenders and other policy benefits</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInFuturePolicyBenefitReserves" xlink:label="us-gaap_IncreaseDecreaseInFuturePolicyBenefitReserves" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInFuturePolicyBenefitReserves" xlink:to="us-gaap_IncreaseDecreaseInFuturePolicyBenefitReserves_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInFuturePolicyBenefitReserves_lbl" xml:lang="en-US">Increase in future policy benefits</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AmortizationOfDeferredPolicyAndPreneedAcquisitionCostsAndValueOfBusinessAcquired" xlink:label="snfc_AmortizationOfDeferredPolicyAndPreneedAcquisitionCostsAndValueOfBusinessAcquired" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AmortizationOfDeferredPolicyAndPreneedAcquisitionCostsAndValueOfBusinessAcquired" xlink:to="snfc_AmortizationOfDeferredPolicyAndPreneedAcquisitionCostsAndValueOfBusinessAcquired_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_AmortizationOfDeferredPolicyAndPreneedAcquisitionCostsAndValueOfBusinessAcquired_lbl" xml:lang="en-US">Amortization of deferred policy and pre-need acquisition costs and value of business acquired</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ProvisionForLoanLossReserves" xlink:label="snfc_ProvisionForLoanLossReserves" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ProvisionForLoanLossReserves" xlink:to="snfc_ProvisionForLoanLossReserves_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_ProvisionForLoanLossReserves_lbl" xml:lang="en-US">Provision for loan loss reserve</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AdministrativeCostsIntersegment" xlink:label="snfc_AdministrativeCostsIntersegment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AdministrativeCostsIntersegment" xlink:to="snfc_AdministrativeCostsIntersegment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AdministrativeCostsIntersegment_lbl" xml:lang="en-US">Intersegment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherGeneralExpense" xlink:label="us-gaap_OtherGeneralExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherGeneralExpense" xlink:to="us-gaap_OtherGeneralExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherGeneralExpense_lbl" xml:lang="en-US">Other</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="us-gaap_InterestExpenseAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseAbstract" xlink:to="us-gaap_InterestExpenseAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseAbstract_lbl" xml:lang="en-US">Interest expense:</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_InterestExpenseIntersegment" xlink:label="snfc_InterestExpenseIntersegment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_InterestExpenseIntersegment" xlink:to="snfc_InterestExpenseIntersegment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_InterestExpenseIntersegment_lbl" xml:lang="en-US">Intersegment</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestExpenseOther" xlink:label="us-gaap_InterestExpenseOther" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseOther" xlink:to="us-gaap_InterestExpenseOther_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestExpenseOther_lbl" xml:lang="en-US">Other</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BenefitsAndExpenses" xlink:label="snfc_BenefitsAndExpenses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BenefitsAndExpenses" xlink:to="snfc_BenefitsAndExpenses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BenefitsAndExpenses_lbl" xml:lang="en-US">Total benefits and expenses</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl" xml:lang="en-US">Earnings before income taxes</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit_4_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefit_4_lbl" xml:lang="en-US">Income tax benefit (expense)</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetEarningsLoss" xlink:to="snfc_NetEarningsLoss_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NetEarningsLoss_2_lbl" xml:lang="en-US">Net Earnings (Loss)</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_IdentifiableAssets" xlink:label="snfc_IdentifiableAssets" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IdentifiableAssets" xlink:to="snfc_IdentifiableAssets_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_IdentifiableAssets_lbl" xml:lang="en-US">Identifiable Assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TradingSecuritiesEquity" xlink:label="us-gaap_TradingSecuritiesEquity" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TradingSecuritiesEquity" xlink:to="us-gaap_TradingSecuritiesEquity_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TradingSecuritiesEquity_lbl" xml:lang="en-US">Fixed maturity securities available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="us-gaap_AvailableForSaleSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecurities" xlink:to="us-gaap_AvailableForSaleSecurities_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecurities_lbl" xml:lang="en-US">Equity securities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure" xlink:label="us-gaap_LoansHeldForSaleFairValueDisclosure" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansHeldForSaleFairValueDisclosure" xlink:to="us-gaap_LoansHeldForSaleFairValueDisclosure_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansHeldForSaleFairValueDisclosure_lbl" xml:lang="en-US">Loans Held-for-sale</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_RestrictedAssetsOfCemeteriesAndMortuaries" xlink:label="snfc_RestrictedAssetsOfCemeteriesAndMortuaries" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RestrictedAssetsOfCemeteriesAndMortuaries" xlink:to="snfc_RestrictedAssetsOfCemeteriesAndMortuaries_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_RestrictedAssetsOfCemeteriesAndMortuaries_lbl" xml:lang="en-US">Restricted assets of cemeteries and mortuaries</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_RestrictedAssetsOfCemeteriesAndMortuaries1" xlink:label="snfc_RestrictedAssetsOfCemeteriesAndMortuaries1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RestrictedAssetsOfCemeteriesAndMortuaries1" xlink:to="snfc_RestrictedAssetsOfCemeteriesAndMortuaries1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_RestrictedAssetsOfCemeteriesAndMortuaries1_lbl" xml:lang="en-US">Restricted assets of cemeteries and mortuaries</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CemeteryPerpetualCareTrustInvestments1" xlink:label="snfc_CemeteryPerpetualCareTrustInvestments1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryPerpetualCareTrustInvestments1" xlink:to="snfc_CemeteryPerpetualCareTrustInvestments1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_CemeteryPerpetualCareTrustInvestments1_lbl" xml:lang="en-US">Cemetery perpetual care trust investments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CemeteryPerpetualCareTrustInvestments2" xlink:label="snfc_CemeteryPerpetualCareTrustInvestments2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryPerpetualCareTrustInvestments2" xlink:to="snfc_CemeteryPerpetualCareTrustInvestments2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_CemeteryPerpetualCareTrustInvestments2_lbl" xml:lang="en-US">Cemetery perpetual care trust investments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DerivativesInterestRateLockCommitments" xlink:label="snfc_DerivativesInterestRateLockCommitments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DerivativesInterestRateLockCommitments" xlink:to="snfc_DerivativesInterestRateLockCommitments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DerivativesInterestRateLockCommitments_lbl" xml:lang="en-US">Derivatives - loan commitments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AssetsFairValueDisclosureRecurring1" xlink:label="snfc_AssetsFairValueDisclosureRecurring1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AssetsFairValueDisclosureRecurring1" xlink:to="snfc_AssetsFairValueDisclosureRecurring1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AssetsFairValueDisclosureRecurring1_lbl" xml:lang="en-US">Total assets accounted for at fair value on a recurring basis</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DerivativesBankLoanInterestRateSwapsCallOptions" xlink:label="snfc_DerivativesBankLoanInterestRateSwapsCallOptions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DerivativesBankLoanInterestRateSwapsCallOptions" xlink:to="snfc_DerivativesBankLoanInterestRateSwapsCallOptions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DerivativesBankLoanInterestRateSwapsCallOptions_lbl" xml:lang="en-US">Derivatives - call options</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DerivativesBankLoanInterestRateSwapsPutOptions" xlink:label="snfc_DerivativesBankLoanInterestRateSwapsPutOptions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DerivativesBankLoanInterestRateSwapsPutOptions" xlink:to="snfc_DerivativesBankLoanInterestRateSwapsPutOptions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_DerivativesBankLoanInterestRateSwapsPutOptions_lbl" xml:lang="en-US">Derivatives - loan commitments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments" xlink:label="snfc_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments" xlink:to="snfc_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="snfc_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments_lbl" xml:lang="en-US">Derivatives - bank loan interest rate swaps, loan commitments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisObligations" xlink:label="us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisObligations" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisObligations" xlink:to="us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisObligations_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisObligations_lbl" xml:lang="en-US">Total liabilities accounted for at fair value on a recurring basis</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FairValueBalance" xlink:label="snfc_FairValueBalance" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FairValueBalance" xlink:to="snfc_FairValueBalance_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="snfc_FairValueBalance_lbl" xml:lang="en-US">Fair Value Balance</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityRangeOfInputsMinimum" xlink:label="snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityRangeOfInputsMinimum" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityRangeOfInputsMinimum" xlink:to="snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityRangeOfInputsMinimum_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityRangeOfInputsMinimum_lbl" xml:lang="en-US">Fair Value Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Asset And Liability, Range of Inputs minimum</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityRangeOfInputsMaximum" xlink:label="snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityRangeOfInputsMaximum" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityRangeOfInputsMaximum" xlink:to="snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityRangeOfInputsMaximum_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityRangeOfInputsMaximum_lbl" xml:lang="en-US">Fair Value Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Asset And Liability, Range of Inputs maximum</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityWeightedAverage" xlink:label="snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityWeightedAverage" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityWeightedAverage" xlink:to="snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityWeightedAverage_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityWeightedAverage_lbl" xml:lang="en-US">Fair Value Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Asset And Liability, Weighted Average</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FairValueBalance" xlink:to="snfc_FairValueBalance_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="snfc_FairValueBalance_2_lbl" xml:lang="en-US">Fair Value Balance</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_Originations" xlink:label="snfc_Originations" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_Originations" xlink:to="snfc_Originations_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_Originations_lbl" xml:lang="en-US">Originations/purchases</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_Sales" xlink:label="snfc_Sales" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_Sales" xlink:to="snfc_Sales_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_Sales_lbl" xml:lang="en-US">Sales, maturities and paydowns</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TransferToMortgageLoansHeldForInvestment" xlink:label="snfc_TransferToMortgageLoansHeldForInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TransferToMortgageLoansHeldForInvestment" xlink:to="snfc_TransferToMortgageLoansHeldForInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TransferToMortgageLoansHeldForInvestment_lbl" xml:lang="en-US">Transfer to mortgage loans held for investment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TransferFromFixedMaturitySecuritiesHeldToMaturity" xlink:label="snfc_TransferFromFixedMaturitySecuritiesHeldToMaturity" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TransferFromFixedMaturitySecuritiesHeldToMaturity" xlink:to="snfc_TransferFromFixedMaturitySecuritiesHeldToMaturity_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TransferFromFixedMaturitySecuritiesHeldToMaturity_lbl" xml:lang="en-US">Transfer from fixed maturity securities held to maturity</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FairValueLossesGainsIncludedInEarnings" xlink:label="snfc_FairValueLossesGainsIncludedInEarnings" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FairValueLossesGainsIncludedInEarnings" xlink:to="snfc_FairValueLossesGainsIncludedInEarnings_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FairValueLossesGainsIncludedInEarnings_lbl" xml:lang="en-US">Fair Value, Gains (Losses) included in earnings</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TotalGainsLossesIncludedInOtherComprehensiveIncome" xlink:label="snfc_TotalGainsLossesIncludedInOtherComprehensiveIncome" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TotalGainsLossesIncludedInOtherComprehensiveIncome" xlink:to="snfc_TotalGainsLossesIncludedInOtherComprehensiveIncome_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TotalGainsLossesIncludedInOtherComprehensiveIncome_lbl" xml:lang="en-US">Total gains (losses) included in other comprehensive income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MortgageLoansOnRealEstate" xlink:label="us-gaap_MortgageLoansOnRealEstate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgageLoansOnRealEstate" xlink:to="us-gaap_MortgageLoansOnRealEstate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgageLoansOnRealEstate_lbl" xml:lang="en-US">Impaired mortgage loans held for investment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ImpairedRealEstateHeldForInvestment" xlink:label="snfc_ImpairedRealEstateHeldForInvestment" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ImpairedRealEstateHeldForInvestment" xlink:to="snfc_ImpairedRealEstateHeldForInvestment_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ImpairedRealEstateHeldForInvestment_lbl" xml:lang="en-US">Impaired real estate held for investment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AssetsFairValueDisclosureNonrecurring2" xlink:label="snfc_AssetsFairValueDisclosureNonrecurring2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AssetsFairValueDisclosureNonrecurring2" xlink:to="snfc_AssetsFairValueDisclosureNonrecurring2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AssetsFairValueDisclosureNonrecurring2_lbl" xml:lang="en-US">Total assets accounted for at fair value on a nonrecurring basis</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CarryingValue" xlink:label="snfc_CarryingValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CarryingValue" xlink:to="snfc_CarryingValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CarryingValue_lbl" xml:lang="en-US">Carrying Value</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_EstimatedCarryingValue" xlink:label="snfc_EstimatedCarryingValue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_EstimatedCarryingValue" xlink:to="snfc_EstimatedCarryingValue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_EstimatedCarryingValue_lbl" xml:lang="en-US">Estimated Carrying Value</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_UnrealizedGainsOnFixedMaturitySecuritiesAvailableForSale" xlink:label="snfc_UnrealizedGainsOnFixedMaturitySecuritiesAvailableForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsOnFixedMaturitySecuritiesAvailableForSale" xlink:to="snfc_UnrealizedGainsOnFixedMaturitySecuritiesAvailableForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_UnrealizedGainsOnFixedMaturitySecuritiesAvailableForSale_lbl" xml:lang="en-US">Unrealized gains on fixed maturity securities available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ReclassificationAdjustmentForNetRealizedGainsInNetIncome" xlink:label="snfc_ReclassificationAdjustmentForNetRealizedGainsInNetIncome" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ReclassificationAdjustmentForNetRealizedGainsInNetIncome" xlink:to="snfc_ReclassificationAdjustmentForNetRealizedGainsInNetIncome_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ReclassificationAdjustmentForNetRealizedGainsInNetIncome_lbl" xml:lang="en-US">Amounts reclassified into net earnings</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NetUnrealizedGainsBeforeTaxes" xlink:label="snfc_NetUnrealizedGainsBeforeTaxes" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetUnrealizedGainsBeforeTaxes" xlink:to="snfc_NetUnrealizedGainsBeforeTaxes_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NetUnrealizedGainsBeforeTaxes_lbl" xml:lang="en-US">Net unrealized gains before taxes</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TaxExpense" xlink:label="snfc_TaxExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TaxExpense" xlink:to="snfc_TaxExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_TaxExpense_lbl" xml:lang="en-US">Tax expense</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NetUnrealizedGainLoss" xlink:label="snfc_NetUnrealizedGainLoss" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetUnrealizedGainLoss" xlink:to="snfc_NetUnrealizedGainLoss_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NetUnrealizedGainLoss_lbl" xml:lang="en-US">Net Unrealized Gain (Loss)</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_UnrealizedGainsForBankLoanInterestRateSwapsBeforeTaxes" xlink:label="snfc_UnrealizedGainsForBankLoanInterestRateSwapsBeforeTaxes" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsForBankLoanInterestRateSwapsBeforeTaxes" xlink:to="snfc_UnrealizedGainsForBankLoanInterestRateSwapsBeforeTaxes_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_UnrealizedGainsForBankLoanInterestRateSwapsBeforeTaxes_lbl" xml:lang="en-US">Unrealized gains on restricted assets</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PotentialTaxExpense" xlink:label="snfc_PotentialTaxExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PotentialTaxExpense" xlink:to="snfc_PotentialTaxExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_PotentialTaxExpense_lbl" xml:lang="en-US">Tax expense</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NetUnrealizedGainLossIncludingDerivatieBankLoansAndTaxBenefit" xlink:label="snfc_NetUnrealizedGainLossIncludingDerivatieBankLoansAndTaxBenefit" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetUnrealizedGainLossIncludingDerivatieBankLoansAndTaxBenefit" xlink:to="snfc_NetUnrealizedGainLossIncludingDerivatieBankLoansAndTaxBenefit_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NetUnrealizedGainLossIncludingDerivatieBankLoansAndTaxBenefit_lbl" xml:lang="en-US">Net</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments" xlink:label="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments" xlink:to="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments_lbl" xml:lang="en-US">Unrealized gains on cemetery perpetual care trust investments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TaxExpenses" xlink:label="snfc_TaxExpenses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TaxExpenses" xlink:to="snfc_TaxExpenses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_TaxExpenses_lbl" xml:lang="en-US">Tax expense</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NetUnrealizedGainLosses" xlink:label="snfc_NetUnrealizedGainLosses" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetUnrealizedGainLosses" xlink:to="snfc_NetUnrealizedGainLosses_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_NetUnrealizedGainLosses_lbl" xml:lang="en-US">Net</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_UnrealizedGainsForForeignCurrencyTranslationAdjustments" xlink:label="snfc_UnrealizedGainsForForeignCurrencyTranslationAdjustments" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsForForeignCurrencyTranslationAdjustments" xlink:to="snfc_UnrealizedGainsForForeignCurrencyTranslationAdjustments_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_UnrealizedGainsForForeignCurrencyTranslationAdjustments_lbl" xml:lang="en-US">Unrealized gains for foreign currency translation adjustments</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentTax" xlink:label="us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentTax" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentTax_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentTax_lbl" xml:lang="en-US">Other Comprehensive Income (Loss), Foreign Currency Translation Adjustment, Tax</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OtherComprehensiveIncomeBalanceNet" xlink:label="snfc_OtherComprehensiveIncomeBalanceNet" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherComprehensiveIncomeBalanceNet" xlink:to="snfc_OtherComprehensiveIncomeBalanceNet_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OtherComprehensiveIncomeBalanceNet_lbl" xml:lang="en-US">Other comprehensive income balance, net</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OtherComprehensiveIncomeChanges" xlink:label="snfc_OtherComprehensiveIncomeChanges" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherComprehensiveIncomeChanges" xlink:to="snfc_OtherComprehensiveIncomeChanges_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OtherComprehensiveIncomeChanges_lbl" xml:lang="en-US">Other comprehensive income changes</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_IncreaseDecreaseInUnrealizedNetGainsOnAvailableForSaleSecurities" xlink:label="snfc_IncreaseDecreaseInUnrealizedNetGainsOnAvailableForSaleSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IncreaseDecreaseInUnrealizedNetGainsOnAvailableForSaleSecurities" xlink:to="snfc_IncreaseDecreaseInUnrealizedNetGainsOnAvailableForSaleSecurities_lbl" xlink:type="arc" />
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      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_IncreaseDecreaseInOtherComprehensiveIncomeBalance" xlink:label="snfc_IncreaseDecreaseInOtherComprehensiveIncomeBalance" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeLiabilityNotionalAmount_lbl" xml:lang="en-US">Derivative Liability, Notional Amount</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_GainLossOnDerivativesLoanCommitments" xlink:label="snfc_GainLossOnDerivativesLoanCommitments" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_GainLossOnDerivativesLoanCommitments_lbl" xml:lang="en-US">Gain (Loss) on Derivatives, Loan Commitments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_GainLossOnDerivativesCallAndPutOptions" xlink:label="snfc_GainLossOnDerivativesCallAndPutOptions" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_GainLossOnDerivativesCallAndPutOptions" xlink:to="snfc_GainLossOnDerivativesCallAndPutOptions_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_GainLossOnDerivativesCallAndPutOptions_lbl" xml:lang="en-US">Gain (Loss) on Derivatives, Call and put options</link:label>
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherInvestmentsAndPolicyLoans_lbl" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Other investments and policy loans</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRealEstateHeldForInvestment" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRealEstateHeldForInvestment" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRealEstateHeldForInvestment_lbl" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Real estate held for investment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedMortgageLoansHeldForInvestment" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedMortgageLoansHeldForInvestment" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedMortgageLoansHeldForInvestment_lbl" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Mortgage loans held for investment</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFuturePolicyBenefitsAndUnpaidClaims" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFuturePolicyBenefitsAndUnpaidClaims" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFuturePolicyBenefitsAndUnpaidClaims" xlink:to="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFuturePolicyBenefitsAndUnpaidClaims_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFuturePolicyBenefitsAndUnpaidClaims_lbl" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Future policy benefits and unpaid claims</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitySecuritiesAvailableForSale" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitySecuritiesAvailableForSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitySecuritiesAvailableForSale" xlink:to="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitySecuritiesAvailableForSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitySecuritiesAvailableForSale_lbl" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Fixed maturity securities, available for sale</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitySecuritiesHeldToMaturity" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitySecuritiesHeldToMaturity" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitySecuritiesHeldToMaturity" xlink:to="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitySecuritiesHeldToMaturity_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitySecuritiesHeldToMaturity_lbl" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Fixed maturity securities, held to maturity</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherInvestments" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherInvestments" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherInvestments_lbl" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Other investments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInvestmentIncome" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInvestmentIncome" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInvestmentIncome_lbl" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Accrued investment income</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInvestments" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInvestments" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInvestments_lbl" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Investments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedReceivablesFromReinsurers" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedReceivablesFromReinsurers" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedReceivablesFromReinsurers_lbl" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Receivables from reinsurers</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment" xlink:label="us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment" />
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      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedValueOfBusinessAcquired" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedValueOfBusinessAcquired" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedValueOfBusinessAcquired_lbl" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Value of business acquired</link:label>
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      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FairValueOfAssetsAcquiredNetOfCash" xlink:label="snfc_FairValueOfAssetsAcquiredNetOfCash" />
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ReceivableFromReinsurers" xlink:to="snfc_ReceivableFromReinsurers_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ReceivableFromReinsurers_lbl" xml:lang="en-US">Total receivable from reinsurers</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_NetFuturePolicyBenefitsAndUnpaidClaims" xlink:label="snfc_NetFuturePolicyBenefitsAndUnpaidClaims" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetFuturePolicyBenefitsAndUnpaidClaims" xlink:to="snfc_NetFuturePolicyBenefitsAndUnpaidClaims_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_NetFuturePolicyBenefitsAndUnpaidClaims_lbl" xml:lang="en-US">Net future policy benefits and unpaid claims</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PreNeedMerchandiseAndServices" xlink:label="snfc_PreNeedMerchandiseAndServices" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PreNeedMerchandiseAndServices" xlink:to="snfc_PreNeedMerchandiseAndServices_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PreNeedMerchandiseAndServices_lbl" xml:lang="en-US">Pre-need merchandise and services</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AtNeedSpecialtyMerchandise" xlink:label="snfc_AtNeedSpecialtyMerchandise" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AtNeedSpecialtyMerchandise" xlink:to="snfc_AtNeedSpecialtyMerchandise_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AtNeedSpecialtyMerchandise_lbl" xml:lang="en-US">At-need specialty merchandise</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PreNeedLandSales" xlink:label="snfc_PreNeedLandSales" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PreNeedLandSales" xlink:to="snfc_PreNeedLandSales_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PreNeedLandSales_lbl" xml:lang="en-US">Pre-need land sales</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_RevenueIncludedInOpeningContractLiability" xlink:label="snfc_RevenueIncludedInOpeningContractLiability" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RevenueIncludedInOpeningContractLiability" xlink:to="snfc_RevenueIncludedInOpeningContractLiability_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_RevenueIncludedInOpeningContractLiability_lbl" xml:lang="en-US">Revenue Included in Opening Contract Liability</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountsReceivableNet" xlink:to="us-gaap_AccountsReceivableNet_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AccountsReceivableNet_3_lbl" xml:lang="en-US">Receivables</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsReceivable" xlink:label="us-gaap_IncreaseDecreaseInAccountsReceivable" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInAccountsReceivable" xlink:to="us-gaap_IncreaseDecreaseInAccountsReceivable_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInAccountsReceivable_lbl" xml:lang="en-US">Increase (Decrease) in Accounts Receivable</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredRevenue" xlink:label="us-gaap_IncreaseDecreaseInDeferredRevenue" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInDeferredRevenue" xlink:to="us-gaap_IncreaseDecreaseInDeferredRevenue_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInDeferredRevenue_lbl" xml:lang="en-US">Increase (Decrease) in Deferred Revenue</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PreneedMerchandiseAndService" xlink:label="snfc_PreneedMerchandiseAndService" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PreneedMerchandiseAndService" xlink:to="snfc_PreneedMerchandiseAndService_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_PreneedMerchandiseAndService_lbl" xml:lang="en-US">Pre-need merchandise and services</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AtneedSpecialtyMerchandises" xlink:label="snfc_AtneedSpecialtyMerchandises" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AtneedSpecialtyMerchandises" xlink:to="snfc_AtneedSpecialtyMerchandises_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_AtneedSpecialtyMerchandises_lbl" xml:lang="en-US">At-need specialty merchandise</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_PreneedLandSale" xlink:label="snfc_PreneedLandSale" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PreneedLandSale" xlink:to="snfc_PreneedLandSale_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_PreneedLandSale_lbl" xml:lang="en-US">Pre-need land sales</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeferredPlicyAndPreneedContractAcquisitionCosts" xlink:label="snfc_DeferredPlicyAndPreneedContractAcquisitionCosts" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredPlicyAndPreneedContractAcquisitionCosts" xlink:to="snfc_DeferredPlicyAndPreneedContractAcquisitionCosts_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_DeferredPlicyAndPreneedContractAcquisitionCosts_lbl" xml:lang="en-US">Deferred plicy and pre-need contract acquisition costs</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinanceLeaseRightOfUseAssetAmortization" xlink:label="us-gaap_FinanceLeaseRightOfUseAssetAmortization" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinanceLeaseRightOfUseAssetAmortization" xlink:to="us-gaap_FinanceLeaseRightOfUseAssetAmortization_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinanceLeaseRightOfUseAssetAmortization_lbl" xml:lang="en-US">Finance Lease, Right-of-Use Asset, Amortization</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinanceLeaseInterestExpense" xlink:label="us-gaap_FinanceLeaseInterestExpense" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinanceLeaseInterestExpense" xlink:to="us-gaap_FinanceLeaseInterestExpense_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinanceLeaseInterestExpense_lbl" xml:lang="en-US">Finance Lease, Interest Expense</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseCost" xlink:label="us-gaap_OperatingLeaseCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeaseCost" xlink:to="us-gaap_OperatingLeaseCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeaseCost_lbl" xml:lang="en-US">Operating Lease, Cost</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortTermLeaseCost" xlink:label="us-gaap_ShortTermLeaseCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShortTermLeaseCost" xlink:to="us-gaap_ShortTermLeaseCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShortTermLeaseCost_lbl" xml:lang="en-US">Short-term Lease, Cost</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubleaseIncome" xlink:label="us-gaap_SubleaseIncome" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubleaseIncome" xlink:to="us-gaap_SubleaseIncome_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_SubleaseIncome_lbl" xml:lang="en-US">Sublease Income</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeaseCost" xlink:label="us-gaap_LeaseCost" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LeaseCost" xlink:to="us-gaap_LeaseCost_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LeaseCost_lbl" xml:lang="en-US">Total lease cost</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OperatingCashFlowsFromOperatingLeases" xlink:label="snfc_OperatingCashFlowsFromOperatingLeases" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OperatingCashFlowsFromOperatingLeases" xlink:to="snfc_OperatingCashFlowsFromOperatingLeases_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OperatingCashFlowsFromOperatingLeases_lbl" xml:lang="en-US">Operating Cash Flows from Operating Leases</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OperatingCashFlowsFromFinanceLeases" xlink:label="snfc_OperatingCashFlowsFromFinanceLeases" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OperatingCashFlowsFromFinanceLeases" xlink:to="snfc_OperatingCashFlowsFromFinanceLeases_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OperatingCashFlowsFromFinanceLeases_lbl" xml:lang="en-US">Operating Cash Flows from Finance Leases</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_FinancingCashFlowsFromFinanceLeases" xlink:label="snfc_FinancingCashFlowsFromFinanceLeases" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FinancingCashFlowsFromFinanceLeases" xlink:to="snfc_FinancingCashFlowsFromFinanceLeases_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FinancingCashFlowsFromFinanceLeases_lbl" xml:lang="en-US">Financing Cash Flows from Finance Leases</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinanceLeaseWeightedAverageRemainingLeaseTerm1" xlink:label="us-gaap_FinanceLeaseWeightedAverageRemainingLeaseTerm1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinanceLeaseWeightedAverageRemainingLeaseTerm1" xlink:to="us-gaap_FinanceLeaseWeightedAverageRemainingLeaseTerm1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinanceLeaseWeightedAverageRemainingLeaseTerm1_lbl" xml:lang="en-US">Finance Lease, Weighted Average Remaining Lease Term</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:label="us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:to="us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_lbl" xml:lang="en-US">Operating Lease, Weighted Average Remaining Lease Term</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinanceLeaseWeightedAverageDiscountRatePercent" xlink:label="us-gaap_FinanceLeaseWeightedAverageDiscountRatePercent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinanceLeaseWeightedAverageDiscountRatePercent" xlink:to="us-gaap_FinanceLeaseWeightedAverageDiscountRatePercent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinanceLeaseWeightedAverageDiscountRatePercent_lbl" xml:lang="en-US">Finance Lease, Weighted Average Discount Rate, Percent</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:label="us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:to="us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_lbl" xml:lang="en-US">Operating Lease, Weighted Average Discount Rate, Percent</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LeasesAxis" xlink:to="snfc_LeasesAxis_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="snfc_LeasesAxis_2_lbl" xml:lang="en-US">LeasesAxis [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_lbl" xml:lang="en-US">2021</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_lbl" xml:lang="en-US">2022</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_lbl" xml:lang="en-US">2023</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_lbl" xml:lang="en-US">2024</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_lbl" xml:lang="en-US">2025</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_lbl" xml:lang="en-US">Thereafter</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OperatingLeaseLiabilityGross" xlink:label="snfc_OperatingLeaseLiabilityGross" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OperatingLeaseLiabilityGross" xlink:to="snfc_OperatingLeaseLiabilityGross_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="snfc_OperatingLeaseLiabilityGross_lbl" xml:lang="en-US">Total undiscounted lease payments</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_OperatingLeaseLiabiilityDiscountOnCashFlow" xlink:label="snfc_OperatingLeaseLiabiilityDiscountOnCashFlow" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OperatingLeaseLiabiilityDiscountOnCashFlow" xlink:to="snfc_OperatingLeaseLiabiilityDiscountOnCashFlow_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="snfc_OperatingLeaseLiabiilityDiscountOnCashFlow_lbl" xml:lang="en-US">Less: Discount on cash flows</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseLiability" xlink:label="us-gaap_OperatingLeaseLiability" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeaseLiability" xlink:to="us-gaap_OperatingLeaseLiability_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OperatingLeaseLiability_lbl" xml:lang="en-US">Present value of lease liabilities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseRightOfUseAsset" xlink:label="us-gaap_OperatingLeaseRightOfUseAsset" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeaseRightOfUseAsset" xlink:to="us-gaap_OperatingLeaseRightOfUseAsset_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeaseRightOfUseAsset_lbl" xml:lang="en-US">Operating Lease, Right-of-Use Asset</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeaseLiability" xlink:to="us-gaap_OperatingLeaseLiability_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeaseLiability_2_lbl" xml:lang="en-US">Present value of lease liabilities</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinanceLeaseRightOfUseAsset" xlink:label="us-gaap_FinanceLeaseRightOfUseAsset" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinanceLeaseRightOfUseAsset" xlink:to="us-gaap_FinanceLeaseRightOfUseAsset_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinanceLeaseRightOfUseAsset_lbl" xml:lang="en-US">Right-of-use assets</link:label>
      <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinanceLeaseRightOfUseAssetAccumulatedAmortization" xlink:label="us-gaap_FinanceLeaseRightOfUseAssetAccumulatedAmortization" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinanceLeaseRightOfUseAssetAccumulatedAmortization" xlink:to="us-gaap_FinanceLeaseRightOfUseAssetAccumulatedAmortization_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_FinanceLeaseRightOfUseAssetAccumulatedAmortization_lbl" xml:lang="en-US">Accumulated amortization</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_RightOfUseAssetsGross" xlink:label="snfc_RightOfUseAssetsGross" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RightOfUseAssetsGross" xlink:to="snfc_RightOfUseAssetsGross_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_RightOfUseAssetsGross_lbl" xml:lang="en-US">Right-of-use assets, net</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AccruedRealEstateConstructionCostsAndRetainage" xlink:to="snfc_AccruedRealEstateConstructionCostsAndRetainage_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AccruedRealEstateConstructionCostsAndRetainage_doc" xml:lang="en-US">Represents the monetary amount of Accrued real estate construction costs and retainage, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AccumulatedOtherComprehensiveIncomeUnrealizedGainsLossesOnAvailableForSaleSecurities" xlink:to="snfc_AccumulatedOtherComprehensiveIncomeUnrealizedGainsLossesOnAvailableForSaleSecurities_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AccumulatedOtherComprehensiveIncomeUnrealizedGainsLossesOnAvailableForSaleSecurities_doc" xml:lang="en-US">Represents the monetary amount of Unrealized gains on fixed maturity securities available for sale, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AggregateFairValueCemetaryPerpetualCareTrustInvestments" xlink:to="snfc_AggregateFairValueCemetaryPerpetualCareTrustInvestments_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AggregateFairValueCemetaryPerpetualCareTrustInvestments_doc" xml:lang="en-US">Represents the monetary amount of Aggregate Fair Value, Cemetary Perpetual Care Trust Investments, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AggregateFairValueLoansHeldForSale" xlink:to="snfc_AggregateFairValueLoansHeldForSale_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AggregateFairValueLoansHeldForSale_doc" xml:lang="en-US">Represents the monetary amount of Aggregate Fair Value - Loans Held For Sale, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AggregateFairValueLoansHeldForSaleScheduleTextBlock" xlink:to="snfc_AggregateFairValueLoansHeldForSaleScheduleTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AggregateFairValueLoansHeldForSaleScheduleTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Aggregate fair value - Loans Held for Sale, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AggregateFairValueRestrictedAssets" xlink:to="snfc_AggregateFairValueRestrictedAssets_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AggregateFairValueRestrictedAssets_doc" xml:lang="en-US">Represents the monetary amount of Aggregate Fair Value, Restricted Assets, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AggregateUnpaidPrincipalBalanceLoansHeldForSale" xlink:to="snfc_AggregateUnpaidPrincipalBalanceLoansHeldForSale_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AggregateUnpaidPrincipalBalanceLoansHeldForSale_doc" xml:lang="en-US">Represents the monetary amount of Aggregate unpaid principal balance - Loans Held for Sale, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AggregatedIntrinsicValueOfOptionsExercisable" xlink:to="snfc_AggregatedIntrinsicValueOfOptionsExercisable_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AggregatedIntrinsicValueOfOptionsExercisable_doc" xml:lang="en-US">Represents the monetary amount of Aggregated intrinsic value of options exercisable, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AggregatedIntrinsicValueOfOptionsOutstanding" xlink:to="snfc_AggregatedIntrinsicValueOfOptionsOutstanding_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AggregatedIntrinsicValueOfOptionsOutstanding_doc" xml:lang="en-US">Represents the monetary amount of Aggregated intrinsic value of options outstanding, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AgingOfLoansAxis" xlink:to="snfc_AgingOfLoansAxis_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AgingOfLoansAxis_doc" xml:lang="en-US">Represents the description of Aging of Loans, during the indicated time period.</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_AgingOfLoansDomain" xlink:label="snfc_AgingOfLoansDomain" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AgingOfLoansDomain" xlink:to="snfc_AgingOfLoansDomain_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AgingOfLoansDomain_doc" xml:lang="en-US">Represents the Aging of Loans, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AllowanceForCreditLossesChargeOffs" xlink:to="snfc_AllowanceForCreditLossesChargeOffs_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AllowanceForCreditLossesChargeOffs_doc" xml:lang="en-US">Represents the monetary amount of Allowance for credit losses, Charge-offs, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AllowanceForCreditLossesProvision" xlink:to="snfc_AllowanceForCreditLossesProvision_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AllowanceForCreditLossesProvision_doc" xml:lang="en-US">Represents the monetary amount of Allowance for Credit Losses, Provision, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AllowanceForDoubtfulAccounts" xlink:to="snfc_AllowanceForDoubtfulAccounts_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AllowanceForDoubtfulAccounts_doc" xml:lang="en-US">Represents the monetary amount of Allowance for doubtful accounts, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_Amortization" xlink:to="snfc_Amortization_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_Amortization_doc" xml:lang="en-US">Represents the monetary amount of Amortization, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment" xlink:to="snfc_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ApplicationOfValuationAllowanceToWriteDownMsrsWithOtherThanTemporaryImpairment_doc" xml:lang="en-US">Represents the monetary amount of Application of valuation allowance to write down MSRs with other than temporary impairment, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ApproximateSquareFootage" xlink:to="snfc_ApproximateSquareFootage_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ApproximateSquareFootage_doc" xml:lang="en-US">Represents the Approximate Square Footage, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ArizonaMember" xlink:to="snfc_ArizonaMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ArizonaMember_doc" xml:lang="en-US">Represents the Arizona, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AssetsFairValueDisclosureNonrecurring2" xlink:to="snfc_AssetsFairValueDisclosureNonrecurring2_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AssetsFairValueDisclosureNonrecurring2_doc" xml:lang="en-US">Represents the monetary amount of Assets, Fair Value Disclosure, Nonrecurring, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AssetsFairValueDisclosureRecurring1" xlink:to="snfc_AssetsFairValueDisclosureRecurring1_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AssetsFairValueDisclosureRecurring1_doc" xml:lang="en-US">Represents the monetary amount of Assets, Fair Value Disclosure, Recurring, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AssumptionsUsedInDeterminingMsrValueTextBlock" xlink:to="snfc_AssumptionsUsedInDeterminingMsrValueTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AssumptionsUsedInDeterminingMsrValueTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Assumptions used in determining MSR value, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AvailableForSaleSecuritiesEstimatedFairValue" xlink:to="snfc_AvailableForSaleSecuritiesEstimatedFairValue_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AvailableForSaleSecuritiesEstimatedFairValue_doc" xml:lang="en-US">Represents the monetary amount of Available for Sale Securities - Estimated Fair Value, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AvailableOptionsForFutureGrant" xlink:to="snfc_AvailableOptionsForFutureGrant_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AvailableOptionsForFutureGrant_doc" xml:lang="en-US">Represents the monetary amount of Available options for future grant, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AverageMarketValueOverAmortizedCost" xlink:to="snfc_AverageMarketValueOverAmortizedCost_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AverageMarketValueOverAmortizedCost_doc" xml:lang="en-US">Represents the Average market value over amortized cost, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BalanceBeforeValuationAllowanceAtBeginningOfYear" xlink:to="snfc_BalanceBeforeValuationAllowanceAtBeginningOfYear_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BalanceBeforeValuationAllowanceAtBeginningOfYear_doc" xml:lang="en-US">Represents the monetary amount of Balance before valuation allowance at beginning of year, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BalanceBeforeValuationAllowanceAtYearEnd" xlink:to="snfc_BalanceBeforeValuationAllowanceAtYearEnd_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BalanceBeforeValuationAllowanceAtYearEnd_doc" xml:lang="en-US">Represents the monetary amount of Balance before valuation allowance at year end, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BankAndOtherLoansPayableMember" xlink:to="snfc_BankAndOtherLoansPayableMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BankAndOtherLoansPayableMember_doc" xml:lang="en-US">Represents the Bank And Other Loans Payable, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BeginningLoanLossReserve" xlink:to="snfc_BeginningLoanLossReserve_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BeginningLoanLossReserve_doc" xml:lang="en-US">Represents the monetary amount of Beginning, Loan Loss Reserve, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInvestmentIncome" xlink:to="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInvestmentIncome_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInvestmentIncome_doc" xml:lang="en-US">Represents the monetary amount of Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Accrued investment income, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitySecuritiesAvailableForSale" xlink:to="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitySecuritiesAvailableForSale_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitySecuritiesAvailableForSale_doc" xml:lang="en-US">Represents the monetary amount of Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Fixed maturity securities, available for sale, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitySecuritiesHeldToMaturity" xlink:to="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitySecuritiesHeldToMaturity_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFixedMaturitySecuritiesHeldToMaturity_doc" xml:lang="en-US">Represents the monetary amount of Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Fixed maturity securities, held to maturity, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFuturePolicyBenefitsAndUnpaidClaims" xlink:to="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFuturePolicyBenefitsAndUnpaidClaims_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFuturePolicyBenefitsAndUnpaidClaims_doc" xml:lang="en-US">Represents the monetary amount of Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Future policy benefits and unpaid claims, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInvestments" xlink:to="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInvestments_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInvestments_doc" xml:lang="en-US">Represents the monetary amount of Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Investments, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedMortgageLoansHeldForInvestment" xlink:to="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedMortgageLoansHeldForInvestment_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedMortgageLoansHeldForInvestment_doc" xml:lang="en-US">Represents the monetary amount of Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Mortgage loans held for investment, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherInvestments" xlink:to="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherInvestments_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherInvestments_doc" xml:lang="en-US">Represents the monetary amount of Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Other investments, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherInvestmentsAndPolicyLoans" xlink:to="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherInvestmentsAndPolicyLoans_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherInvestmentsAndPolicyLoans_doc" xml:lang="en-US">Represents the monetary amount of Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Other investments and policy loans, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRealEstateHeldForInvestment" xlink:to="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRealEstateHeldForInvestment_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRealEstateHeldForInvestment_doc" xml:lang="en-US">Represents the monetary amount of Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Real estate held for investment, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedReceivablesFromReinsurers" xlink:to="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedReceivablesFromReinsurers_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedReceivablesFromReinsurers_doc" xml:lang="en-US">Represents the monetary amount of Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Receivables from reinsurers, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedValueOfBusinessAcquired" xlink:to="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedValueOfBusinessAcquired_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedValueOfBusinessAcquired_doc" xml:lang="en-US">Represents the monetary amount of Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Value of business acquired, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CaliforniaMember" xlink:to="snfc_CaliforniaMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CaliforniaMember_doc" xml:lang="en-US">Represents the California, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CallOptionsMember" xlink:to="snfc_CallOptionsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CallOptionsMember_doc" xml:lang="en-US">Represents the Call Options, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CarryingValue" xlink:to="snfc_CarryingValue_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CarryingValue_doc" xml:lang="en-US">Represents the monetary amount of Carrying Value, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CashAndCashEquivalents1Member" xlink:to="snfc_CashAndCashEquivalents1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CashAndCashEquivalents1Member_doc" xml:lang="en-US">Represents the Cash and Cash Equivalents, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CashReceivedForReinsuranceAssumed" xlink:to="snfc_CashReceivedForReinsuranceAssumed_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CashReceivedForReinsuranceAssumed_doc" xml:lang="en-US">Represents the monetary amount of Cash received for reinsurance assumed, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteriesAndMortuariesMember" xlink:to="snfc_CemeteriesAndMortuariesMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CemeteriesAndMortuariesMember_doc" xml:lang="en-US">Represents the Cemeteries And Mortuaries, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryPerpetualCareTrustInvestments" xlink:to="snfc_CemeteryPerpetualCareTrustInvestments_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CemeteryPerpetualCareTrustInvestments_doc" xml:lang="en-US">Represents the monetary amount of Cemetery perpetual care trust investments (including $908,493 and $483,353 for 2019 and 2018 at estimated fair value), as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryPerpetualCareTrustInvestments1" xlink:to="snfc_CemeteryPerpetualCareTrustInvestments1_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CemeteryPerpetualCareTrustInvestments1_doc" xml:lang="en-US">Represents the monetary amount of Cemetery perpetual care trust investments, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryPerpetualCareTrustInvestments2" xlink:to="snfc_CemeteryPerpetualCareTrustInvestments2_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CemeteryPerpetualCareTrustInvestments2_doc" xml:lang="en-US">Represents the monetary amount of Cemetery perpetual care trust investments, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryPerpetualCareTrustInvestments2Member" xlink:to="snfc_CemeteryPerpetualCareTrustInvestments2Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CemeteryPerpetualCareTrustInvestments2Member_doc" xml:lang="en-US">Represents the Cemetery Perpetual Care Trust Investments, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryPerpetualCareTrustObligation" xlink:to="snfc_CemeteryPerpetualCareTrustObligation_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CemeteryPerpetualCareTrustObligation_doc" xml:lang="en-US">Represents the monetary amount of Cemetery Perpetual Care Trust Obligation, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ChangeInFairValueOfLoanCommitments" xlink:to="snfc_ChangeInFairValueOfLoanCommitments_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ChangeInFairValueOfLoanCommitments_doc" xml:lang="en-US">Represents the monetary amount of Change in fair value of loan commitments, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ChangeInFairValueOfLoanHeldForSale" xlink:to="snfc_ChangeInFairValueOfLoanHeldForSale_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ChangeInFairValueOfLoanHeldForSale_doc" xml:lang="en-US">Represents the monetary amount of Change in fair value of loans held for sale, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CoinsuranceAgreementMember" xlink:to="snfc_CoinsuranceAgreementMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CoinsuranceAgreementMember_doc" xml:lang="en-US">Represents the Coinsurance Agreement, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CommercialMember" xlink:to="snfc_CommercialMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CommercialMember_doc" xml:lang="en-US">Represents the Commercial, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CommercialRealEstate1Member" xlink:to="snfc_CommercialRealEstate1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CommercialRealEstate1Member_doc" xml:lang="en-US">Represents the Commercial Real Estate, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CommitmentsToFundNewResidentialConstructionLoans" xlink:to="snfc_CommitmentsToFundNewResidentialConstructionLoans_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CommitmentsToFundNewResidentialConstructionLoans_doc" xml:lang="en-US">Represents the monetary amount of Commitments to fund new residential construction loans, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CommitmentsToFundNewResidentialConstructionLoansFunded" xlink:to="snfc_CommitmentsToFundNewResidentialConstructionLoansFunded_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CommitmentsToFundNewResidentialConstructionLoansFunded_doc" xml:lang="en-US">Represents the monetary amount of Commitments to fund new residential construction loans funded, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ContractAssetMember" xlink:to="snfc_ContractAssetMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ContractAssetMember_doc" xml:lang="en-US">Represents the Contract Asset, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ContractLiabilityMember" xlink:to="snfc_ContractLiabilityMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ContractLiabilityMember_doc" xml:lang="en-US">Represents the Contract Liability, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ContractualMaturityAxis" xlink:to="snfc_ContractualMaturityAxis_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ContractualMaturityAxis_doc" xml:lang="en-US">Represents the description of Contractual Maturity, during the indicated time period.</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ContractualMaturityDomain" xlink:label="snfc_ContractualMaturityDomain" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ContractualMaturityDomain" xlink:to="snfc_ContractualMaturityDomain_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ContractualMaturityDomain_doc" xml:lang="en-US">Represents the Contractual Maturity, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ContractualServicingFeesMember" xlink:to="snfc_ContractualServicingFeesMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ContractualServicingFeesMember_doc" xml:lang="en-US">Represents the Contractual Servicing Fees, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ConversionClassCToClassA" xlink:to="snfc_ConversionClassCToClassA_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ConversionClassCToClassA_doc" xml:lang="en-US">Represents the monetary amount of Conversion Class C to Class A, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CorporateOfficesLifeInsuranceAndCemeteryMortuaryOperationsMember" xlink:to="snfc_CorporateOfficesLifeInsuranceAndCemeteryMortuaryOperationsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CorporateOfficesLifeInsuranceAndCemeteryMortuaryOperationsMember_doc" xml:lang="en-US">Represents the Corporate Offices, Life Insurance and Cemetery/Mortuary Operations, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CorporateSecuritiesMember" xlink:to="snfc_CorporateSecuritiesMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CorporateSecuritiesMember_doc" xml:lang="en-US">Represents the Corporate Securities, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CostOfFundingMortgageLoans" xlink:to="snfc_CostOfFundingMortgageLoans_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CostOfFundingMortgageLoans_doc" xml:lang="en-US">Represents the monetary amount of Cost Of Funding Mortgage Loans, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CreditQualityIndicatorAxis" xlink:to="snfc_CreditQualityIndicatorAxis_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CreditQualityIndicatorAxis_doc" xml:lang="en-US">Represents the description of Credit Quality Indicator, during the indicated time period.</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_CreditQualityIndicatorDomain" xlink:label="snfc_CreditQualityIndicatorDomain" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CreditQualityIndicatorDomain" xlink:to="snfc_CreditQualityIndicatorDomain_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CreditQualityIndicatorDomain_doc" xml:lang="en-US">Represents the Credit Quality Indicator, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CurrentMember" xlink:to="snfc_CurrentMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CurrentMember_doc" xml:lang="en-US">Represents the Current, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DerivativesBankLoanInterestRateSwapsCallOptions" xlink:to="snfc_DerivativesBankLoanInterestRateSwapsCallOptions_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DerivativesBankLoanInterestRateSwapsCallOptions_doc" xml:lang="en-US">Represents the monetary amount of Derivatives - bank loan interest rate swaps, Call Options, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments" xlink:to="snfc_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments_doc" xml:lang="en-US">Represents the monetary amount of Derivatives - bank loan interest rate swaps, Interest rate lock commitments, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DerivativesBankLoanInterestRateSwapsPutOptions" xlink:to="snfc_DerivativesBankLoanInterestRateSwapsPutOptions_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DerivativesBankLoanInterestRateSwapsPutOptions_doc" xml:lang="en-US">Represents the monetary amount of Derivatives - bank loan interest rate swaps, Put Options, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DerivativesInterestRateLockCommitments" xlink:to="snfc_DerivativesInterestRateLockCommitments_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DerivativesInterestRateLockCommitments_doc" xml:lang="en-US">Represents the monetary amount of Derivatives - interest rate lock commitments, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DiscountRate" xlink:to="snfc_DiscountRate_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DiscountRate_doc" xml:lang="en-US">Represents the Discount Rate, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_EndingLoanLossReserve" xlink:to="snfc_EndingLoanLossReserve_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_EndingLoanLossReserve_doc" xml:lang="en-US">Represents the monetary amount of Ending, Loan Loss Reserve, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_EquitySecurities1Member" xlink:to="snfc_EquitySecurities1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_EquitySecurities1Member_doc" xml:lang="en-US">Represents the Equity Securities, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_EstimatedCarryingValue" xlink:to="snfc_EstimatedCarryingValue_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_EstimatedCarryingValue_doc" xml:lang="en-US">Represents the monetary amount of Estimated Carrying Value, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_EstimatedFairValueOfMsrsAtEndOfPeriod" xlink:to="snfc_EstimatedFairValueOfMsrsAtEndOfPeriod_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_EstimatedFairValueOfMsrsAtEndOfPeriod_doc" xml:lang="en-US">Represents the monetary amount of Estimated fair value of MSRs at end of period, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ExerciseOfStockOptions" xlink:to="snfc_ExerciseOfStockOptions_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ExerciseOfStockOptions_doc" xml:lang="en-US">Represents the monetary amount of Exercise of stock options, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FairValueBalance" xlink:to="snfc_FairValueBalance_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_FairValueBalance_doc" xml:lang="en-US">Represents the monetary amount of Fair Value Balance, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FairValueLossesGainsIncludedInEarnings" xlink:to="snfc_FairValueLossesGainsIncludedInEarnings_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_FairValueLossesGainsIncludedInEarnings_doc" xml:lang="en-US">Represents the monetary amount of Fair Value, Gains (Losses) included in earnings, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityWeightedAverage" xlink:to="snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityWeightedAverage_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityWeightedAverage_doc" xml:lang="en-US">Represents the Fair Value Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Asset And Liability, Weighted Average, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FairValueOfAssetsAcquiredNetOfCash" xlink:to="snfc_FairValueOfAssetsAcquiredNetOfCash_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_FairValueOfAssetsAcquiredNetOfCash_doc" xml:lang="en-US">Represents the monetary amount of Fair Value of Net Assets Acquired / Consideration Paid, Net of Cash Acquired, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FederalHomeLoanBankStockAmortizedCost" xlink:to="snfc_FederalHomeLoanBankStockAmortizedCost_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_FederalHomeLoanBankStockAmortizedCost_doc" xml:lang="en-US">Represents the monetary amount of Federal Home Loan Bank stock, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FixedMaturities1Member" xlink:to="snfc_FixedMaturities1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_FixedMaturities1Member_doc" xml:lang="en-US">Represents the Fixed Maturities, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FixedMaturitySecuritiesAvailableForSale1Member" xlink:to="snfc_FixedMaturitySecuritiesAvailableForSale1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_FixedMaturitySecuritiesAvailableForSale1Member_doc" xml:lang="en-US">Represents the Fixed maturity securities available for sale, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FloridaMember" xlink:to="snfc_FloridaMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_FloridaMember_doc" xml:lang="en-US">Represents the Florida, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ForeclosedResidentialRealEstateIncludedInResidentialRealEstateHeldForInvestment" xlink:to="snfc_ForeclosedResidentialRealEstateIncludedInResidentialRealEstateHeldForInvestment_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ForeclosedResidentialRealEstateIncludedInResidentialRealEstateHeldForInvestment_doc" xml:lang="en-US">Represents the monetary amount of Foreclosed Residential Real Estate included in Residential Real Estate Held for Investment, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FuturePolicyBenefitsAnnuitiesMember" xlink:to="snfc_FuturePolicyBenefitsAnnuitiesMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_FuturePolicyBenefitsAnnuitiesMember_doc" xml:lang="en-US">Represents the Future Policy Benefits Annuities, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_GainLossOnDerivativesCallAndPutOptions" xlink:to="snfc_GainLossOnDerivativesCallAndPutOptions_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_GainLossOnDerivativesCallAndPutOptions_doc" xml:lang="en-US">Represents the monetary amount of Gain (Loss) on Derivatives, Call and put options, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_GainLossOnDerivativesLoanCommitments" xlink:to="snfc_GainLossOnDerivativesLoanCommitments_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_GainLossOnDerivativesLoanCommitments_doc" xml:lang="en-US">Represents the monetary amount of Gain (Loss) on Derivatives, Loan Commitments, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_GainsLossesOnInvestmentsByCategoryAxis" xlink:to="snfc_GainsLossesOnInvestmentsByCategoryAxis_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_GainsLossesOnInvestmentsByCategoryAxis_doc" xml:lang="en-US">Represents the description of Gains Losses on Investments by Category, during the indicated time period.</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_GainsLossesOnInvestmentsByCategoryDomain" xlink:label="snfc_GainsLossesOnInvestmentsByCategoryDomain" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_GainsLossesOnInvestmentsByCategoryDomain" xlink:to="snfc_GainsLossesOnInvestmentsByCategoryDomain_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_GainsLossesOnInvestmentsByCategoryDomain_doc" xml:lang="en-US">Represents the Gains Losses on Investments by Category, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_GainsandLossesOnSecuritiesSoldInCurrentYear" xlink:to="snfc_GainsandLossesOnSecuritiesSoldInCurrentYear_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_GainsandLossesOnSecuritiesSoldInCurrentYear_doc" xml:lang="en-US">Represents the monetary amount of Gains on securities sold, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_GrossInvestmentIncome" xlink:to="snfc_GrossInvestmentIncome_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_GrossInvestmentIncome_doc" xml:lang="en-US">Represents the monetary amount of Gross investment income, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_GrossRealizedGains" xlink:to="snfc_GrossRealizedGains_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_GrossRealizedGains_doc" xml:lang="en-US">Represents the monetary amount of Gross Realized Gains, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_GrossRealizedLosses" xlink:to="snfc_GrossRealizedLosses_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_GrossRealizedLosses_doc" xml:lang="en-US">Represents the monetary amount of Gross Realized Losses, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ImpairedRealEstateHeldForInvestment" xlink:to="snfc_ImpairedRealEstateHeldForInvestment_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ImpairedRealEstateHeldForInvestment_doc" xml:lang="en-US">Represents the monetary amount of Impaired real estate held for investment, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ImpairmentLossesOnResidentialRealEstateHeldForInvestment" xlink:to="snfc_ImpairmentLossesOnResidentialRealEstateHeldForInvestment_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ImpairmentLossesOnResidentialRealEstateHeldForInvestment_doc" xml:lang="en-US">Represents the monetary amount of Impairment losses on residential real estate held for investment, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_InForeclosureMember" xlink:to="snfc_InForeclosureMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_InForeclosureMember_doc" xml:lang="en-US">Represents the In Foreclosure, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IncreaseDecreaseInAssetsForPerpetualCareTrusts" xlink:to="snfc_IncreaseDecreaseInAssetsForPerpetualCareTrusts_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_IncreaseDecreaseInAssetsForPerpetualCareTrusts_doc" xml:lang="en-US">Represents the monetary amount of Increase Decrease In Assets For Perpetual Care Trusts, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IncreaseDecreaseInCemeteryPerpetualCareTrustInvestments" xlink:to="snfc_IncreaseDecreaseInCemeteryPerpetualCareTrustInvestments_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_IncreaseDecreaseInCemeteryPerpetualCareTrustInvestments_doc" xml:lang="en-US">Represents the monetary amount of Increase Decrease in Cemetery perpetual care trust investments, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IndustrialMiscellaneousAndAllOtherMember" xlink:to="snfc_IndustrialMiscellaneousAndAllOtherMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_IndustrialMiscellaneousAndAllOtherMember_doc" xml:lang="en-US">Represents the Industrial, miscellaneous and all other, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_InsuranceAssignmentsAmortizedCost" xlink:to="snfc_InsuranceAssignmentsAmortizedCost_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_InsuranceAssignmentsAmortizedCost_doc" xml:lang="en-US">Represents the monetary amount of Insurance assignments, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_InsuranceAssignmentsMember" xlink:to="snfc_InsuranceAssignmentsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_InsuranceAssignmentsMember_doc" xml:lang="en-US">Represents the Insurance Assignments, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_InterestNotAccruedOnNonPerformingLoans" xlink:to="snfc_InterestNotAccruedOnNonPerformingLoans_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_InterestNotAccruedOnNonPerformingLoans_doc" xml:lang="en-US">Represents the monetary amount of Interest not accrued on non-performing loans, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_KansasMember" xlink:to="snfc_KansasMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_KansasMember_doc" xml:lang="en-US">Represents the Kansas, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_KilpatrickLifeInsuranceCoMember" xlink:to="snfc_KilpatrickLifeInsuranceCoMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_KilpatrickLifeInsuranceCoMember_doc" xml:lang="en-US">Represents the Kilpatrick Life Insurance Co, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LateFeesMember" xlink:to="snfc_LateFeesMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_LateFeesMember_doc" xml:lang="en-US">Represents the Late Fees, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LessThan12MonthsMember" xlink:to="snfc_LessThan12MonthsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_LessThan12MonthsMember_doc" xml:lang="en-US">Represents the Less Than 12 Months, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_Level3InputsAxis" xlink:to="snfc_Level3InputsAxis_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_Level3InputsAxis_doc" xml:lang="en-US">Represents the description of Level 3 Inputs, during the indicated time period.</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_Level3InputsDomain" xlink:label="snfc_Level3InputsDomain" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_Level3InputsDomain" xlink:to="snfc_Level3InputsDomain_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_Level3InputsDomain_doc" xml:lang="en-US">Represents the Level 3 Inputs, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LifeInsuranceOperationsMember" xlink:to="snfc_LifeInsuranceOperationsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_LifeInsuranceOperationsMember_doc" xml:lang="en-US">Represents the Life Insurance Operations, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LoanCommitmentsMember" xlink:to="snfc_LoanCommitmentsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_LoanCommitmentsMember_doc" xml:lang="en-US">Represents the Loan Commitments, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LoanFees" xlink:to="snfc_LoanFees_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_LoanFees_doc" xml:lang="en-US">Represents the monetary amount of Loan fees, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LoanLossReserveChargeOffs" xlink:to="snfc_LoanLossReserveChargeOffs_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_LoanLossReserveChargeOffs_doc" xml:lang="en-US">Represents the monetary amount of Loan loss reserve, Charge-offs, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LoanLossReserveProvisionsForLosses" xlink:to="snfc_LoanLossReserveProvisionsForLosses_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_LoanLossReserveProvisionsForLosses_doc" xml:lang="en-US">Represents the monetary amount of Loan loss reserve, Provisions for losses, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LoansHeldForSale" xlink:to="snfc_LoansHeldForSale_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_LoansHeldForSale_doc" xml:lang="en-US">Represents the monetary amount of Loans held for sale at estimated fair value, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LoansHeldForSale1Member" xlink:to="snfc_LoansHeldForSale1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_LoansHeldForSale1Member_doc" xml:lang="en-US">Represents the Loans Held For Sale, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LoansHeldForSaleDisclosureTextBlock" xlink:to="snfc_LoansHeldForSaleDisclosureTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_LoansHeldForSaleDisclosureTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of 4) Loans Held For Sale, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_LouisianaMember" xlink:to="snfc_LouisianaMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_LouisianaMember_doc" xml:lang="en-US">Represents the Louisiana, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MajorGoodsOrServicesLinesAtNeedMember" xlink:to="snfc_MajorGoodsOrServicesLinesAtNeedMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MajorGoodsOrServicesLinesAtNeedMember_doc" xml:lang="en-US">Represents the Major Goods Or Services Lines, at Need, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MajorGoodsOrServicesLinesPreNeedMember" xlink:to="snfc_MajorGoodsOrServicesLinesPreNeedMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MajorGoodsOrServicesLinesPreNeedMember_doc" xml:lang="en-US">Represents the Major Goods Or Services Lines, Pre Need, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MississippiMember" xlink:to="snfc_MississippiMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MississippiMember_doc" xml:lang="en-US">Represents the Mississippi, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MoreThan12MonthsMember" xlink:to="snfc_MoreThan12MonthsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MoreThan12MonthsMember_doc" xml:lang="en-US">Represents the More Than 12 Months, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageFeeIncome" xlink:to="snfc_MortgageFeeIncome_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageFeeIncome_doc" xml:lang="en-US">Represents the monetary amount of Mortgage Fee Income, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoans" xlink:to="snfc_MortgageLoans_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageLoans_doc" xml:lang="en-US">Represents the monetary amount of Mortgage loans, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansAllowanceForLoanLosses" xlink:to="snfc_MortgageLoansAllowanceForLoanLosses_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageLoansAllowanceForLoanLosses_doc" xml:lang="en-US">Represents the monetary amount of Mortgage Loans, Allowance for Loan Losses, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansDuringPeriod" xlink:to="snfc_MortgageLoansDuringPeriod_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageLoansDuringPeriod_doc" xml:lang="en-US">Represents the monetary amount of Mortgage Loans during period, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansHeldForInvestmentForeclosedIntoRealEstateHeldForInvestment" xlink:to="snfc_MortgageLoansHeldForInvestmentForeclosedIntoRealEstateHeldForInvestment_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageLoansHeldForInvestmentForeclosedIntoRealEstateHeldForInvestment_doc" xml:lang="en-US">Represents the monetary amount of Mortgage loans held for investment foreclosed into real estate held for investment, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansHeldForInvestmentForeclosedIntoReceivables" xlink:to="snfc_MortgageLoansHeldForInvestmentForeclosedIntoReceivables_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageLoansHeldForInvestmentForeclosedIntoReceivables_doc" xml:lang="en-US">Represents the monetary amount of Mortgage Loans Held for Investment Foreclosed into Receivables, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansNet1Member" xlink:to="snfc_MortgageLoansNet1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageLoansNet1Member_doc" xml:lang="en-US">Represents the Mortgage Loans Net, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansOnRealEstateAndConstruction" xlink:to="snfc_MortgageLoansOnRealEstateAndConstruction_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageLoansOnRealEstateAndConstruction_doc" xml:lang="en-US">Represents the monetary amount of Mortgage loans on real estate and construction, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses" xlink:to="snfc_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageLoansOnRealEstateAndConstructionAllowanceForLosses_doc" xml:lang="en-US">Represents the monetary amount of Mortgage loans on real estate and construction, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansOnRealEstateAndConstructionDiscount" xlink:to="snfc_MortgageLoansOnRealEstateAndConstructionDiscount_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageLoansOnRealEstateAndConstructionDiscount_doc" xml:lang="en-US">Represents the monetary amount of Mortgage loans on real estate and construction, Discount, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansOnRealEstateAndConstructionUnamortizedDeferredLoanFeesNet" xlink:to="snfc_MortgageLoansOnRealEstateAndConstructionUnamortizedDeferredLoanFeesNet_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageLoansOnRealEstateAndConstructionUnamortizedDeferredLoanFeesNet_doc" xml:lang="en-US">Represents the monetary amount of Mortgage loans on real estate and construction, unamortized deferred loan fees, net, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansRealEstateMember" xlink:to="snfc_MortgageLoansRealEstateMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageLoansRealEstateMember_doc" xml:lang="en-US">Represents the Mortgage Loans Real Estate, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansUnamortizedDeferredLoanFeesNet" xlink:to="snfc_MortgageLoansUnamortizedDeferredLoanFeesNet_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageLoansUnamortizedDeferredLoanFeesNet_doc" xml:lang="en-US">Represents the monetary amount of Mortgage Loans, Unamortized deferred loan fees, net, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageMember" xlink:to="snfc_MortgageMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageMember_doc" xml:lang="en-US">Represents the Mortgage, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageSalesMember" xlink:to="snfc_MortgageSalesMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageSalesMember_doc" xml:lang="en-US">Represents the Mortgage Sales, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageServicingRightsMember" xlink:to="snfc_MortgageServicingRightsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageServicingRightsMember_doc" xml:lang="en-US">Represents the Mortgage Servicing Rights, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageServicingRightsNet" xlink:to="snfc_MortgageServicingRightsNet_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MortgageServicingRightsNet_doc" xml:lang="en-US">Represents the monetary amount of Mortgage servicing rights, net, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MsrsProceedsFromLoanSales" xlink:to="snfc_MsrsProceedsFromLoanSales_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_MsrsProceedsFromLoanSales_doc" xml:lang="en-US">Represents the monetary amount of MSRs proceeds from loan sales, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetCarryingAmountForSalesOfSecurities" xlink:to="snfc_NetCarryingAmountForSalesOfSecurities_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_NetCarryingAmountForSalesOfSecurities_doc" xml:lang="en-US">Represents the monetary amount of Net carrying amount for sales of securities, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetDerivativesLoanCommitmentsMember" xlink:to="snfc_NetDerivativesLoanCommitmentsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_NetDerivativesLoanCommitmentsMember_doc" xml:lang="en-US">Represents the Net Derivatives Loan Commitments, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetMortgageLoansMember" xlink:to="snfc_NetMortgageLoansMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_NetMortgageLoansMember_doc" xml:lang="en-US">Represents the Net Mortgage Loans, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetMortuaryAndCemeterySales" xlink:to="snfc_NetMortuaryAndCemeterySales_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_NetMortuaryAndCemeterySales_doc" xml:lang="en-US">Represents the monetary amount of Net mortuary and cemetery sales, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetRealizedLossRelatedToSalesOfSecurities" xlink:to="snfc_NetRealizedLossRelatedToSalesOfSecurities_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_NetRealizedLossRelatedToSalesOfSecurities_doc" xml:lang="en-US">Represents the monetary amount of Net realized loss related to sales of securities, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NevadaMember" xlink:to="snfc_NevadaMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_NevadaMember_doc" xml:lang="en-US">Represents the Nevada, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NonperformingFinancingReceivable1Member" xlink:to="snfc_NonperformingFinancingReceivable1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_NonperformingFinancingReceivable1Member_doc" xml:lang="en-US">Represents the Nonperforming Financing Receivable, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OhioMember" xlink:to="snfc_OhioMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_OhioMember_doc" xml:lang="en-US">Represents the Ohio, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OptionsExercisable" xlink:to="snfc_OptionsExercisable_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_OptionsExercisable_doc" xml:lang="en-US">Represents the Options Exercisable (number of shares), as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_Originations" xlink:to="snfc_Originations_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_Originations_doc" xml:lang="en-US">Represents the monetary amount of Originations, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherAssets1Member" xlink:to="snfc_OtherAssets1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_OtherAssets1Member_doc" xml:lang="en-US">Represents the Other Assets, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherComprehensiveIncomeTaxExpenseBenefit" xlink:to="snfc_OtherComprehensiveIncomeTaxExpenseBenefit_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_OtherComprehensiveIncomeTaxExpenseBenefit_doc" xml:lang="en-US">Represents the monetary amount of Other Comprehensive Income Tax Expense Benefit, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherInvestments1Member" xlink:to="snfc_OtherInvestments1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_OtherInvestments1Member_doc" xml:lang="en-US">Represents the Other Investments, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherInvestmentsAmortizedCost" xlink:to="snfc_OtherInvestmentsAmortizedCost_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_OtherInvestmentsAmortizedCost_doc" xml:lang="en-US">Represents the monetary amount of Other investments, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherPolicyholderBenefits" xlink:to="snfc_OtherPolicyholderBenefits_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_OtherPolicyholderBenefits_doc" xml:lang="en-US">Represents the monetary amount of Other Policyholder Benefits, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherRevenues" xlink:to="snfc_OtherRevenues_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_OtherRevenues_doc" xml:lang="en-US">Represents the monetary amount of Other Revenues, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PastDue30To59DaysMember" xlink:to="snfc_PastDue30To59DaysMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PastDue30To59DaysMember_doc" xml:lang="en-US">Represents the Past Due 30 to 59 Days, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PastDue60To89DaysMember" xlink:to="snfc_PastDue60To89DaysMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PastDue60To89DaysMember_doc" xml:lang="en-US">Represents the Past Due 60 to 89 Days, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PastDue90OrMoreDaysMember" xlink:to="snfc_PastDue90OrMoreDaysMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PastDue90OrMoreDaysMember_doc" xml:lang="en-US">Represents the Past Due 90 or More Days, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PaymentsToAcquireSubsidiariesNetOfCashAcquired" xlink:to="snfc_PaymentsToAcquireSubsidiariesNetOfCashAcquired_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PaymentsToAcquireSubsidiariesNetOfCashAcquired_doc" xml:lang="en-US">Represents the monetary amount of Payments to acquire subsidiaries, net of cash acquired, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PerShareSharesCancelled" xlink:to="snfc_PerShareSharesCancelled_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PerShareSharesCancelled_doc" xml:lang="en-US">Represents the per-share monetary value of Per Share Shares cancelled, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PerShareSharesExercised" xlink:to="snfc_PerShareSharesExercised_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PerShareSharesExercised_doc" xml:lang="en-US">Represents the per-share monetary value of Per Share Shares Exercised, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PerShareSharesGranted" xlink:to="snfc_PerShareSharesGranted_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PerShareSharesGranted_doc" xml:lang="en-US">Represents the per-share monetary value of Per Share Shares Granted, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PerformingFinancingReceivable1Member" xlink:to="snfc_PerformingFinancingReceivable1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PerformingFinancingReceivable1Member_doc" xml:lang="en-US">Represents the Performing Financing Receivable, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PolicyAndOtherLoansReceivableNet1" xlink:to="snfc_PolicyAndOtherLoansReceivableNet1_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PolicyAndOtherLoansReceivableNet1_doc" xml:lang="en-US">Represents the monetary amount of Policy And Other Loans Receivable Net, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PolicyLoanMember" xlink:to="snfc_PolicyLoanMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PolicyLoanMember_doc" xml:lang="en-US">Represents the Policy Loan, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PolicyLoansAmortizedCost" xlink:to="snfc_PolicyLoansAmortizedCost_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PolicyLoansAmortizedCost_doc" xml:lang="en-US">Represents the monetary amount of Policy loans, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PolicyStudentAndOtherLoansMember" xlink:to="snfc_PolicyStudentAndOtherLoansMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PolicyStudentAndOtherLoansMember_doc" xml:lang="en-US">Represents the Policy Student and Other Loans, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PolicyholderAccountBalancesMember" xlink:to="snfc_PolicyholderAccountBalancesMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PolicyholderAccountBalancesMember_doc" xml:lang="en-US">Represents the Policyholder Account Balances, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PolicyholderDeathBenefits" xlink:to="snfc_PolicyholderDeathBenefits_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PolicyholderDeathBenefits_doc" xml:lang="en-US">Represents the monetary amount of Policyholder Death Benefits, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ProbstFamilyFuneralsAndCremationsAndHeberValleyFuneralHomeMember" xlink:to="snfc_ProbstFamilyFuneralsAndCremationsAndHeberValleyFuneralHomeMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ProbstFamilyFuneralsAndCremationsAndHeberValleyFuneralHomeMember_doc" xml:lang="en-US">Represents the Probst Family Funerals and Cremations and Heber Valley Funeral Home, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PutOptionsMember" xlink:to="snfc_PutOptionsMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PutOptionsMember_doc" xml:lang="en-US">Represents the Put Options, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RealEstate1Member" xlink:to="snfc_RealEstate1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_RealEstate1Member_doc" xml:lang="en-US">Represents the Real Estate, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ReceivablesContractAssetsAndContractLiabilitiesAxis" xlink:to="snfc_ReceivablesContractAssetsAndContractLiabilitiesAxis_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ReceivablesContractAssetsAndContractLiabilitiesAxis_doc" xml:lang="en-US">Represents the description of Receivables Contract Assets and Contract Liabilities, during the indicated time period.</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_ReceivablesContractAssetsAndContractLiabilitiesDomain" xlink:label="snfc_ReceivablesContractAssetsAndContractLiabilitiesDomain" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ReceivablesContractAssetsAndContractLiabilitiesDomain" xlink:to="snfc_ReceivablesContractAssetsAndContractLiabilitiesDomain_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ReceivablesContractAssetsAndContractLiabilitiesDomain_doc" xml:lang="en-US">Represents the Receivables Contract Assets and Contract Liabilities, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ReceivablesMember" xlink:to="snfc_ReceivablesMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ReceivablesMember_doc" xml:lang="en-US">Represents the Receivables, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ReconciliationOfRevenuesFromCemeteryAndMortuaryContractsToBusinessSegmentInformationTextBlock" xlink:to="snfc_ReconciliationOfRevenuesFromCemeteryAndMortuaryContractsToBusinessSegmentInformationTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ReconciliationOfRevenuesFromCemeteryAndMortuaryContractsToBusinessSegmentInformationTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Reconciliation of Revenues from Cemetery and mortuary contracts to Business Segment Information, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ReinsuranceReserveCreditForLosses" xlink:to="snfc_ReinsuranceReserveCreditForLosses_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ReinsuranceReserveCreditForLosses_doc" xml:lang="en-US">Represents the monetary amount of Reinsurance Reserve Credit For Losses, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ResidentialConstructionMember" xlink:to="snfc_ResidentialConstructionMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ResidentialConstructionMember_doc" xml:lang="en-US">Represents the Residential construction, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ResidentialRealEstate1Member" xlink:to="snfc_ResidentialRealEstate1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ResidentialRealEstate1Member_doc" xml:lang="en-US">Represents the Residential Real Estate, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ResidentialRealEstateInvestmentTextBlock" xlink:to="snfc_ResidentialRealEstateInvestmentTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ResidentialRealEstateInvestmentTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Residential Real Estate Investment, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RestrictedAssets1Member" xlink:to="snfc_RestrictedAssets1Member_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_RestrictedAssets1Member_doc" xml:lang="en-US">Represents the Restricted Assets 1, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RestrictedAssetsAxis" xlink:to="snfc_RestrictedAssetsAxis_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_RestrictedAssetsAxis_doc" xml:lang="en-US">Represents the description of Restricted Assets, during the indicated time period.</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_RestrictedAssetsDomain" xlink:label="snfc_RestrictedAssetsDomain" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RestrictedAssetsDomain" xlink:to="snfc_RestrictedAssetsDomain_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_RestrictedAssetsDomain_doc" xml:lang="en-US">Represents the Restricted Assets, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RestrictedAssetsOfCemeteriesAndMortuaries" xlink:to="snfc_RestrictedAssetsOfCemeteriesAndMortuaries_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_RestrictedAssetsOfCemeteriesAndMortuaries_doc" xml:lang="en-US">Represents the monetary amount of Restricted assets of cemeteries and mortuaries, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RestrictedAssetsOfCemeteriesAndMortuaries1" xlink:to="snfc_RestrictedAssetsOfCemeteriesAndMortuaries1_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_RestrictedAssetsOfCemeteriesAndMortuaries1_doc" xml:lang="en-US">Represents the monetary amount of Restricted assets of cemeteries and mortuaries, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_Sales" xlink:to="snfc_Sales_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_Sales_doc" xml:lang="en-US">Represents the monetary amount of Sales, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfAgingOfMortgageLoansTextBlock" xlink:to="snfc_ScheduleOfAgingOfMortgageLoansTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfAgingOfMortgageLoansTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of aging of mortgage loans, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1TextBlock" xlink:to="snfc_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1TextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfAllowanceForLoanLossesAsAContraAssetAccount1TextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of Allowance for loan losses as a contra-asset account, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsTextBlock" xlink:to="snfc_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfChangesInTheConsolidatedBalanceSheetLineItemsMeasuredUsingLevel3InputsTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of Changes in the consolidated balance sheet line items measured using level 3 inputs, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1TextBlock" xlink:to="snfc_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1TextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfCreditRiskOfMortgageLoansBasedOnPerformanceStatus1TextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule Of Credit Risk Of Mortgage Loans Based On Performance Status:, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueTextBlock" xlink:to="snfc_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfFinancialInstrumentsCarriedAtOtherThanFairValueTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of Financial Instruments Carried at Other Than Fair Value, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfGainsAndLossesOnDerivativesTextBlock" xlink:to="snfc_ScheduleOfGainsAndLossesOnDerivativesTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfGainsAndLossesOnDerivativesTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of Gains and Losses on Derivatives, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfImpairedMortgageLoansTextBlock" xlink:to="snfc_ScheduleOfImpairedMortgageLoansTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfImpairedMortgageLoansTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of Impaired Mortgage Loans, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTextBlock" xlink:to="snfc_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfLoanLossReserveWhichIsIncludedInOtherLiabilitiesAndAccruedExpensesTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of loan loss reserve which is included in other liabilities and accrued expenses, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfMajorCategoriesOfNetInvestmentIncomeTextBlock" xlink:to="snfc_ScheduleOfMajorCategoriesOfNetInvestmentIncomeTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfMajorCategoriesOfNetInvestmentIncomeTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of Major categories of net investment income, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfMortgageFeeIncomeForLoansHeldForSaleTextBlock" xlink:to="snfc_ScheduleOfMortgageFeeIncomeForLoansHeldForSaleTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfMortgageFeeIncomeForLoansHeldForSaleTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of Mortgage Fee Income for Loans Held for Sale, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfMortgageLoansOnANonaccrualStatusTextBlock" xlink:to="snfc_ScheduleOfMortgageLoansOnANonaccrualStatusTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfMortgageLoansOnANonaccrualStatusTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of Mortgage loans on a nonaccrual status, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfMortgageServicingRightsTextBlock" xlink:to="snfc_ScheduleOfMortgageServicingRightsTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfMortgageServicingRightsTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of Mortgage Servicing Rights, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfOpeningAndClosingBalancesOfReceivablesContractAssetsAndContractLiabilitiesTextBlock" xlink:to="snfc_ScheduleOfOpeningAndClosingBalancesOfReceivablesContractAssetsAndContractLiabilitiesTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfOpeningAndClosingBalancesOfReceivablesContractAssetsAndContractLiabilitiesTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of Opening and Closing Balances of Receivables, Contract Assets and Contract Liabilities, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SecondaryGains" xlink:to="snfc_SecondaryGains_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_SecondaryGains_doc" xml:lang="en-US">Represents the monetary amount of Secondary gains, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SecuritiesOnDepositForRegulatoryAuthorities" xlink:to="snfc_SecuritiesOnDepositForRegulatoryAuthorities_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_SecuritiesOnDepositForRegulatoryAuthorities_doc" xml:lang="en-US">Represents the monetary amount of Securities on deposit for regulatory authorities, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ServicingUnpaidPrincipalBalance" xlink:to="snfc_ServicingUnpaidPrincipalBalance_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ServicingUnpaidPrincipalBalance_doc" xml:lang="en-US">Represents the monetary amount of Servicing Unpaid Principal Balance, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SharesCancelled" xlink:to="snfc_SharesCancelled_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_SharesCancelled_doc" xml:lang="en-US">Represents the Shares Cancelled (number of shares), during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SharesExercised" xlink:to="snfc_SharesExercised_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_SharesExercised_doc" xml:lang="en-US">Represents the Shares Exercised (number of shares), during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SharesGranted" xlink:to="snfc_SharesGranted_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_SharesGranted_doc" xml:lang="en-US">Represents the Shares Granted (number of shares), during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SquareFootage" xlink:to="snfc_SquareFootage_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_SquareFootage_doc" xml:lang="en-US">Represents the Square Footage, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SquareFootageOccupiedByTheCompany" xlink:to="snfc_SquareFootageOccupiedByTheCompany_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_SquareFootageOccupiedByTheCompany_doc" xml:lang="en-US">Represents the Square Footage Occupied by the Company, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_StockDividends" xlink:to="snfc_StockDividends_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_StockDividends_doc" xml:lang="en-US">Represents the monetary amount of Stock Dividends, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SummaryOfUnpaidPrincipalBalancesOfTheServicingPortfolioTextBlock" xlink:to="snfc_SummaryOfUnpaidPrincipalBalancesOfTheServicingPortfolioTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_SummaryOfUnpaidPrincipalBalancesOfTheServicingPortfolioTextBlock_doc" xml:lang="en-US">Represents the monetary amount of Estimated Amortization of Mortgage Service Rights, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TexasMember" xlink:to="snfc_TexasMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TexasMember_doc" xml:lang="en-US">Represents the Texas, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TimeDurationAxis" xlink:to="snfc_TimeDurationAxis_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TimeDurationAxis_doc" xml:lang="en-US">Represents the description of Time Duration, during the indicated time period.</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_TimeDurationDomain" xlink:label="snfc_TimeDurationDomain" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TimeDurationDomain" xlink:to="snfc_TimeDurationDomain_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TimeDurationDomain_doc" xml:lang="en-US">Represents the Time Duration, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TimingOfRevenueRecognitionGoodsTransferredAtAPointInTimeMember" xlink:to="snfc_TimingOfRevenueRecognitionGoodsTransferredAtAPointInTimeMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TimingOfRevenueRecognitionGoodsTransferredAtAPointInTimeMember_doc" xml:lang="en-US">Represents the Timing Of Revenue Recognition, Goods Transferred At A Point In Time, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TimingOfRevenueRecognitionServicesTransferredAtAPointInTimeMember" xlink:to="snfc_TimingOfRevenueRecognitionServicesTransferredAtAPointInTimeMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TimingOfRevenueRecognitionServicesTransferredAtAPointInTimeMember_doc" xml:lang="en-US">Represents the Timing Of Revenue Recognition, Services Transferred At A Point In Time, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TotalIntrinsicValue" xlink:to="snfc_TotalIntrinsicValue_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TotalIntrinsicValue_doc" xml:lang="en-US">Represents the monetary amount of Total intrinsic value, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TotalMember" xlink:to="snfc_TotalMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TotalMember_doc" xml:lang="en-US">Represents the Total, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TotalPastDueMember" xlink:to="snfc_TotalPastDueMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TotalPastDueMember_doc" xml:lang="en-US">Represents the Total Past Due, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TotalUnrealizedLossesMember" xlink:to="snfc_TotalUnrealizedLossesMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TotalUnrealizedLossesMember_doc" xml:lang="en-US">Represents the Total unrealized losses, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TransferFromFixedMaturitySecuritiesHeldToMaturity" xlink:to="snfc_TransferFromFixedMaturitySecuritiesHeldToMaturity_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TransferFromFixedMaturitySecuritiesHeldToMaturity_doc" xml:lang="en-US">Represents the monetary amount of Transfer from fixed maturity securities held to maturity, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TransferOfLoansHeldForSaleToMortgageLoansHeldForInvestment" xlink:to="snfc_TransferOfLoansHeldForSaleToMortgageLoansHeldForInvestment_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TransferOfLoansHeldForSaleToMortgageLoansHeldForInvestment_doc" xml:lang="en-US">Represents the monetary amount of Transfer of loans held for sale to mortgage loans held for investment, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TransferToMortgageLoansHeldForInvestment" xlink:to="snfc_TransferToMortgageLoansHeldForInvestment_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TransferToMortgageLoansHeldForInvestment_doc" xml:lang="en-US">Represents the monetary amount of Transfer to mortgage loans held for investment, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainLoansHeldForSale" xlink:to="snfc_UnrealizedGainLoansHeldForSale_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_UnrealizedGainLoansHeldForSale_doc" xml:lang="en-US">Represents the monetary amount of Unrealized gain - Loans Held for Sale, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsAndLossesOnSecuritiesHeldAtEndOfPeriod" xlink:to="snfc_UnrealizedGainsAndLossesOnSecuritiesHeldAtEndOfPeriod_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_UnrealizedGainsAndLossesOnSecuritiesHeldAtEndOfPeriod_doc" xml:lang="en-US">Represents the monetary amount of Unrealized Gains and Losses on securities held at end of period, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments3" xlink:to="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments3_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments3_doc" xml:lang="en-US">Represents the monetary amount of Unrealized gains on cemetery perpetual care trust investments, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsOnRestrictedAssets1" xlink:to="snfc_UnrealizedGainsOnRestrictedAssets1_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_UnrealizedGainsOnRestrictedAssets1_doc" xml:lang="en-US">Represents the monetary amount of Unrealized gains on restricted assets, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2014" xlink:to="snfc_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2014_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_UnrecognizedCompensationExpenseRelatedToTheOptionsIssuedInDecember2014_doc" xml:lang="en-US">Represents the monetary amount of Unrecognized compensation expense related to the options issued in December 2014, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UtahMember" xlink:to="snfc_UtahMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_UtahMember_doc" xml:lang="en-US">Represents the Utah, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_WashingtonMember" xlink:to="snfc_WashingtonMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_WashingtonMember_doc" xml:lang="en-US">Represents the Washington, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_WeightedAverageContractualTermOfOptionsexercisable" xlink:to="snfc_WeightedAverageContractualTermOfOptionsexercisable_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_WeightedAverageContractualTermOfOptionsexercisable_doc" xml:lang="en-US">Represents the description of Weighted average contractual term of options exercisable, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_WeightedAverageContractualTermOfOptionsoutstanding" xlink:to="snfc_WeightedAverageContractualTermOfOptionsoutstanding_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_WeightedAverageContractualTermOfOptionsoutstanding_doc" xml:lang="en-US">Represents the description of Weighted average contractual term of options outstanding, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FuturePolicyBenefitsAndUnpaidClaims" xlink:to="snfc_FuturePolicyBenefitsAndUnpaidClaims_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_FuturePolicyBenefitsAndUnpaidClaims_doc" xml:lang="en-US">Represents the monetary amount of Future policy benefits and unpaid claims, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfReceivablesTextBlock" xlink:to="snfc_ScheduleOfReceivablesTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfReceivablesTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of Receivables, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfValueOfBusinessAcquiredTextBlock" xlink:to="snfc_ScheduleOfValueOfBusinessAcquiredTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfValueOfBusinessAcquiredTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of Value of Business Acquired, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SummaryOfBankLoansPayableTextBlock" xlink:to="snfc_SummaryOfBankLoansPayableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_SummaryOfBankLoansPayableTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Summary of Bank Loans Payable, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfCombinedMaturitiesOfBankLoansPayableLinesOfCreditAndNotesAndContractsPayableTextBlock" xlink:to="snfc_ScheduleOfCombinedMaturitiesOfBankLoansPayableLinesOfCreditAndNotesAndContractsPayableTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfCombinedMaturitiesOfBankLoansPayableLinesOfCreditAndNotesAndContractsPayableTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of combined maturities of bank loans payable, lines of credit and notes and contracts payable, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfTheComponentsOfTheCemeteryPerpetualCareObligationTextBlock" xlink:to="snfc_ScheduleOfTheComponentsOfTheCemeteryPerpetualCareObligationTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfTheComponentsOfTheCemeteryPerpetualCareObligationTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of the components of the cemetery perpetual care obligation, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfRestrictedAssetsInCemeteryAndMortuaryEndowmentCareAndPreNeedMerchandiseFundsTextBlock" xlink:to="snfc_ScheduleOfRestrictedAssetsInCemeteryAndMortuaryEndowmentCareAndPreNeedMerchandiseFundsTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfRestrictedAssetsInCemeteryAndMortuaryEndowmentCareAndPreNeedMerchandiseFundsTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of Restricted Assets in Cemetery and Mortuary Endowment Care and Pre need Merchandise Funds, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_SummaryOfIncomeTaxLiabilityTextBlock" xlink:to="snfc_SummaryOfIncomeTaxLiabilityTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_SummaryOfIncomeTaxLiabilityTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Summary of Income Tax Liability, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfActivityOfStockOptionPlansTextBlock" xlink:to="snfc_ScheduleOfActivityOfStockOptionPlansTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfActivityOfStockOptionPlansTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of Activity of Stock Option Plans, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfStatutoryAccountingPracticesTextBlock" xlink:to="snfc_ScheduleOfStatutoryAccountingPracticesTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfStatutoryAccountingPracticesTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of statutory accounting practices, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfChangesInAccumulatedOtherComprehensiveIncomeTextBlock" xlink:to="snfc_ScheduleOfChangesInAccumulatedOtherComprehensiveIncomeTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfChangesInAccumulatedOtherComprehensiveIncomeTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of Changes in accumulated other comprehensive income, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AccumulatedBalancesOfOtherComprehensiveIncomeTextBlock" xlink:to="snfc_AccumulatedBalancesOfOtherComprehensiveIncomeTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AccumulatedBalancesOfOtherComprehensiveIncomeTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Accumulated Balances of Other Comprehensive Income, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ScheduleOfLeaseCostRecognizedInEarningsTextBlock" xlink:to="snfc_ScheduleOfLeaseCostRecognizedInEarningsTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ScheduleOfLeaseCostRecognizedInEarningsTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of Lease Cost Regonied in Earnings, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RightOfUseAssetsAndLeaseLiabilitiesTextblockTextBlock" xlink:to="snfc_RightOfUseAssetsAndLeaseLiabilitiesTextblockTextBlock_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_RightOfUseAssetsAndLeaseLiabilitiesTextblockTextBlock_doc" xml:lang="en-US">Represents the textual narrative disclosure of Right-of-Use Assets and Lease Liabilities TextBlock, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TradeContracts" xlink:to="snfc_TradeContracts_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TradeContracts_doc" xml:lang="en-US">Represents the monetary amount of Trade contracts, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ReceivablesFromSalesAgents" xlink:to="snfc_ReceivablesFromSalesAgents_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ReceivablesFromSalesAgents_doc" xml:lang="en-US">Represents the monetary amount of Receivables from sales agents, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ValueOfBusinessAcquired" xlink:to="snfc_ValueOfBusinessAcquired_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ValueOfBusinessAcquired_doc" xml:lang="en-US">Represents the monetary amount of Value of business acquired, balance at start of period, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IncreaseDecreaseInValueOfBusinessAcquired" xlink:to="snfc_IncreaseDecreaseInValueOfBusinessAcquired_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_IncreaseDecreaseInValueOfBusinessAcquired_doc" xml:lang="en-US">Represents the monetary amount of Increase (Decrease) in value of business acquired, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ImputedInterestOnValueOfBusinessAcquired" xlink:to="snfc_ImputedInterestOnValueOfBusinessAcquired_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ImputedInterestOnValueOfBusinessAcquired_doc" xml:lang="en-US">Represents the monetary amount of Imputed interest on value of business acquired, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ValueOfBusinessAcquiredAmortization" xlink:to="snfc_ValueOfBusinessAcquiredAmortization_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ValueOfBusinessAcquiredAmortization_doc" xml:lang="en-US">Represents the monetary amount of Value of business acquired - amortization, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ShadowAmortizationIncludedInOtherComprehensiveIncome" xlink:to="snfc_ShadowAmortizationIncludedInOtherComprehensiveIncome_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ShadowAmortizationIncludedInOtherComprehensiveIncome_doc" xml:lang="en-US">Represents the monetary amount of Shadow amortization included in other comprehensive income, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ValueOfBusinessAcquiredNetAmortizationChargedToIncome" xlink:to="snfc_ValueOfBusinessAcquiredNetAmortizationChargedToIncome_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ValueOfBusinessAcquiredNetAmortizationChargedToIncome_doc" xml:lang="en-US">Represents the monetary amount of Value of business acquired - net amortization charged to income, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TransferOfCemeteryLandAndImprovementsToPropertyAndEquipment" xlink:to="snfc_TransferOfCemeteryLandAndImprovementsToPropertyAndEquipment_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TransferOfCemeteryLandAndImprovementsToPropertyAndEquipment_doc" xml:lang="en-US">Represents the monetary amount of Transfer of Cemetery Land and Improvements to Property and Equipment, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BankLoansPayable" xlink:to="snfc_BankLoansPayable_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BankLoansPayable_doc" xml:lang="en-US">Represents the monetary amount of Bank loans payable, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CurrentInstallment" xlink:to="snfc_CurrentInstallment_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CurrentInstallment_doc" xml:lang="en-US">Represents the monetary amount of Current Installment, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BankAndOtherLoansExcludingCurrentInstallments" xlink:to="snfc_BankAndOtherLoansExcludingCurrentInstallments_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BankAndOtherLoansExcludingCurrentInstallments_doc" xml:lang="en-US">Represents the monetary amount of Bank and other loans, excluding current installments, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BankLoansPayableLinesOfCreditAndNotesAndContractsPayable" xlink:to="snfc_BankLoansPayableLinesOfCreditAndNotesAndContractsPayable_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BankLoansPayableLinesOfCreditAndNotesAndContractsPayable_doc" xml:lang="en-US">Represents the monetary amount of Bank loans payable, lines of credit and notes and contracts payable, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TotalCemeteryPerpetualCareTrustInvestments" xlink:to="snfc_TotalCemeteryPerpetualCareTrustInvestments_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TotalCemeteryPerpetualCareTrustInvestments_doc" xml:lang="en-US">Represents the monetary amount of Total Cemetery Perpetual Care Trust Investments, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TrustInvestmentsInExcessOfTrustObligations" xlink:to="snfc_TrustInvestmentsInExcessOfTrustObligations_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TrustInvestmentsInExcessOfTrustObligations_doc" xml:lang="en-US">Represents the monetary amount of Trust Investments in Excess of Trust Obligations, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CurrentIncomeTaxLiability" xlink:to="snfc_CurrentIncomeTaxLiability_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CurrentIncomeTaxLiability_doc" xml:lang="en-US">Represents the monetary amount of Current Income Tax Liability, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IncomeTaxLiability" xlink:to="snfc_IncomeTaxLiability_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_IncomeTaxLiability_doc" xml:lang="en-US">Represents the monetary amount of Income Tax Liability, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxFuturePolicyBenefits" xlink:to="snfc_DeferredTaxFuturePolicyBenefits_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DeferredTaxFuturePolicyBenefits_doc" xml:lang="en-US">Represents the monetary amount of Deferred Tax, Future policy benefits, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxLoanLossReserve" xlink:to="snfc_DeferredTaxLoanLossReserve_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DeferredTaxLoanLossReserve_doc" xml:lang="en-US">Represents the monetary amount of Deferred Tax, Loan Loss Reserve, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxUnearnedPremium" xlink:to="snfc_DeferredTaxUnearnedPremium_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DeferredTaxUnearnedPremium_doc" xml:lang="en-US">Represents the monetary amount of Deferred Tax, Unearned premium, as of the indicated date.</link:label>
      <link:loc xlink:type="locator" xlink:href="snfc-20201231.xsd#snfc_DeferredTaxAvailableForSaleSecurities" xlink:label="snfc_DeferredTaxAvailableForSaleSecurities" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxAvailableForSaleSecurities" xlink:to="snfc_DeferredTaxAvailableForSaleSecurities_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DeferredTaxAvailableForSaleSecurities_doc" xml:lang="en-US">Represents the monetary amount of Deferred Tax, Available for Sale Securities, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxNetOperatingLoss" xlink:to="snfc_DeferredTaxNetOperatingLoss_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DeferredTaxNetOperatingLoss_doc" xml:lang="en-US">Represents the monetary amount of Deferred Tax Net Operating Loss, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxDeferredCompensation" xlink:to="snfc_DeferredTaxDeferredCompensation_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DeferredTaxDeferredCompensation_doc" xml:lang="en-US">Represents the monetary amount of Deferred Tax, Deferred Compensation, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxDepositObligations" xlink:to="snfc_DeferredTaxDepositObligations_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DeferredTaxDepositObligations_doc" xml:lang="en-US">Represents the monetary amount of Deferred Tax, Deposit Obligations, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxOtherAssets" xlink:to="snfc_DeferredTaxOtherAssets_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DeferredTaxOtherAssets_doc" xml:lang="en-US">Represents the monetary amount of Deferred Tax, Other assets, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxDeferredPolicyAcquisitionCosts" xlink:to="snfc_DeferredTaxDeferredPolicyAcquisitionCosts_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DeferredTaxDeferredPolicyAcquisitionCosts_doc" xml:lang="en-US">Represents the monetary amount of Deferred Tax, Deferred policy acquisition costs, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxBasisDifferenceInPropertyAndEquipment" xlink:to="snfc_DeferredTaxBasisDifferenceInPropertyAndEquipment_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DeferredTaxBasisDifferenceInPropertyAndEquipment_doc" xml:lang="en-US">Represents the monetary amount of Deferred Tax, Basis difference in property and equipment, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxValueOfBusinessAcquired" xlink:to="snfc_DeferredTaxValueOfBusinessAcquired_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DeferredTaxValueOfBusinessAcquired_doc" xml:lang="en-US">Represents the monetary amount of Deferred Tax, Value of business acquired, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxDeferredGains" xlink:to="snfc_DeferredTaxDeferredGains_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DeferredTaxDeferredGains_doc" xml:lang="en-US">Represents the monetary amount of Deferred Tax, Deferred Gains, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxTrusts" xlink:to="snfc_DeferredTaxTrusts_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DeferredTaxTrusts_doc" xml:lang="en-US">Represents the monetary amount of Deferred Tax, Trusts, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeferredTaxTaxOnUnrealizedAppreciation" xlink:to="snfc_DeferredTaxTaxOnUnrealizedAppreciation_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DeferredTaxTaxOnUnrealizedAppreciation_doc" xml:lang="en-US">Represents the monetary amount of Deferred Tax, Tax on Unrealized Appreciation, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_InsuranceAssumedFromOtherCompanies" xlink:to="snfc_InsuranceAssumedFromOtherCompanies_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_InsuranceAssumedFromOtherCompanies_doc" xml:lang="en-US">Represents the monetary amount of Insurance assumed from other companies, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AmountsAccruedForLoanLosses" xlink:to="snfc_AmountsAccruedForLoanLosses_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AmountsAccruedForLoanLosses_doc" xml:lang="en-US">Represents the monetary amount of Amounts accrued for loan losses, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PresentValueOfAnticipatedBenefits" xlink:to="snfc_PresentValueOfAnticipatedBenefits_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PresentValueOfAnticipatedBenefits_doc" xml:lang="en-US">Represents the monetary amount of Present value of anticipated benefits, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetEarningsLoss" xlink:to="snfc_NetEarningsLoss_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_NetEarningsLoss_doc" xml:lang="en-US">Represents the monetary amount of Net Earnings (Loss), during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AdjustedweightedAverageSharesAndAssumedConversions" xlink:to="snfc_AdjustedweightedAverageSharesAndAssumedConversions_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AdjustedweightedAverageSharesAndAssumedConversions_doc" xml:lang="en-US">Represents the Adjustedweighted average shares and assumed conversions (number of shares), during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnderlyingStockFmv" xlink:to="snfc_UnderlyingStockFmv_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_UnderlyingStockFmv_doc" xml:lang="en-US">Represents the per-share monetary value of Underlying stock FMV, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ReclassificationAdjustmentForNetRealizedGainsInNetIncome" xlink:to="snfc_ReclassificationAdjustmentForNetRealizedGainsInNetIncome_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ReclassificationAdjustmentForNetRealizedGainsInNetIncome_doc" xml:lang="en-US">Represents the monetary amount of Reclassification adjustment for net realized gains in net income, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetUnrealizedGainsBeforeTaxes" xlink:to="snfc_NetUnrealizedGainsBeforeTaxes_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_NetUnrealizedGainsBeforeTaxes_doc" xml:lang="en-US">Represents the monetary amount of Net unrealized gains before taxes, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_TaxExpense" xlink:to="snfc_TaxExpense_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_TaxExpense_doc" xml:lang="en-US">Represents the monetary amount of Tax expense, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetUnrealizedGainLoss" xlink:to="snfc_NetUnrealizedGainLoss_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_NetUnrealizedGainLoss_doc" xml:lang="en-US">Represents the monetary amount of Net Unrealized Gain (Loss), during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsForBankLoanInterestRateSwapsBeforeTaxes" xlink:to="snfc_UnrealizedGainsForBankLoanInterestRateSwapsBeforeTaxes_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_UnrealizedGainsForBankLoanInterestRateSwapsBeforeTaxes_doc" xml:lang="en-US">Represents the monetary amount of Unrealized gains on restricted assets, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PotentialTaxExpense" xlink:to="snfc_PotentialTaxExpense_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PotentialTaxExpense_doc" xml:lang="en-US">Represents the monetary amount of Potential Tax Expense, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetUnrealizedGainLossIncludingDerivatieBankLoansAndTaxBenefit" xlink:to="snfc_NetUnrealizedGainLossIncludingDerivatieBankLoansAndTaxBenefit_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_NetUnrealizedGainLossIncludingDerivatieBankLoansAndTaxBenefit_doc" xml:lang="en-US">Represents the monetary amount of Net Unrealized Gain (Loss) including Derivatie Bank Loans and Tax benefit, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments" xlink:to="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments_doc" xml:lang="en-US">Represents the monetary amount of Unrealized gains on cemetery perpetual care trust investments, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsForForeignCurrencyTranslationAdjustments" xlink:to="snfc_UnrealizedGainsForForeignCurrencyTranslationAdjustments_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_UnrealizedGainsForForeignCurrencyTranslationAdjustments_doc" xml:lang="en-US">Represents the monetary amount of Unrealized gains for foreign currency translation adjustments, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherComprehensiveIncomeBalanceNet" xlink:to="snfc_OtherComprehensiveIncomeBalanceNet_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_OtherComprehensiveIncomeBalanceNet_doc" xml:lang="en-US">Represents the monetary amount of Other comprehensive income balance, net, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherComprehensiveIncomeChanges" xlink:to="snfc_OtherComprehensiveIncomeChanges_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_OtherComprehensiveIncomeChanges_doc" xml:lang="en-US">Represents the monetary amount of Other comprehensive income changes, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IncreaseDecreaseInUnrealizedNetGainsOnAvailableForSaleSecurities" xlink:to="snfc_IncreaseDecreaseInUnrealizedNetGainsOnAvailableForSaleSecurities_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_IncreaseDecreaseInUnrealizedNetGainsOnAvailableForSaleSecurities_doc" xml:lang="en-US">Represents the monetary amount of Increase (Decrease) in Unrealized gains on fixed maturity securities available-for-sale, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedNetGainsOnAvailableForSaleSecurities" xlink:to="snfc_UnrealizedNetGainsOnAvailableForSaleSecurities_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_UnrealizedNetGainsOnAvailableForSaleSecurities_doc" xml:lang="en-US">Represents the monetary amount of Unrealized gains on fix maturity securities available-for-sale, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IncreaseDececreaseInUnrealizedGainsOnRestrictedAssets" xlink:to="snfc_IncreaseDececreaseInUnrealizedGainsOnRestrictedAssets_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_IncreaseDececreaseInUnrealizedGainsOnRestrictedAssets_doc" xml:lang="en-US">Represents the monetary amount of Increase Dececrease in Unrealized gains on restricted assets, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsOnRestrictedAssets" xlink:to="snfc_UnrealizedGainsOnRestrictedAssets_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_UnrealizedGainsOnRestrictedAssets_doc" xml:lang="en-US">Represents the monetary amount of Unrealized gains on restricted assets, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IncreaseDececreaseInUnrealizedGainsOnCemeteryPerpetualCareTrustInvestments" xlink:to="snfc_IncreaseDececreaseInUnrealizedGainsOnCemeteryPerpetualCareTrustInvestments_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_IncreaseDececreaseInUnrealizedGainsOnCemeteryPerpetualCareTrustInvestments_doc" xml:lang="en-US">Represents the monetary amount of Increase Dececrease in Unrealized gains on cemetery perpetual care trust investments, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments1" xlink:to="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments1_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments1_doc" xml:lang="en-US">Represents the monetary amount of Unrealized gains on cemetery perpetual care trust investments, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherComprehensiveIncomeBalance" xlink:to="snfc_OtherComprehensiveIncomeBalance_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_OtherComprehensiveIncomeBalance_doc" xml:lang="en-US">Represents the monetary amount of Other comprehensive income (loss), Balance, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IncreaseDecreaseInOtherComprehensiveIncomeBalance" xlink:to="snfc_IncreaseDecreaseInOtherComprehensiveIncomeBalance_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_IncreaseDecreaseInOtherComprehensiveIncomeBalance_doc" xml:lang="en-US">Represents the monetary amount of Increase (Decrease) in Other comprehensive income (loss), Balance, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ReceivableFromReinsurers" xlink:to="snfc_ReceivableFromReinsurers_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_ReceivableFromReinsurers_doc" xml:lang="en-US">Represents the monetary amount of Receivable from Reinsurers, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_NetFuturePolicyBenefitsAndUnpaidClaims" xlink:to="snfc_NetFuturePolicyBenefitsAndUnpaidClaims_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_NetFuturePolicyBenefitsAndUnpaidClaims_doc" xml:lang="en-US">Represents the monetary amount of Net future policy benefits and unpaid claims, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PreNeedMerchandiseAndServices" xlink:to="snfc_PreNeedMerchandiseAndServices_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PreNeedMerchandiseAndServices_doc" xml:lang="en-US">Represents the monetary amount of Pre-need merchandise and services, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AtNeedSpecialtyMerchandise" xlink:to="snfc_AtNeedSpecialtyMerchandise_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AtNeedSpecialtyMerchandise_doc" xml:lang="en-US">Represents the monetary amount of At-need specialty merchandise, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PreNeedLandSales" xlink:to="snfc_PreNeedLandSales_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_PreNeedLandSales_doc" xml:lang="en-US">Represents the monetary amount of Pre-need land sales, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RevenueIncludedInOpeningContractLiability" xlink:to="snfc_RevenueIncludedInOpeningContractLiability_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_RevenueIncludedInOpeningContractLiability_doc" xml:lang="en-US">Represents the monetary amount of Revenue Included in Opening Contract Liability, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OperatingCashFlowsFromOperatingLeases" xlink:to="snfc_OperatingCashFlowsFromOperatingLeases_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_OperatingCashFlowsFromOperatingLeases_doc" xml:lang="en-US">Represents the monetary amount of Operating Cash Flows from Operating Leases, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OperatingCashFlowsFromFinanceLeases" xlink:to="snfc_OperatingCashFlowsFromFinanceLeases_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_OperatingCashFlowsFromFinanceLeases_doc" xml:lang="en-US">Represents the monetary amount of Operating Cash Flows from Finance Leases, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FinancingCashFlowsFromFinanceLeases" xlink:to="snfc_FinancingCashFlowsFromFinanceLeases_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_FinancingCashFlowsFromFinanceLeases_doc" xml:lang="en-US">Represents the monetary amount of Financing Cash Flows from Finance Leases, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OperatingLeaseLiabilityGross" xlink:to="snfc_OperatingLeaseLiabilityGross_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_OperatingLeaseLiabilityGross_doc" xml:lang="en-US">Represents the monetary amount of Total undiscounted lease payments, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OperatingLeaseLiabiilityDiscountOnCashFlow" xlink:to="snfc_OperatingLeaseLiabiilityDiscountOnCashFlow_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_OperatingLeaseLiabiilityDiscountOnCashFlow_doc" xml:lang="en-US">Represents the monetary amount of Operating Lease Liabiility Discount on Cash Flow, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RightOfUseAssetsGross" xlink:to="snfc_RightOfUseAssetsGross_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_RightOfUseAssetsGross_doc" xml:lang="en-US">Represents the monetary amount of Right-of-Use Assets, Gross, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryAndMortuaryMember" xlink:to="snfc_CemeteryAndMortuaryMember_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_CemeteryAndMortuaryMember_doc" xml:lang="en-US">Represents the Cemetery and Mortuary, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_RevenueFromCustomers" xlink:to="snfc_RevenueFromCustomers_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_RevenueFromCustomers_doc" xml:lang="en-US">Represents the monetary amount of Revenue from customers, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DeathAndOtherPolicyBenefits" xlink:to="snfc_DeathAndOtherPolicyBenefits_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_DeathAndOtherPolicyBenefits_doc" xml:lang="en-US">Represents the monetary amount of Death, surrenders and other policy benefits, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AdministrativeCostsIntersegment" xlink:to="snfc_AdministrativeCostsIntersegment_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_AdministrativeCostsIntersegment_doc" xml:lang="en-US">Represents the monetary amount of Administrative costs, intersegment, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_InterestExpenseIntersegment" xlink:to="snfc_InterestExpenseIntersegment_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_InterestExpenseIntersegment_doc" xml:lang="en-US">Represents the monetary amount of Interest Expense, intersegment, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_BenefitsAndExpenses" xlink:to="snfc_BenefitsAndExpenses_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_BenefitsAndExpenses_doc" xml:lang="en-US">Represents the monetary amount of Benefits and Expenses, during the indicated time period.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IdentifiableAssets" xlink:to="snfc_IdentifiableAssets_doc" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="snfc_IdentifiableAssets_doc" xml:lang="en-US">Represents the monetary amount of Identifiable Assets, as of the indicated date.</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageSales1Member" xlink:to="snfc_MortgageSales1Member_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageSales1Member_2_lbl" xml:lang="en-US">Sales</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageSales2Member" xlink:to="snfc_MortgageSales2Member_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageSales2Member_2_lbl" xml:lang="en-US">Fair Value, Gains (Losses) included in earnings [Default Label]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FixedMaturitySecuritiesAvailableForSale1Member" xlink:to="snfc_FixedMaturitySecuritiesAvailableForSale1Member_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FixedMaturitySecuritiesAvailableForSale1Member_3_lbl" xml:lang="en-US">Fixed maturity securities available for sale [Default Label]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_Bank1Member" xlink:to="snfc_Bank1Member_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_Bank1Member_2_lbl" xml:lang="en-US">Bank1Member</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquitySecuritiesMember" xlink:to="us-gaap_EquitySecuritiesMember_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquitySecuritiesMember_2_lbl" xml:lang="en-US">Equity Securities [Member]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_3_lbl" xml:lang="en-US">Cash and Cash Equivalents, at Carrying Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Assets" xlink:to="us-gaap_Assets_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Assets_2_lbl" xml:lang="en-US">Assets [Default Label]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Liabilities" xlink:to="us-gaap_Liabilities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Liabilities_2_lbl" xml:lang="en-US">Liabilities [Default Label]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockValue" xlink:to="us-gaap_TreasuryStockValue_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockValue_2_lbl" xml:lang="en-US">Treasury Stock, Value</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_4_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockholdersEquity_4_lbl" xml:lang="en-US">Stockholders' Equity Attributable to Parent</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_2_lbl" xml:lang="en-US">Liabilities and Equity</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OtherRevenues" xlink:to="snfc_OtherRevenues_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OtherRevenues_3_lbl" xml:lang="en-US">Other Revenues</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherCostAndExpenseOperating" xlink:to="us-gaap_OtherCostAndExpenseOperating_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherCostAndExpenseOperating_2_lbl" xml:lang="en-US">Other Cost and Expense, Operating</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BenefitsLossesAndExpenses" xlink:to="us-gaap_BenefitsLossesAndExpenses_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BenefitsLossesAndExpenses_2_lbl" xml:lang="en-US">Benefits, Losses and Expenses</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AccumulatedOtherComprehensiveIncomeUnrealizedGainsLossesOnAvailableForSaleSecurities" xlink:to="snfc_AccumulatedOtherComprehensiveIncomeUnrealizedGainsLossesOnAvailableForSaleSecurities_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AccumulatedOtherComprehensiveIncomeUnrealizedGainsLossesOnAvailableForSaleSecurities_3_lbl" xml:lang="en-US">Unrealized gains on fixed maturity securities available for sale [Default Label]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsOnRestrictedAssets1" xlink:to="snfc_UnrealizedGainsOnRestrictedAssets1_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_UnrealizedGainsOnRestrictedAssets1_3_lbl" xml:lang="en-US">Unrealized gains on restricted assets [Default Label]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossBeforeTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossBeforeTax_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossBeforeTax_2_lbl" xml:lang="en-US">Other Comprehensive Income (Loss), before Tax</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTax_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTax_2_lbl" xml:lang="en-US">Other Comprehensive Income (Loss), Net of Tax</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="us-gaap_ComprehensiveIncomeNetOfTax_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax_2_lbl" xml:lang="en-US">Comprehensive Income (Loss), Net of Tax, Attributable to Parent</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProfitLoss" xlink:to="us-gaap_ProfitLoss_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProfitLoss_2_lbl" xml:lang="en-US">Net Income (Loss), Including Portion Attributable to Noncontrolling Interest</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities" xlink:to="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities_2_lbl" xml:lang="en-US">Other than Temporary Impairment Losses, Investments, Available-for-sale Securities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInDeferredCharges" xlink:to="us-gaap_IncreaseDecreaseInDeferredCharges_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInDeferredCharges_2_lbl" xml:lang="en-US">Increase (Decrease) in Deferred Charges</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageServicingRightsAdditions" xlink:to="snfc_MortgageServicingRightsAdditions_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_MortgageServicingRightsAdditions_2_lbl" xml:lang="en-US">MortgageServicingRightsAdditions</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensation" xlink:to="us-gaap_ShareBasedCompensation_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensation_2_lbl" xml:lang="en-US">Share-based Payment Arrangement, Noncash Expense</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:to="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_2_lbl" xml:lang="en-US">Payments for Origination of Mortgage Loans Held-for-sale</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale" xlink:to="us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale_2_lbl" xml:lang="en-US">Increase (Decrease) in Mortgage Loans Held-for-sale</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInAssetsHeldForSale" xlink:to="us-gaap_IncreaseDecreaseInAssetsHeldForSale_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInAssetsHeldForSale_2_lbl" xml:lang="en-US">Increase (Decrease) in Assets Held-for-sale</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FuturePolicyBenefitsAndUnpaidClaims" xlink:to="snfc_FuturePolicyBenefitsAndUnpaidClaims_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_FuturePolicyBenefitsAndUnpaidClaims_3_lbl" xml:lang="en-US">Future policy benefits and unpaid claims {1}</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherCurrentAssetsAndLiabilitiesNet" xlink:to="us-gaap_IncreaseDecreaseInOtherCurrentAssetsAndLiabilitiesNet_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOtherCurrentAssetsAndLiabilitiesNet_2_lbl" xml:lang="en-US">Increase (Decrease) in Other Current Assets and Liabilities, Net</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_2_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:to="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_2_lbl" xml:lang="en-US">Payments to Acquire Held-to-maturity Securities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_2_lbl" xml:lang="en-US">Payments to Acquire Available-for-sale Securities, Equity</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseOfRestrictedInvestments" xlink:to="us-gaap_IncreaseDecreaseOfRestrictedInvestments_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseOfRestrictedInvestments_2_lbl" xml:lang="en-US">Increase (Decrease) of Restricted Investments</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_IncreaseDecreaseInAssetsForPerpetualCareTrusts" xlink:to="snfc_IncreaseDecreaseInAssetsForPerpetualCareTrusts_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_IncreaseDecreaseInAssetsForPerpetualCareTrusts_3_lbl" xml:lang="en-US">Net changes in perpetual care trusts</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireLoansHeldForInvestment" xlink:to="us-gaap_PaymentsToAcquireLoansHeldForInvestment_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireLoansHeldForInvestment_2_lbl" xml:lang="en-US">Payments to Acquire Loans Held-for-investment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_2_lbl" xml:lang="en-US">Payments to Acquire Property, Plant, and Equipment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireRealEstate" xlink:to="us-gaap_PaymentsToAcquireRealEstate_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireRealEstate_2_lbl" xml:lang="en-US">Payments to Acquire Real Estate</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_PaymentsToAcquireSubsidiariesNetOfCashAcquired" xlink:to="snfc_PaymentsToAcquireSubsidiariesNetOfCashAcquired_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_PaymentsToAcquireSubsidiariesNetOfCashAcquired_3_lbl" xml:lang="en-US">Cash paid for purchase of subsidiaries, net of cash acquired</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_2_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WithdrawalFromContractHoldersFunds" xlink:to="us-gaap_WithdrawalFromContractHoldersFunds_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WithdrawalFromContractHoldersFunds_2_lbl" xml:lang="en-US">Withdrawal from Contract Holders Funds</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RepaymentsOfBankDebt" xlink:to="us-gaap_RepaymentsOfBankDebt_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RepaymentsOfBankDebt_2_lbl" xml:lang="en-US">Repayments of Bank Debt</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityIncreaseDecreaseForPeriodNet" xlink:to="us-gaap_LineOfCreditFacilityIncreaseDecreaseForPeriodNet_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditFacilityIncreaseDecreaseForPeriodNet_2_lbl" xml:lang="en-US">Line of Credit Facility, Increase (Decrease), Net</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_2_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities</link:label>
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue_3_lbl" xlink:type="arc" />
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryPerpetualCareTrustInvestmentsPolicyTextBlock" xlink:to="snfc_CemeteryPerpetualCareTrustInvestmentsPolicyTextBlock_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CemeteryPerpetualCareTrustInvestmentsPolicyTextBlock_2_lbl" xml:lang="en-US">CemeteryPerpetualCareTrustInvestmentsPolicyTextBlock</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageServicingRightsPolicyTextBlock" xlink:to="snfc_MortgageServicingRightsPolicyTextBlock_2_lbl" xlink:type="arc" />
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy" xlink:to="us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_2_lbl" xlink:type="arc" />
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdvertisingCostsPolicyTextBlock" xlink:to="us-gaap_AdvertisingCostsPolicyTextBlock_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdvertisingCostsPolicyTextBlock_2_lbl" xml:lang="en-US">Advertising Cost [Policy Text Block]</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_MortgageLoansOnRealEstateAndConstructionUnamortizedDeferredLoanFeesNet" xlink:to="snfc_MortgageLoansOnRealEstateAndConstructionUnamortizedDeferredLoanFeesNet_3_lbl" xlink:type="arc" />
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_AllowanceForCreditLossesChargeOffs" xlink:to="snfc_AllowanceForCreditLossesChargeOffs_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AllowanceForCreditLossesChargeOffs_3_lbl" xml:lang="en-US">Allowance for credit losses, Charge-offs</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_2_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_2_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_2_lbl" xml:lang="en-US">Financing Receivable, Individually Evaluated for Impairment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_2_lbl" xml:lang="en-US">Financing Receivable, Collectively Evaluated for Impairment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebt" xlink:to="us-gaap_LongTermDebt_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebt_2_lbl" xml:lang="en-US">Long-term Debt</link:label>
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_LoanLossReserveChargeOffs_3_lbl" xml:lang="en-US">Loan loss reserve, Charge-offs</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_ValueOfBusinessAcquired" xlink:to="snfc_ValueOfBusinessAcquired_4_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_ValueOfBusinessAcquired_4_lbl" xml:lang="en-US">Value of business acquired, balance at start of period</link:label>
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_IncreaseDecreaseInValueOfBusinessAcquired_3_lbl" xml:lang="en-US">Increase (Decrease) in value of business acquired</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:to="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_2_lbl" xml:lang="en-US">Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CurrentInstallment" xlink:to="snfc_CurrentInstallment_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CurrentInstallment_3_lbl" xml:lang="en-US">Current Installment</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsNet" xlink:to="us-gaap_DeferredTaxAssetsNet_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsNet_2_lbl" xml:lang="en-US">Deferred Tax Assets, Net of Valuation Allowance</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredFederalIncomeTaxExpenseBenefit_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredFederalIncomeTaxExpenseBenefit_2_lbl" xml:lang="en-US">Deferred Federal Income Tax Expense (Benefit)</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_2_lbl" xml:lang="en-US">Deferred State and Local Income Tax Expense (Benefit)</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:to="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_2_lbl" xml:lang="en-US">Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:to="us-gaap_IncomeTaxReconciliationOtherAdjustments_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxReconciliationOtherAdjustments_2_lbl" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Other Adjustments, Amount</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockOtherSharesOutstanding" xlink:to="us-gaap_CommonStockOtherSharesOutstanding_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockOtherSharesOutstanding_3_lbl" xml:lang="en-US">Common Stock, Other Shares, Outstanding</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_2_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharesOutstanding" xlink:to="us-gaap_SharesOutstanding_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharesOutstanding_3_lbl" xml:lang="en-US">Shares, Outstanding</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_3_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price</link:label>
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentIncomeNet_2_lbl" xml:lang="en-US">Investment Income, Net</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnInvestments" xlink:to="us-gaap_GainLossOnInvestments_2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnInvestments_2_lbl" xml:lang="en-US">Gain (Loss) on Investments [Default Label]</link:label>
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_AmortizationOfDeferredPolicyAndPreneedAcquisitionCostsAndValueOfBusinessAcquired_2_lbl" xml:lang="en-US">AmortizationOfDeferredPolicyAndPreneedAcquisitionCostsAndValueOfBusinessAcquired</link:label>
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_CemeteryPerpetualCareTrustInvestments2" xlink:to="snfc_CemeteryPerpetualCareTrustInvestments2_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_CemeteryPerpetualCareTrustInvestments2_3_lbl" xml:lang="en-US">Cemetery perpetual care trust investments {2}</link:label>
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments" xlink:to="snfc_DerivativesBankLoanInterestRateSwapsInterestRateLockCommitments_3_lbl" xlink:type="arc" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_UnrealizedGainsOnRestrictedAssets_3_lbl" xml:lang="en-US">Unrealized gains on restricted assets {3}</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments1" xlink:to="snfc_UnrealizedGainsOnCemeteryPerpetualCareTrustInvestments1_3_lbl" xlink:type="arc" />
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentNetOfTax" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentNetOfTax_2_lbl" xlink:type="arc" />
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesOther" xlink:to="us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesOther_2_lbl" xlink:type="arc" />
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xlink:to="us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_2_lbl" xlink:type="arc" />
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_FinitelivedIntangibleAssetAccumulatedAmortization" xlink:to="snfc_FinitelivedIntangibleAssetAccumulatedAmortization_2_lbl" xlink:type="arc" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_DeferredPlicyAndPreneedContractAcquisitionCosts_2_lbl" xml:lang="en-US">DeferredPlicyAndPreneedContractAcquisitionCosts</link:label>
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      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OperatingLeaseLiabilityGross" xlink:to="snfc_OperatingLeaseLiabilityGross_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OperatingLeaseLiabilityGross_3_lbl" xml:lang="en-US">Total undiscounted lease payments</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="snfc_OperatingLeaseLiabiilityDiscountOnCashFlow" xlink:to="snfc_OperatingLeaseLiabiilityDiscountOnCashFlow_3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="snfc_OperatingLeaseLiabiilityDiscountOnCashFlow_3_lbl" xml:lang="en-US">Less: Discount on cash flows</link:label>
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinanceLeaseRightOfUseAssetAccumulatedAmortization" xlink:to="us-gaap_FinanceLeaseRightOfUseAssetAccumulatedAmortization_2_lbl" xlink:type="arc" />
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